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Southeast and Treasure Coast

Roofing in Palm Beach County

Half of Palm Beach County's homes were built in 1986 or earlier, and one in three before 1980. Add storm surge from Irma and Nicole and a 2024 tornado from Milton, and you have the facts behind most roof decisions here. Comparing roofing companies in Palm Beach County? Start with your permit office, your code zone and your storm record.

County seat: West Palm Beach

Updated October 2026

Low aerial view over a gray-blend shingle roof with gables and valleys, palm trees and a street behind

At a glance

Palm Beach County homes at a glance

People (2020 Census)
1,492,191
Median year homes were built
1986
Share of homes built 2010 or later
9.2%
Share of homes built before 1980
33.5%
Owner-occupied share of occupied homes
70.1%
Mobile homes, share of housing units
2.8%
Seasonal, recreational or occasional-use homes (share of all units)
9.5%

Census and county figures; each one is listed in the sources at the end of this page.

Housing

Homes here, by age and type

The Census Bureau's 2020-2024 survey counts 719,463 homes in Palm Beach County. About 45.5% are single-family detached houses, 25.1% sit in buildings of 10 or more units, and 2.8% are mobile homes. Owners live in 70.1% of the occupied ones.

Age is the bigger story for roofs. The median home was built in 1986, a third of homes predate 1980, and only 9.2% went up in 2010 or later. NRCA, the national roofing trade group, says most new roofs are designed for about 20 years of service. A house from 1986 has passed that span twice.

Two rules follow from that age. When an older roof comes off, the code can require deck re-nailing and a secondary water barrier, as the county re-roof page explains. Under 15 years, roof age alone cannot cost you a policy; past that, Florida law lets you get an inspection before an insurer can require a new roof. The county inspection page walks through the forms.

Permits

Who issues roof permits in Palm Beach County

Your address decides your permit office. Unincorporated areas, including The Acreage and Jupiter Farms, file with the county's Planning, Zoning and Building Department, Building Division. Most of the county's 39 cities, towns and villages run their own building departments, from West Palm Beach and Boca Raton down to Gulf Stream and Golf. The office list below links each one on record; for Briny Breezes and Cloud Lake we found no permit page, so check with the town.

The county also runs a fast lane. In its own jurisdiction, the Self-Issued Reroof Application lets a qualifying residential re-roof permit issue almost instantly through the online portal once the applicant answers a set of eligibility questions. It replaced the older expedited reroof application.

Wherever it is issued, the permit brings inspectors. The Florida Building Code calls for a sheathing inspection of the deck fasteners and dry-in, then a roofing inspection of the dry-in, insulation, coverings and flashing (FBC-B 110.3).

Building permits

Palm Beach County Planning, Zoning & Building - Building Division

Official building page

Cities with their own building office

Office names and links only. Fees, forms and timing change; check the official page.

Florida code

Outside the HVHZ, inside the wind rules

Palm Beach County is not in the Florida Building Code's High-Velocity Hurricane Zone; that zone covers only Miami-Dade and Broward. In those two counties the code sends homes to a separate HVHZ chapter. Here, roofs follow the code's regular residential and building chapters.

Regular does not mean light. The code assigns each address a design wind speed from the ASCE 7-22 maps, and the state's wind mitigation form sorts homes into Region 1 at 140 mph or more, Region 2 at 130 to 139 mph, or Region 3 under 130 mph. The code's wind-borne debris region takes in any address rated 140 mph or more, plus open-water exposures within a mile of the coast rated 130 mph or more.

There is no single county number to quote. Your design speed comes from your address, and the building office or a wind mitigation report will show it.

Storm record

Storms that left a mark here

FEMA has issued 13 declarations for Palm Beach County since 2016, covering seven named storms from Matthew in 2016 to Milton in 2024. The record shows two kinds of threat.

The first comes from the sea. Irma pushed 2 to 4 feet of surge over coastal ground in 2017, and a sensor on the Intracoastal Waterway in Boca Raton read 3.05 feet. Nicole raised the Lake Worth tide gauge 2.58 feet above mean higher high water in 2022. Surge is a flood problem first, and the county has 47,856 flood insurance policies in force.

The second comes as tornadoes, which a roof feels directly. Ian spun up an EF-2 in the county in September 2022 that collapsed a house roof and injured two people. Milton's long-track EF-3 in October 2024 tore roofs and blew in impact windows from Wellington and The Acreage to Palm Beach Gardens and Jupiter Farms, and NHC logged an 80-knot gust at the North Palm Beach County airport. On April 29, 2023, an EF-2 with peak winds near 130 mph hit Palm Beach Gardens outside any named storm.

