Hillsborough County ยท Census-designated place
Roofing in Citrus Park, Florida
Citrus Park grew from 24,252 people in 2010 to 28,178 in 2020, and the SR 589 expressway crosses it north to south. That growth matters for your roof. About 59.7 percent of homes here were built before 2000, so many roofs are likely near or past the 15-year mark insurers watch. Permits come from Hillsborough County.
Updated October 2026

Housing age
How old are Citrus Park homes and roofs?
The median home here was built in 1993. Only 10.2 percent date before 1980, and 21.7 percent were built in 2010 or later. A home's build year does not tell you its roof's age, so look at the date of your last reroof permit.
With 59.7 percent of Citrus Park homes built before 2000, many owners will reach the 15-year line on their roofs. At that point Florida lets you pay an authorized inspector to check the roof. If it shows 5 or more years of useful life left, your insurer may not refuse or non-renew solely for age. Your agent can tell you how that works on your own policy.
Permits
Who issues roof permits in Citrus Park?
Citrus Park is unincorporated, so the Hillsborough County building office issues your roof permit. Your contractor normally pulls it, and you should confirm the permit number before work starts.
The permit clock is short. Under the Florida Building Code, a permit goes invalid if work does not start within 6 months of issue, or stops for 6 months. Applications filed on or after December 31, 2026 fall under the Ninth Edition instead of the 2023 code.
A Notice of Commencement has to be recorded and posted at the job before your first inspection. The permit card itself warns that missing it can mean paying twice for the improvements.
Building permits
Hillsborough County - Building Permits & Records (unincorporated Hillsborough County)
Official building pageOffice names and links only. Fees, forms and timing change; check the official page.
Repair or replace
The 25 percent rule for a partial repair
Florida caps repairs at 25 percent of a roof section within any 12-month stretch. Beyond that, the entire section must be replaced or recovered. A roof that was itself built, repaired or replaced under the 2007 Florida Building Code or a later edition gets an exception. With about 59.7 percent of Citrus Park homes built before 2000, many roofs here may not qualify, so ask the county office which rule applies to yours.
- Population grew from 24,252 (2010) to 28,178 (2020); the Veterans Expressway (SR 589) crosses the CDP north to south.
- Bordered by Keystone, Northdale, Carrollwood, Town 'n' Country and Westchase in northwestern Hillsborough County.
- Water covers 6.1% of the place's total area.
Local weather
Rain, storms and your Citrus Park roof
Tampa International Airport averages 49.48 inches of rain a year, with about 61 percent falling June through September. In a 100-year storm, 24-hour rainfall at this town reaches 12.3 inches, and a 10-year storm brings 6.76 inches. Your roof edges, flashing and drainage take that load.
Hurricane Eta in 2020 brought up to 10.64 inches of rain near Sun City Center, and Hermine in 2016 caused flooding in Hillsborough County homes. Lightning is also a factor: the Tampa Bay corridor gets the most lightning in the country, and more than 90 percent of it comes May through October.
Water covers 6.1 percent of the Citrus Park area. Homes near that water should have roof leaks and attic moisture checked after heavy rain.
Services
Roofing services in Citrus Park
- Roof replacementTear-off, deck, code items and the two inspections.Re-roofs in Citrus Park
- Roof repairLeaks, lifted shingles, cracked tile and flashing.Repairs in Citrus Park
- Roof inspectionsRoof age, condition and what an insurer asks about.Inspections in Citrus Park
- Commercial roofingLow-slope systems, drainage and the code for buildings.Commercial roofs in Citrus Park
- New construction roofingDry-in, the sheathing inspection and the code edition.New construction in Citrus Park
- GuttersSizing for Florida rain, downspouts and fascia.Gutters in Citrus Park
Questions
Citrus Park roofing questions
What is the 25% roof rule in Florida?
Whenever more than 25 percent of one roof section gets repaired or replaced within any 12-month window, that entire section has to be replaced or recovered. The exception covers roofs built, repaired or replaced under the 2007 Florida Building Code or later. In Citrus Park, where 59.7 percent of homes were built before 2000, confirm with the Hillsborough County building office which rule fits your roof before you accept a partial repair.
Source: 2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), read Oct 5, 2026
What is the 15 year roof rule in Florida?
A roof being under 15 years old is never, by itself, a reason for an insurer to decline coverage or to refuse renewal. For a roof 15 years or older, the insurer must allow you to have an authorized inspector check it at your expense. It may not refuse or non-renew solely for age if the inspection shows 5 or more years of useful life. Check with your insurer or agent to learn exactly how this plays out under your specific policy.
Source: Florida Statutes, section 627.7011 (2026), read Oct 4, 2026
Who issues a roofing permit in Citrus Park?
