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Palm Beach County ยท Village

Roofing in Golf, Florida

Golf was founded in 1956 as a planned golf-course community, and that date shapes the roofs here. The village's median home was built in 1975, and the Census puts it at 1975 with a margin of error of plus or minus 8 years. That suggests many roofs on these homes are older than 25 years, which matters for insurance and for permit rules. Most owners live in their homes, and most are over 65.

Updated October 2026

A calm lake edged by green lawn and tall moss-draped oak trees under an overcast sky.
Photo: Victoria Hills Golf Club-1861 by Gamweb, CC BY-SA 3.0, cropped

At a glance

Golf homes at a glance

People (2020 Census)
255
Median year homes were built
1975
Share of homes built before 1980
55.6%
Share of homes built 2010 or later
9%
Owner-occupied share of occupied homes
95.9%

Census figures; each one is listed in the sources at the end of this page.

Housing age

How old are most roofs in Golf, Florida?

Most homes in Golf were built before 1980. The Census estimate is 55.6 percent. Only 9 percent were built in 2010 or later. Many roofs on homes this old are likely past the 25-year mark, so an older roof is a common case here, not an exception.

Citizens Property Insurance asks for documentation of at least five years of remaining useful life on a roof over 25 years old, if the roof is a soft roof such as shingle. Hard roofs such as tile or metal have a 50-year line instead. Ask your insurer or agent which line applies to your roof and what paperwork they will accept.

Local permits

Who permits roof work in Golf?

Roof permits in Golf go through the Village of Golf building department. The village building page is listed as the place to confirm rules before work starts. Call the building office to confirm what they require for your roof before you sign a contract.

Florida law limits how much of a roof can be replaced or recovered in one year without bringing the whole roof up to current code. The rule is that not more than 25 percent of the total roof area may be repaired, replaced or recovered in any 12-month period, unless the entire roof system is replaced. A roof built or repaired under the 2007 Florida Building Code or later may be treated differently. Contact your local building office to find out which exception covers your roof.

Building permits

Village of Golf - Building

Official building page

Office names and links only. Fees, forms and timing change; check the official page.

Weather risk

Rain and storms that reach Golf

Palm Beach County, where Golf is located, falls outside the High Velocity Hurricane Zone. That zone covers only Miami-Dade and Broward counties. The county has still seen real storm damage. Hurricane Irma in 2017 pushed storm surge of 2 to 4 feet above ground along coastal northern Palm Beach County.

The Atlantic basin's hurricane season runs from June 1 to November 30. Rain is heavy here: the 1991-2020 normal at West Palm Beach International Airport is 61.75 inches a year, and 67.3 percent of that falls from May through October. In a 10-year storm, a one-hour rain falls at 3.44 inches an hour, so gutters and roof drainage deserve a check before the season.

Local record

On record for Golf

  • Planned golf-course community founded in 1956, landlocked between Boynton Beach and unincorporated suburbs.
  • 100.0% of housing units are single-family detached homes.
  • 67.2% of residents are 65 or older.

Questions

Golf roofing questions

What is the 25% roofing rule in Florida?

The 25 percent rule limits how much of a roof can be repaired, replaced or recovered in any 12-month period without replacing the whole roof system. In Golf, an older home is more likely to hit this rule when a roof section fails. The building code gives an exception for roofs built or repaired under the 2007 Florida Building Code or later. Ask the Village of Golf building office how the rule applies to your roof before you start any partial work.

Source: 2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), read Oct 5, 2026

Related: Roof replacement

What is the new law in Florida about roofs?

The current rules are set by the 2023 Florida Building Code, Eighth Edition, which took effect December 31, 2023. Permit applications filed on or after December 31, 2026 will have to comply with the Ninth Edition, which takes effect that day. Homes in Golf were mostly built in 1975, so older roofs may face these code changes when work is permitted. Confirm with the Village of Golf building office which edition applies to your job.

Source: FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, read Oct 5, 2026

Related: Roof replacement

How old are homes in Golf, Florida?

The median home in Golf was built in 1975, with a margin of error of plus or minus 8 years. Palm Beach County's median is 1986, so Golf's housing is older than the county average. About 55.6 percent of homes were built before 1980. If your roof has not been replaced in many years, confirm its age with the Village of Golf building office.

Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B01001, via Census Reporter API, read Oct 5, 2026

Related: Roof inspections

Is Golf in a hurricane zone that requires stronger roofs?

Golf is in Palm Beach County, which is not in the High Velocity Hurricane Zone. That zone covers only Miami-Dade and Broward counties. Hurricane Irma in 2017 still pushed 2 to 4 feet of storm surge above ground along coastal northern Palm Beach County. Ask the building office which product approvals your roof work must meet.

Source: Florida Building Commission, 'Setting New Standards for Safety: The Florida Building Code' (2004 publication; wind-speed figures in it are outdated and not used), read Oct 5, 2026

Related: Roof repair

How much rain does Golf get in a storm?

In a 10-year storm, a one-hour rain in this area falls at 3.44 inches an hour, and a 24-hour total reaches 8.49 inches. In a 100-year storm the 24-hour total is 15.1 inches. Gutters and downspouts that carry that water away from the roof and foundation matter here. Have a roofer or the building office check drainage before the June to November season.

Source: NOAA Atlas 14 Volume 9 version 2, partial-duration intensity estimates at the Golf 2020 Census internal point (26.5029, -80.1058), read Oct 5, 2026

Related: Gutters

Sources for this page(30)
  1. 1.Share of homes built before 1980: 55.6%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
  2. 2.Share of homes built 2010 or later: 9%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
  3. 3.Median year homes were built: 1975. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
  4. 4.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, B25034, B25024, via Census Reporter API. Read Oct 5, 2026.
  5. 5.Permit office: Village of Golf - Building. Village of Golf - Building. Read Oct 10, 2026.
  6. 6.Florida Building Commission, 'Setting New Standards for Safety: The Florida Building Code' (2004 publication; wind-speed figures in it are outdated and not used). Read Oct 5, 2026.
  7. 7.Hurricane Irma (2017). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma (AL112017). Read Oct 5, 2026.
  8. 8.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
  9. 9.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
  10. 10.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B01001, via Census Reporter API. Read Oct 5, 2026.
  11. 11.Hurricane Matthew (2016). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Matthew (AL142016). Read Oct 5, 2026.
  12. 12.Hurricane Dorian (2019). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Dorian (AL052019). Read Oct 5, 2026.
  13. 13.NOAA National Hurricane Center, Tropical Cyclone Climatology. Read Oct 5, 2026.
  14. 14.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service). Read Oct 5, 2026.
  15. 15.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service). Read Oct 5, 2026.
  16. 16.Wikipedia, 'Golf, Florida' (revision 1374049447). Read Oct 5, 2026.
  17. 17.Owner-occupied share of occupied homes: 95.9% (140 of 146). U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25003, via Census Reporter API. Read Oct 5, 2026.
  18. 18.Residents 65 and older: 67.2%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B01001, via Census Reporter API. Read Oct 5, 2026.
  19. 19.Single-family detached share of housing units: 100%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
  20. 20.People (2020 Census): 255. U.S. Census Bureau, 2020 Census counts (POP100, HU100) via TIGERweb tigerWMS_Census2020 layer 26 (Incorporated Places). Read Oct 5, 2026.
  21. 21.Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17), Citizens Property Insurance. Read Oct 4, 2026.
  22. 22.Village of Golf - Building, Village of Golf. Read Oct 5, 2026.
  23. 23.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
  24. 24.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma (AL112017), NOAA National Hurricane Center. Read Oct 5, 2026.
  25. 25.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Matthew (AL142016), NOAA National Hurricane Center. Read Oct 5, 2026.
  26. 26.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Dorian (AL052019), NOAA National Hurricane Center. Read Oct 5, 2026.
  27. 27.NOAA Atlas 14 Volume 9 version 2, partial-duration intensity estimates at the Golf 2020 Census internal point (26.5029, -80.1058), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
  28. 28.FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, floridaroof.com. Read Oct 5, 2026.
  29. 29.Miami-Dade County RER notice, Miami. Read Oct 5, 2026.
  30. 30.NOAA Atlas 14 Volume 9 version 2, partial-duration 24-hour depth estimates at the Golf 2020 Census internal point (26.5029, -80.1058), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.

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