The county roof repair page covers where wind opens a roof and when a repair becomes a re-roof.

  1. 2024Hurricane Milton

    • A long-track EF-3 tornado on Oct 9 damaged Wellington, Loxahatchee, The Acreage, Palm Beach Gardens (Avenir) and Jupiter Farms, including heavy roof damage and blown-in impact windows; NHC notes an 80-kt gust at the North Palm Beach County airport as a tornado passed.
  2. 2022Hurricane Ian

    • An EF-2 tornado (0059 UTC Sept 28, 6-nautical-mile track) in Palm Beach County injured 2 people when it caused the roof of a house to collapse.
  3. 2022Hurricane Ian (tornado reports)

    • SPC preliminary reports that night also placed a tornado near Kings Point, about 3 miles west-southwest of Delray Beach, with overturned cars and blown-out windows, and a witnessed tornado near Lion Country Safari.
  4. 2022Hurricane Nicole

    • Storm surge of 1-3 ft above ground along the southeast Florida coast; the NOS tide gauge at Lake Worth near West Palm Beach measured 2.58 ft above MHHW.
  5. 2020Hurricane Isaias

    • Damage in Florida was mostly minor; about 3,000 customers lost power, most of them in Palm Beach County.
  6. 2016Hurricane Matthew

    • Tropical-storm-force sustained winds reached coastal areas from Palm Beach County northward.

Climate

Climate and your roof

West Palm Beach International Airport averages 61.75 inches of rain a year, with 86.1 days that bring at least a tenth of an inch. Totals shift across the county: the Juno Beach station averages 72.19 inches, and Belle Glade, on Lake Okeechobee, 55.22.

Most of it lands in the warm half of the year. About 67.3% of the airport's normal rain falls from May through October, and August is the wettest month at 8.68 inches. That stretch overlaps hurricane season, which runs June 1 to November 30 and peaks around September 10.

For gutters and roof edges, the burst matters more than the total. NOAA Atlas 14 gives West Palm Beach a 10-year, five-minute rate of 11.3 inches an hour, the highest of the ten Florida points in our data, and 9.38 inches over 24 hours in that same 10-year storm.

Thunderstorms also set the pace of roof work. NWS Miami's lightning guidance says not to work on rooftops while thunder can be heard, because lightning can strike miles from the storm that makes it.

11.3in/hr5-minute burst, 10-year storm
3.54in/hr1-hour rate, 10-year storm
9.38in24 hours, 10-year storm

NOAA Atlas 14 at West Palm Beach. Source

Local rules

Local rules on record

Historic preservation programs in West Palm Beach, Lake Worth Beach, Delray Beach, Boca Raton, Boynton Beach and Jupiter review changes to designated properties, and Lake Worth Beach has whole designated historic districts. A designated home may need that review before its roof material or color changes.

Several towns publish their own post-storm permit rules. Boynton Beach lists roof replacement and substantial roof repairs among hurricane repairs that may need a permit, and the Town of Palm Beach keeps a 2026 Post-Storm Permitting Plan.

Geography adds its own notes. The Glades cities of Belle Glade, Pahokee and South Bay sit on the southern and southeastern shore of Lake Okeechobee in sugarcane country. Westlake, incorporated June 22, 2016 on former farmland, is the county's 39th and newest municipality.

  • Housing stock: median year built 1986; 33.5% of units built before 1980 and 9.2% in 2010 or later; 45.5% single-family detached, 25.1% in buildings of 10+ units, 2.8% mobile homes.
  • 9.5% of all housing units are vacant and held for seasonal, recreational or occasional use; 24.8% of residents are 65 or older.
  • New-build activity: 2,495 single-family units permitted in 2025 vs 4,244 in 2020; 1,503 units in 5+ unit buildings in 2025.
  • Palm Beach County's Building Division offers a Self-Issued Reroof Application: qualifying residential reroof permits can be issued almost instantly through the online portal after a set of eligibility questions; it replaced the earlier expedited reroof application.
  • Several cities run historic preservation programs that review changes to designated properties, including West Palm Beach, Lake Worth Beach (designated historic districts), Delray Beach, Boca Raton, Boynton Beach and Jupiter.
  • Post-storm permitting: Boynton Beach lists roof replacement or substantial roof repairs among post-hurricane repairs that may need permits; the Town of Palm Beach publishes a 2026 Post-Storm Permitting Plan.
  • The Glades cities (Belle Glade, Pahokee, South Bay) sit on the southern and southeastern shore of Lake Okeechobee in sugarcane country.
  • Westlake, incorporated June 22, 2016 on former farmland, is the county's newest (39th) municipality.