Hillsborough County. Citrus Park is an unincorporated area, so the county building office handles roof permits and records. The permit becomes invalid if work does not start within 6 months of issue or is suspended for 6 months. Confirm your permit number with the county before work begins.
Source: Hillsborough County - Building Permits & Records (unincorporated Hillsborough County), read Oct 5, 2026
Do I need a Notice of Commencement for a roof job?
Often yes. The Florida Building Code requires the permit card to warn that failing to record one may mean paying twice for the improvements. Record it, then post it at the job site ahead of the first inspection. Check with the Hillsborough County building office about the contract amount that triggers the requirement for your Citrus Park roof.
Source: Florida Statutes, section 713.135 (2026), read Oct 5, 2026
How much rain should a Citrus Park roof handle?
Heavy rain is routine. NOAA Atlas 14 puts a 1-hour 10-year storm at 2.9 inches, and 24-hour rainfall at 6.76 inches in a 10-year storm and 12.3 inches in a 100-year storm. Based on our arithmetic, Tampa International Airport sees roughly 49.48 inches of rain in a typical year. Good flashing and clear drainage matter on a roof in this area.
Source: NOAA Atlas 14 Volume 9 version 2, partial-duration intensity estimates at the Citrus Park 2020 Census internal point (28.0710, -82.5622), read Oct 5, 2026
Hillsborough County
More in Hillsborough County
Sources for this page(31)
- 1.Median year homes were built: 1993. U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
- 2.Share of homes built before 1980: 10.2%. U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
- 3.Share of homes built 2010 or later: 21.7%. U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
- 4.Wikipedia, "Citrus Park, Florida" (secondary source). Read Oct 5, 2026.
- 5.Wikipedia (Riverview, Brandon); U.S. Census Bureau ACS 2020-2024 table B25034. Read Oct 5, 2026.
- 6.Share of homes built before 2000: 59.7%. U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
- 7.Permit office: Hillsborough County - Building Permits & Records (unincorporated Hillsborough County). Hillsborough County - Building Permits & Records (unincorporated Hillsborough County). Read Oct 10, 2026.
- 8.City of Tampa; City of Temple Terrace (official). Read Oct 5, 2026.
- 9.NOAA NCEI U.S. Climate Normals 1991-2020, station USW00012842 TAMPA INTL AP. Read Oct 5, 2026.
- 10.Hurricane Eta (2020). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Eta. Read Oct 5, 2026.
- 11.Hurricane Hermine (2016). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Hermine. Read Oct 5, 2026.
- 12.NWS Melbourne, Lightning Facts and Trivia. Read Oct 5, 2026.
- 13.Hurricane Irma (2017). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma. Read Oct 5, 2026.
- 14.Wikipedia articles for each place (secondary). Read Oct 5, 2026.
- 15.U.S. Census Bureau, Census 2020 place geography (AREALAND/AREAWATER) via TIGERweb tigerWMS_Census2020. Read Oct 5, 2026.
- 16.People (2020 Census): 28,178. U.S. Census Bureau, 2020 Census (POP100) via TIGERweb tigerWMS_Census2020. Read Oct 5, 2026.
- 17.Owner-occupied share of occupied homes: 66.4%. U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25003, via Census Reporter API. Read Oct 5, 2026.
- 18.U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25034, via Census Reporter API, U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
- 19.Florida Statutes, section 627.7011 (2026), Florida Legislature. Read Oct 4, 2026.
- 20.Hillsborough County - Building Permits & Records (unincorporated Hillsborough County), Hillsborough County. Read Oct 5, 2026.
- 21.2023 Florida Building Code, Building, 8th ed., Chapter 1 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
- 22.FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, floridaroof.com. Read Oct 5, 2026.
- 23.Miami-Dade County RER notice, Miami. Read Oct 5, 2026.
- 24.Florida Statutes, section 713.135 (2026), Florida Legislature. Read Oct 5, 2026.
- 25.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
- 26.NOAA Atlas 14 Volume 9 version 2, partial-duration 24-hour depth estimates at the Citrus Park 2020 Census internal point (28.0710, -82.5622), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
- 27.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Eta, NOAA National Hurricane Center. Read Oct 5, 2026.
- 28.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Hermine, NOAA National Hurricane Center. Read Oct 5, 2026.
- 29.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma, NOAA National Hurricane Center. Read Oct 5, 2026.
- 30.U.S. Census Bureau, 2020 Census (POP100) via TIGERweb tigerWMS_Census2020, U.S. Census Bureau. Read Oct 5, 2026.
- 31.NOAA Atlas 14 Volume 9 version 2, partial-duration intensity estimates at the Citrus Park 2020 Census internal point (28.0710, -82.5622), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
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