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Palm Beach County ยท Village

Roofing in Palm Springs, Florida

Palm Springs was incorporated in 1957 on dairy farmland, and its housing is older than the rest of Palm Beach County. The median home here dates to 1978, against 1986 countywide. That age shapes how roofs here are repaired, permitted and judged by insurers.

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Updated October 2026

Low aerial view over a gray-blend shingle roof with gables and valleys, palm trees, a street and parked cars behind.

At a glance

Palm Springs homes at a glance

People (2020 Census)
26,890
Median year homes were built
1978
Share of homes built before 1980
55.8%
Share of homes built 2010 or later
5%
Owner-occupied share of occupied homes
48.3%

Census figures; each one is listed in the sources at the end of this page.

Housing age

How old are Palm Springs homes, and what does it mean for roofs?

The median home in Palm Springs was built in 1978, and 55.8 percent of homes predate 1980. Only 5 percent went up in 2010 or later. That suggests many roofs here are on their second or third cycle, and some may be well past 15 years old.

Roof age matters to your insurer. Under Florida's insurer-inspection rule, a roof 15 years or older can be checked by an authorized inspector at your expense. If that inspection shows 5 or more years of useful life left, the insurer may not refuse or non-renew your policy solely for age.

Only 48.3 percent of occupied homes are owner-occupied. If you rent your unit out, the roof decision and the permit often sit with an owner who lives elsewhere, so confirm who signs the contract.

Housing mix

Condos, apartments and the 25 percent rule

Single-family detached homes are 30.1 percent of housing here, while 33.8 percent of homes sit in buildings with 10 or more units. Countywide those figures are 45.5 and 25.1 percent. Many Palm Springs roofs therefore belong to an association or a property manager, not one homeowner.

The 25 percent rule applies to any existing roof. If more than 25 percent of a roof or roof section is repaired or replaced in 12 months, the whole roof or section must be redone. A roof already built or redone under the 2007 code or later escapes that, and a local government cannot amend the exception.

Mobile homes are 2.8 percent of housing units in Palm Springs. They follow the federal HUD code, not the Florida Building Code, so ask your installer which standard applies to your unit.

  • Housing mix: 30.1% single-family detached and 33.8% in buildings with 10+ units.

Permits

Who issues roof permits in Palm Springs?

Roof permits here come from the Village of Palm Springs Planning, Zoning & Building office. Call or visit that office to confirm current forms and fees before work starts.

A Palm Springs roof permit filed on or after December 31, 2026 must meet the Ninth Edition of the code. Anything filed before then falls under the Eighth Edition, which began December 31, 2023. Timing your application matters.

A permit goes invalid if work does not start within 6 months of issuance, or stops for 6 months. The permit card also warns that skipping a recorded Notice of Commencement may mean paying twice for the work.

Roofs in this village fall under the standard statewide code, because the High Velocity Hurricane Zone covers only Miami-Dade and Broward and leaves out Palm Beach County.

Building permits

Village of Palm Springs - Planning, Zoning & Building

Official building page

Office names and links only. Fees, forms and timing change; check the official page.

Weather

Rain and storms that test Palm Springs roofs

West Palm Beach airport averages 61.75 inches of rain a year, and 67.3 percent falls from May through October. The peak is 8.68 inches in August. A roof with weak flashing shows it in summer.

Atlas 14 puts a 10-year, 24-hour storm at this town at 8.78 inches, and a 100-year storm at 15.7 inches. Hurricane season starts June 1 and ends November 30, with the statistical peak near September 10. Irma in 2017 brought 2 to 4 feet of surge along Palm Beach County's coast, and Matthew in 2016 brought tropical-storm-force winds to the county's coastal areas.

Services

Roofing services in Palm Springs

Questions

Palm Springs roofing questions

What is the 25 percent roof rule in Florida?

If you repair, replace or recover more than 25 percent of a roof or roof section in any 12-month period, the whole roof or section must be replaced or recovered. A roof built, repaired or replaced under the 2007 Florida Building Code or later gets a carve-out, and only the repaired part must meet current code. With a 1978 median home age in Palm Springs, many roofs may not qualify for that carve-out.

Source: 2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), read Oct 5, 2026

Related: Roof replacement

Where do I get a roofing permit in Palm Springs?

Apply through the Village of Palm Springs Planning, Zoning & Building office. Ask them which forms they want and whether your roof needs extra review. The permit becomes invalid if work does not begin within 6 months of issuance, so schedule the job before you apply.

Source: Village of Palm Springs - Planning, Zoning & Building, read Oct 5, 2026

Related: Roof replacement

My Palm Springs roof is over 15 years old. Can my insurer drop me?