Your town

Find your town in Palm Beach County

From barrier islands to the farm towns on Lake Okeechobee, the roof questions shift with the ground. The list below names every city, town, village and large unincorporated place in the county.

On the barrier islands, Palm Beach, South Palm Beach, Manalapan, Ocean Ridge and Palm Beach Shores sit between the ocean and the Intracoastal Waterway. The mainland coast runs from Tequesta and Jupiter south through Riviera Beach, West Palm Beach, Lake Worth Beach, Boynton Beach and Delray Beach to Boca Raton. Inland, Wellington, Royal Palm Beach, Greenacres, The Acreage and Loxahatchee Groves carry the county west toward its farm belt.

Cities and towns

Places we serve in Palm Beach County

  • West Palm BeachCity · 117,415 people (2020)
  • Boca RatonCity · 97,422 people (2020)
  • Boynton BeachCity · 80,380 people (2020)
  • Delray BeachCity · 66,846 people (2020)
  • WellingtonVillage · 61,637 people (2020)
  • JupiterTown · 61,047 people (2020)
  • Palm Beach GardensCity · 59,182 people (2020)
  • GreenacresCity · 43,990 people (2020)
  • Lake Worth BeachCity · 42,219 people (2020)
  • The AcreageCensus-designated place · 41,654 people (2020)
  • Royal Palm BeachVillage · 38,932 people (2020)
  • Riviera BeachCity · 37,604 people (2020)
  • Palm SpringsVillage · 26,890 people (2020)
  • Belle GladeCity · 16,698 people (2020)
  • North Palm BeachVillage · 13,162 people (2020)
  • Jupiter FarmsCensus-designated place · 12,572 people (2020)
  • LantanaTown · 11,504 people (2020)
  • Palm BeachTown · 9,245 people (2020)
  • Lake ParkTown · 9,047 people (2020)
  • TequestaVillage · 6,158 people (2020)
  • PahokeeCity · 5,524 people (2020)
  • South BayCity · 4,860 people (2020)
  • Highland BeachTown · 4,295 people (2020)
  • Juno BeachTown · 3,858 people (2020)
  • Lake Clarke ShoresTown · 3,564 people (2020)
  • Loxahatchee GrovesTown · 3,355 people (2020)
  • HypoluxoTown · 2,687 people (2020)
  • HaverhillTown · 2,187 people (2020)
  • AtlantisCity · 2,142 people (2020)
  • Mangonia ParkTown · 2,142 people (2020)
  • Ocean RidgeTown · 1,830 people (2020)
  • South Palm BeachTown · 1,471 people (2020)
  • Palm Beach ShoresTown · 1,330 people (2020)
  • Gulf StreamTown · 954 people (2020)
  • WestlakeCity · 906 people (2020)
  • Briny BreezesTown · 502 people (2020)
  • ManalapanTown · 419 people (2020)
  • Jupiter Inlet ColonyTown · 405 people (2020)
  • GolfVillage · 255 people (2020)
  • Glen RidgeTown · 217 people (2020)
  • Cloud LakeTown · 134 people (2020)

Questions

Roofing questions in Palm Beach County

Who issues roof permits in Palm Beach County?

It depends on where the house sits. The county's Planning, Zoning and Building Department, Building Division, issues permits in unincorporated areas such as The Acreage and Jupiter Farms. Most of the 39 municipalities, from Jupiter to Boca Raton, run their own building departments, and your permit comes from them. In the county's jurisdiction, a qualifying residential re-roof can use the Self-Issued Reroof Application online, after a short set of eligibility questions.

Source: PBC Building Division, Oct 2026.

Related

Is Palm Beach County in the High-Velocity Hurricane Zone?

No. The Florida Building Code's High-Velocity Hurricane Zone covers only Miami-Dade and Broward, so roofs in Palm Beach County are built under the code's regular chapters rather than the HVHZ chapter used next door. Wind still sets the rules: each address carries its own design wind speed, which decides its wind mitigation region and whether it falls in the wind-borne debris region. Your building office or a wind mitigation report can tell you where your home lands.

