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Hillsborough County ยท Census-designated place

Roofing in Town 'n' Country, Florida

Nearly 8,000 single-family homes and townhouses went up in Town 'n' Country between 1958 and 1978, built by LaMonte-Shimberg as one of Tampa's first suburban communities. The median home here dates to 1984, so many roofs have been replaced at least once, and some are due again. Permits come from the Hillsborough County building office.

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Updated October 2026

View from a roof ridge over dark gray architectural shingles toward the street, with two workers beside a black pickup and a gray roll-off container at the curb.

At a glance

Town 'n' Country homes at a glance

People (2020 Census)
85,951
Median year homes were built
1984
Share of homes built before 1980
37.7%
Share of homes built 2010 or later
6.6%
Owner-occupied share of occupied homes
60.2%

Census figures; each one is listed in the sources at the end of this page.

Housing age

How old are the roofs in Town 'n' Country?

The median home here was built in 1984, and 80.4 percent of homes predate 2000. That suggests many roofs are on a second or third covering. Only 6.6 percent of homes are from 2010 or later, so few roofs are new construction.

Age matters for insurance. Citizens Property Insurance asks for documentation of at least five years of remaining useful life when a shingle roof is over 25 years old, or a tile, slate or metal roof is over 50. With 37.7 percent of homes here built before 1980, your insurer or agent is the one to ask about your own policy.

Home types

Mobile homes, condos and single-family roofs

Single-family detached homes are 51.1 percent of housing here. Mobile homes make up 10 percent, and 24.3 percent of homes sit in buildings with five or more units. A condo roof is usually decided by the association, not the unit owner.

A mobile home's age decides which wind standard it was built to. Check the data plate on your home before assuming a roof detail matches current code.

Local rules

Permits and the 25 percent rule in unincorporated Hillsborough

This is unincorporated Hillsborough County, so the county building office issues roof permits. You will not find a city historic board here, since Tampa's historic districts apply inside the city. Confirm your parcel with the building office if you are near a boundary.

The 25 percent rule limits repairs. Not more than 25 percent of a roof section can be repaired or replaced in 12 months unless the whole section is redone. A roof built or redone under the 2007 code or a later edition gets an exception, where just the new work must meet today's standard.

A permit goes stale. It becomes invalid if work does not start within 6 months, or stops for 6 months. The code also requires a Notice of Commencement to be recorded and posted before the first inspection, and the permit card warns you about paying twice.

Building permits

Hillsborough County - Building Permits & Records (unincorporated Hillsborough County)

Official building page

Office names and links only. Fees, forms and timing change; check the official page.

Weather

Rain and storms this area shares

Tampa International Airport normals show 49.48 inches of rain a year, and about 61 percent falls June through September. Your roof takes most of its punishment in those four months. Our rainfall data for this town lists a 10-year, 1-hour storm at 2.88 inches an hour.

Hurricane Irma passed between Tampa and Orlando in 2017 as a category 1 hurricane. Hurricane Eta in 2020 brought up to 10.64 inches of rain near Sun City Center. The Tampa Bay area also sits in Lightning Alley, which gets the most lightning in the country, mostly May through October.

Local record

On record for Town 'n' Country

  • Water covers 8.4% of the place's total area.

Services

Roofing services in Town 'n' Country

Questions

Town 'n' Country roofing questions

What is the 25% roof rule in Florida?

It limits partial roof work. Under the Florida Building Code, not more than 25 percent of a roof section can be repaired, replaced or recovered in any 12-month period unless the whole section is redone. A roof built or redone under the 2007 code or later is treated differently, and only the repair itself must meet current code. In Town 'n' Country, ask the Hillsborough County building office how it applies to your roof.

Source: 2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), read Oct 5, 2026

Related: Roof replacement

Who issues roofing permits in Town 'n' Country?

Hillsborough County issues them. Town 'n' Country is an unincorporated census-designated place, so the county building office handles permit applications and records. A filed application can be treated as abandoned once 180 days pass without good-faith progress. Confirm your parcel and current requirements with the building office before work starts.

Source: Hillsborough County - Building Permits & Records (unincorporated Hillsborough County), read Oct 5, 2026

Related: Roof replacement

Is my roof too old for insurance in Town 'n' Country?