Not for age alone if an inspection shows 5 or more years of useful life left. For a roof 15 years or older, your insurer must let you have an authorized inspector check it at your own expense. Since 55.8 percent of Palm Springs homes were built before 1980, this comes up often. Your agent can tell you what your own policy says.

Source: Florida Statutes, section 627.7011 (2026), read Oct 4, 2026

Related: Roof inspections

Do mobile homes in Palm Springs follow the Florida Building Code?

Not for their original construction. Mobile and manufactured homes follow the federal HUD code. They are 2.8 percent of Palm Springs housing units. Confirm with the building office which standard applies before you plan a roof job on your unit.

Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API, read Oct 5, 2026

Related: Roof replacement

When is the wettest time of year for roofs near Palm Springs?

May through October. At West Palm Beach airport, 41.56 of 61.75 inches of normal annual rain falls in those months. Hurricane season overlaps, running June 1 to November 30. Have your roof checked before May.

Source: NOAA NCEI U.S. Climate Normals 1991-2020 (access data service), read Oct 5, 2026

Related: Roof repair

Nearby

Near Palm Springs

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Palm Beach County

More in Palm Beach County

Sources for this page(33)
  1. 1.Median year homes were built: 1978. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
  2. 2.Share of homes built before 1980: 55.8%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
  3. 3.Share of homes built 2010 or later: 5%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
  4. 4.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
  5. 5.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, B25034, B25024, via Census Reporter API. Read Oct 5, 2026.
  6. 6.Owner-occupied share of occupied homes: 48.3% (4,343 of 8,999). U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25003, via Census Reporter API. Read Oct 5, 2026.
  7. 7.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
  8. 8.Single-family detached share of housing units: 30.1%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
  9. 9.Share of homes in buildings with 10+ units: 33.8%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
  10. 10.Mobile homes, share of housing units: 2.8%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
  11. 11.Permit office: Village of Palm Springs - Planning, Zoning & Building. Village of Palm Springs - Planning, Zoning & Building. Read Oct 10, 2026.
  12. 12.Florida Building Commission, 'Setting New Standards for Safety: The Florida Building Code' (2004 publication; wind-speed figures in it are outdated and not used). Read Oct 5, 2026.
  13. 13.Hurricane Matthew (2016). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Matthew (AL142016). Read Oct 5, 2026.
  14. 14.Hurricane Dorian (2019). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Dorian (AL052019). Read Oct 5, 2026.
  15. 15.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service). Read Oct 5, 2026.
  16. 16.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service). Read Oct 5, 2026.
  17. 17.Wikipedia, 'Palm Springs, Florida' (revision 1375550892). Read Oct 5, 2026.
  18. 18.NOAA National Hurricane Center, Tropical Cyclone Climatology. Read Oct 5, 2026.
  19. 19.Hurricane Irma (2017). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma (AL112017). Read Oct 5, 2026.
  20. 20.Year incorporated: 1957. Wikipedia, 'List of municipalities in Florida'. Read Oct 5, 2026.
  21. 21.People (2020 Census): 26,890. U.S. Census Bureau, 2020 Census counts (POP100, HU100) via TIGERweb tigerWMS_Census2020 layer 26 (Incorporated Places). Read Oct 5, 2026.
  22. 22.Florida Statutes, section 627.7011 (2026), Florida Legislature. Read Oct 4, 2026.
  23. 23.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
  24. 24.Village of Palm Springs - Planning, Zoning & Building, Village of Palm Springs. Read Oct 5, 2026.
  25. 25.FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, floridaroof.com. Read Oct 5, 2026.
  26. 26.Miami-Dade County RER notice, Miami. Read Oct 5, 2026.
  27. 27.2023 Florida Building Code, Building, 8th ed., Chapter 1 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
  28. 28.Florida Statutes, section 713.135 (2026), Florida Legislature. Read Oct 5, 2026.
  29. 29.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Matthew (AL142016), NOAA National Hurricane Center. Read Oct 5, 2026.
  30. 30.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Dorian (AL052019), NOAA National Hurricane Center. Read Oct 5, 2026.
  31. 31.NOAA Atlas 14 Volume 9 version 2, partial-duration 24-hour depth estimates at the Palm Springs 2020 Census internal point (26.6358, -80.0984), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
  32. 32.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma (AL112017), NOAA National Hurricane Center. Read Oct 5, 2026.
  33. 33.Wikipedia, 'List of municipalities in Florida', Wikipedia. Read Oct 5, 2026.

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