Source: Florida Building Commission, Oct 2026.

Do tornadoes damage roofs in Palm Beach County?

Yes, and recently. During Hurricane Ian in 2022, an EF-2 tornado in the county caused a house roof to collapse and injured two people, and another was reported near Kings Point, west-southwest of Delray Beach. In October 2024, Milton's long-track EF-3 left heavy roof damage from Wellington to Jupiter Farms. The April 29, 2023 EF-2 in Palm Beach Gardens, with peak winds near 130 mph, came with no named storm at all. After a tornado nearby, a roof check is worth it even if your street looks untouched.

Source: NHC Ian report, Oct 2026.

Do flood rules affect roofing work in Palm Beach County?

They can, mostly on larger projects. From October 1, 2026, the county Building Division requires a Flood Legend with permit applications for new construction, substantial improvements and standalone equipment installations. A routine re-roof is not on that list, but a roof that is part of a larger remodel may be, so ask the office that issues your permit. Flood exposure here is real: 47,856 flood insurance policies are in force in the county, and 1,171 flood claims have been filed for losses since 2016.

Source: PBC Building Division, Oct 2026.

Related

When does Palm Beach County get most of its rain?

From May through October. At West Palm Beach International Airport, 41.56 of the 61.75 inches in a normal year, about 67.3%, fall in those six months, and August is the wettest month at 8.68 inches. Hurricane season, June 1 to November 30, sits on top of that window. That leaves November through April with about a third of the year's rain, the drier window for a tear-off. NWS Miami also advises getting off the roof whenever thunder is audible.

Source: NOAA climate normals, Oct 2026.

Related

How old are most homes in Palm Beach County?

The median home was built in 1986. The Census Bureau's 2020-2024 survey also finds 33.5% of homes built before 1980 and only 9.2% built in 2010 or later. For roofs, age matters twice. Florida's code asks more of a re-roof on an older house, and insurance law draws a line at 15 years: an insurer may not refuse a policy solely over the age of a roof younger than that, and for an older roof you can show 5 or more years of life left with an inspection.

Source: Census Reporter, ACS 2024, Oct 2026.