It may be, but your insurer decides. Citizens Property Insurance asks for documentation of at least five years of remaining useful life on roofs older than 25 years (shingle) or 50 years (tile, slate, metal). The median home here was built in 1984, so many original roofs are likely past 25 years. Your own agent can say how your policy treats roof age.

Source: Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17), read Oct 4, 2026

Related: Roof inspections

Do mobile homes here need a permit for a new roof?

Check with the county building office. About 10 percent of housing here is mobile homes. Your home's data plate shows when it was built, and the building office can tell you what the permit requires.

Source: U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25024, via Census Reporter API, read Oct 5, 2026

Related: Roof replacement

When does the new Florida building code take effect?

The Ninth (2026) Edition becomes effective December 31, 2026. Any Hillsborough County roof permit application or plan submitted on or after that day falls under the new edition. The current Eighth Edition has applied since the last day of 2023. The date you file decides which edition governs your roof.

Source: FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, read Oct 5, 2026

Related: Roof replacement

Nearby

Near Town 'n' Country

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Hillsborough County

More in Hillsborough County

Sources for this page(32)
  1. 1.Median year homes were built: 1984. U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
  2. 2.Share of homes built before 2000: 80.4%. U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
  3. 3.Share of homes built 2010 or later: 6.6%. U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
  4. 4.Wikipedia (Riverview, Brandon); U.S. Census Bureau ACS 2020-2024 table B25034. Read Oct 5, 2026.
  5. 5.Share of homes built before 1980: 37.7%. U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
  6. 6.Single-family detached share of housing units: 51.1%. U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
  7. 7.Mobile homes, share of housing units: 10%. U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
  8. 8.Share of homes in buildings with 5+ units: 24.3%. U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
  9. 9.Permit office: Hillsborough County - Building Permits & Records (unincorporated Hillsborough County). Hillsborough County - Building Permits & Records (unincorporated Hillsborough County). Read Oct 10, 2026.
  10. 10.City of Tampa; City of Temple Terrace (official). Read Oct 5, 2026.
  11. 11.NOAA NCEI U.S. Climate Normals 1991-2020, station USW00012842 TAMPA INTL AP. Read Oct 5, 2026.
  12. 12.Wikipedia, "Town 'n' Country, Florida" (secondary source). Read Oct 5, 2026.
  13. 13.Hurricane Irma (2017). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma. Read Oct 5, 2026.
  14. 14.Hurricane Eta (2020). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Eta. Read Oct 5, 2026.
  15. 15.NWS Melbourne, Lightning Facts and Trivia. Read Oct 5, 2026.
  16. 16.Hurricane Hermine (2016). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Hermine. Read Oct 5, 2026.
  17. 17.Wikipedia articles for each place (secondary). Read Oct 5, 2026.
  18. 18.People (2020 Census): 85,951. U.S. Census Bureau, 2020 Census (POP100) via TIGERweb tigerWMS_Census2020. Read Oct 5, 2026.
  19. 19.Owner-occupied share of occupied homes: 60.2%. U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25003, via Census Reporter API. Read Oct 5, 2026.
  20. 20.U.S. Census Bureau, Census 2020 place geography (AREALAND/AREAWATER) via TIGERweb tigerWMS_Census2020. Read Oct 5, 2026.
  21. 21.U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25024, via Census Reporter API, U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  22. 22.Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17), Citizens Property Insurance. Read Oct 4, 2026.
  23. 23.2023 Florida Building Code, Building, 8th ed., Chapter 1 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
  24. 24.Hillsborough County - Building Permits & Records (unincorporated Hillsborough County), Hillsborough County. Read Oct 5, 2026.
  25. 25.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
  26. 26.Florida Statutes, section 713.135 (2026), Florida Legislature. Read Oct 5, 2026.
  27. 27.NOAA Atlas 14 Volume 9 version 2, partial-duration intensity estimates at the Town 'n' Country 2020 Census internal point (28.0102, -82.5772), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
  28. 28.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma, NOAA National Hurricane Center. Read Oct 5, 2026.
  29. 29.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Eta, NOAA National Hurricane Center. Read Oct 5, 2026.
  30. 30.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Hermine, NOAA National Hurricane Center. Read Oct 5, 2026.
  31. 31.FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, floridaroof.com. Read Oct 5, 2026.
  32. 32.Miami-Dade County RER notice, Miami. Read Oct 5, 2026.

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