Next door

Neighboring counties we serve

Sources for this page(47)
  1. 1.Median year homes were built: 1986. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
  2. 2.Share of homes built before 1980: 33.5%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
  3. 3.Share of homes built 2010 or later: 9.2%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
  4. 4.Housing units (ACS 5-year): 719,463. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25001, via Census Reporter API. Read Oct 5, 2026.
  5. 5.Single-family detached share of housing units: 45.5%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
  6. 6.Share of homes in buildings with 10+ units: 25.1%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
  7. 7.Mobile homes, share of housing units: 2.8%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
  8. 8.Owner-occupied share of occupied homes: 70.1% (424,264 of 605,430). U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25003, via Census Reporter API. Read Oct 5, 2026.
  9. 9.Permit office: Palm Beach County Planning, Zoning & Building - Building Division. Palm Beach County Planning, Zoning & Building - Building Division. Read Oct 5, 2026.
  10. 10.Incorporated municipalities: 39. Wikipedia, 'List of municipalities in Florida' (cross-checked against Census 2020 TIGER incorporated places). Read Oct 5, 2026.
  11. 11.Palm Beach County PZB - Building Division, Self-Issued Reroof Applications. Read Oct 5, 2026.
  12. 12.Florida Building Commission, 'Setting New Standards for Safety: The Florida Building Code' (2004 publication; wind-speed figures in it are outdated and not used). Read Oct 5, 2026.
  13. 13.FEMA disaster and emergency declarations since 2016 (excluding COVID-19): EM-3377 Hurricane Matthew; EM-3385 Hurricane Irma; EM-3419 Hurricane Dorian; EM-3533 Hurricane Isaias; EM-3584 Tropical Storm Ian; EM-3587 Tropical Storm Nicole; EM-3622 Hurricane Milton; DR-4283 Hurricane Matthew; DR-4337 Hurricane Irma; DR-4468 Hurricane Dorian; DR-4673 Hurricane Ian; DR-4680 Hurricane Nicole; DR-4834 Hurricane Milton. OpenFEMA DisasterDeclarationsSummaries v2 (declarations since 2016-01-01 for this county). Read Oct 5, 2026.
  14. 14.Hurricane Irma (2017). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma (AL112017). Read Oct 5, 2026.
  15. 15.Hurricane Nicole (2022). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Nicole (AL172022). Read Oct 5, 2026.
  16. 16.NFIP flood insurance policies in force: 47,856. OpenFEMA FIMA NFIP Redacted Policies v2 (count query: effective on or before and terminating after 2026-10-05). Read Oct 5, 2026.
  17. 17.Hurricane Ian (2022). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Ian (AL092022). Read Oct 5, 2026.
  18. 18.Hurricane Ian (tornado reports) (2022). NOAA Storm Prediction Center, preliminary storm reports 2022-09-27. Read Oct 5, 2026.
  19. 19.Hurricane Milton (2024). NWS Miami, 'Hurricane Milton' StoryMap (preliminary data); NHC Tropical Cyclone Report AL142024. Read Oct 5, 2026.
  20. 20.NWS Miami, 'Palm Beach Gardens EF-2 Tornado - April 29th, 2023' StoryMap. Read Oct 5, 2026.
  21. 21.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service). Read Oct 5, 2026.
  22. 22.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service). Read Oct 5, 2026.
  23. 23.NOAA National Hurricane Center, Tropical Cyclone Climatology. Read Oct 5, 2026.
  24. 24.NWS Miami, Weather Safety - Lightning. Read Oct 5, 2026.
  25. 25.City official websites (listed per city). Read Oct 5, 2026.
  26. 26.City of Boynton Beach, Post Storm Permitting. Read Oct 5, 2026.
  27. 27.Wikipedia, 'Belle Glade, Florida' (and the Pahokee and South Bay articles). Read Oct 5, 2026.
  28. 28.Wikipedia, 'Westlake, Florida'. Read Oct 5, 2026.
  29. 29.Palm Beach County PZB - Building Division home page. Read Oct 5, 2026.
  30. 30.NFIP flood insurance claims, year of loss 2016 or later: 1,171. OpenFEMA FIMA NFIP Redacted Claims v2 (count query). Read Oct 5, 2026.
  31. 31.People (2020 Census): 1,492,191. U.S. Census Bureau, 2020 Census counts (POP100, HU100) via TIGERweb tigerWMS_Census2020 layer 82 (Counties). Read Oct 5, 2026.
  32. 32.Seasonal, recreational or occasional-use homes (share of all units): 9.5%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25004, via Census Reporter API. Read Oct 5, 2026.
  33. 33.Hurricane Matthew (2016). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Matthew (AL142016). Read Oct 5, 2026.
  34. 34.Hurricane Dorian (2019). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Dorian (AL052019). Read Oct 5, 2026.
  35. 35.Hurricane Isaias (2020). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Isaias (AL092020). Read Oct 5, 2026.
  36. 36.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, B25034, B25024, via Census Reporter API. Read Oct 5, 2026.
  37. 37.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25004, B01001, via Census Reporter API. Read Oct 5, 2026.
  38. 38.U.S. Census Bureau, Building Permits Survey county annual files (co2025a.txt, co2020a.txt). Read Oct 5, 2026.
  39. 39.National Roofing Contractors Association, National Roofing Contractors Association. Read Oct 5, 2026.
  40. 40.FBCR Ch. 9, International Code Council (Florida Building Commission). Read Oct 4, 2026.
  41. 41.Florida Statutes, section 627.7011 (2026), Florida Legislature. Read Oct 4, 2026.
  42. 42.FBC-B 2023 Ch. 1, International Code Council (Florida Building Commission). Read Oct 5, 2026.
  43. 43.FBCR 2023 Ch. 9, International Code Council (Florida Building Commission). Read Oct 4, 2026.
  44. 44.OIR form, Florida Office of Insurance Regulation. Read Oct 4, 2026.
  45. 45.FBCR Ch. 2, International Code Council (Florida Building Commission). Read Oct 5, 2026.
  46. 46.NOAA Atlas 14 Volume 9 v2, 5-minute 10-year rates at ten Florida points (8.71 in/hr Orlando to 11.3 in/hr West Palm Beach), NOAA National Weather Service, Hydrometeorological Design Studies Center. Read Oct 5, 2026. Ten points pulled 2026-10-05 through the PFDS endpoint.
  47. 47.NOAA Atlas 14 at West Palm Beach: 11.3 in/hr (5-minute, 10-year). NOAA Atlas 14 Volume 9 (Southeastern States) version 2, partial-duration series point estimates, via the HDSC PFDS endpoint (ops/research/v3/services/data/noaa-atlas14-florida-rainfall.tsv). Read Oct 5, 2026.

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