Broward County · City
Roofing in Tamarac, Florida
Tamarac grew from 1963 as lake subdivisions: Tamarac Lakes, the Mainlands and the Woodlands. The median home was built in 1981, so many roofs here are likely on their second or third cover. Roof age drives most decisions in this city, from permits to insurer rules to how much of a roof you can touch at once.
Updated October 2026
Housing age
How old Tamarac homes shape roof decisions
About 47.6 percent of Tamarac homes were built before 1980, and only 3.9 percent in 2010 or later. That suggests a large share of roofs have been replaced at least once, and some are overdue. Broward County as a whole looks much the same, with a median build year of 1980.
Citizens Property Insurance sets two age lines: 25 years for soft roofs such as shingle, and 50 years for hard roofs such as tile, slate, clay, concrete or metal. Past its line, a roof needs documented proof of at least five more years of useful life. With a 1981 median build year, ask your own insurer or agent where your roof stands before you plan work.
Owners occupy 76.2 percent of Tamarac homes, and 25.9 percent of residents are 65 or older. Many decisions here are made by one household on a fixed plan, which makes the order of events matter: inspect, get the permit, then schedule.
Housing mix
Condos, villas and single-family roofs in Tamarac
Single-family detached homes make up 37.2 percent of Tamarac housing, and 37.4 percent of homes sit in buildings with 10 or more units. Broward County runs 40.0 and 35.9 percent. If you live in a larger building, your association usually decides the roof, so ask the board for its reroofing schedule and permit records.
Mobile homes are only 0.3 percent of Tamarac housing units. Most roofing questions here concern shingle, tile or flat roofs on site-built homes and multi-unit buildings.
Rules
Permits, the 25% rule and the High Velocity Hurricane Zone
Roof permits in Tamarac go through the City of Tamarac Permits and Inspections office, which takes applications through its ePermits system. Call the city's building office to confirm what your project needs.
Tamarac sits in Broward, one of only two counties under the Florida Building Code's High Velocity Hurricane Zone provisions. Those are the strong wind rules South Florida adopted after Hurricane Andrew. Roofing products must also carry statewide approval before anyone may sell them as hurricane or wind protection.
Permits also run on clocks. A Tamarac roof permit lapses if work has not begun within 6 months of issuance, or if work sits suspended for 6 months. Code editions matter too: the 2023 edition took effect December 31, 2023, and the next edition governs applications filed from December 31, 2026 onward.
Weather
Storms and rain that test Tamarac roofs
Hurricane Irma in 2017 put a 97-knot gust at Deerfield Beach and sustained winds just below hurricane force at nearly all inland Broward stations. The hurricane season runs June 1 to November 30, and activity peaks from mid-August to mid-October.
Rain is the steadier test. Fort Lauderdale-Hollywood Airport averages 60.95 inches a year, and 71.9 percent falls from May through October. For Tamarac, NOAA puts a 10-year, 24-hour storm at 8.69 inches, so flashing, vents and drainage see heavy use every summer.
Local record
On record for Tamarac
- Developed from 1963 as lake subdivisions.
- Housing mix: 37.2% single-family detached and 37.4% in buildings with 10+ units.
Permits
Roof permits for Tamarac
Building permits
City of Tamarac - Permits & Inspections (ePermits)
Official building pageOffice names and links only. Fees, forms and timing change; check the official page.
Services
Roofing services in Tamarac
- Roof replacementTear-off, deck, code items and the two inspections.Re-roofs in Tamarac
- Roof repairLeaks, lifted shingles, cracked tile and flashing.Repairs in Tamarac
- Roof inspectionsRoof age, condition and what an insurer asks about.Inspections in Tamarac
- Commercial roofingLow-slope systems, drainage and the code for buildings.Commercial roofs in Tamarac
- New construction roofingDry-in, the sheathing inspection and the code edition.New construction in Tamarac
- GuttersSizing for Florida rain, downspouts and fascia.Gutters in Tamarac
Questions
Tamarac roofing questions
What is the 25% roof rule in Florida?
The rule limits repair, replacement or recovery to 25 percent of a roof or roof section in any 12-month period. Go past that and the whole roof or section must be replaced. A newer roof gets relief: if it was built, repaired or replaced under the 2007 code or later, only the repaired part must meet current code. With Tamarac's median home built in 1981, many roofs here predate that, so ask the City of Tamarac permits office how it applies to yours.
Source: 2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), read Oct 5, 2026
Do I need a permit to replace a roof in Tamarac?
Roof work in Tamarac is handled through the City of Tamarac Permits and Inspections office and its ePermits system. Check with that office before work begins. A permit becomes invalid if work does not start within 6 months of issuance, or if work is suspended for 6 months. Florida's code also expects a recorded Notice of Commencement posted on the job site before the first inspection, which protects you from paying twice.
Source: City of Tamarac - Permits & Inspections (ePermits), read Oct 5, 2026
How old is too old for a roof in Tamarac?
For Citizens Property Insurance, the lines are 25 years for shingle roofs and 50 years for tile, slate, concrete or metal. Past those ages, the roof needs documentation of at least five years of remaining useful life. About 47.6 percent of Tamarac homes were built before 1980, so many original or second roofs are likely near those lines. Your insurer or agent has the final word on what they accept.
Source: Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17), read Oct 4, 2026
Does Tamarac follow the High Velocity Hurricane Zone rules?
Yes. Broward County is one of the two Florida counties in that zone, which carries the strong hurricane provisions adopted after Hurricane Andrew. Roofing products must also hold statewide approval before they can be sold as hurricane or wind protection. You can check a product by its FL number in the Florida Building Commission's public lookup.
Source: Florida Building Commission, 'Setting New Standards for Safety: The Florida Building Code' (2004 publication; wind-speed figures in it are outdated and not used), read Oct 5, 2026
When is the wet season for Tamarac roofs?
May through October. At Fort Lauderdale-Hollywood Airport, 71.9 percent of normal annual rain falls in those months, and June is the wettest at 9.55 inches. NOAA's rainfall estimates for Tamarac put a 1-hour rain in a 10-year storm at 3.39 inches. Plan roof work for the drier months when you can.
Source: NOAA NCEI U.S. Climate Normals 1991-2020 (access data service), read Oct 5, 2026
Broward County
More in Broward County
Sources for this page(33)
- 1.Share of homes built before 1980: 47.6%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
- 2.Share of homes built 2010 or later: 3.9%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
- 3.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, B25034, B25024, via Census Reporter API. Read Oct 5, 2026.
- 4.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
- 5.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
- 6.Median year homes were built: 1981. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
- 7.Owner-occupied share of occupied homes: 76.2% (23,939 of 31,422). U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25003, via Census Reporter API. Read Oct 5, 2026.
- 8.Residents 65 and older: 25.9%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B01001, via Census Reporter API. Read Oct 5, 2026.
- 9.Single-family detached share of housing units: 37.2%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
- 10.Share of homes in buildings with 10+ units: 37.4%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
- 11.Mobile homes, share of housing units: 0.3%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
- 12.Permit office: City of Tamarac - Permits & Inspections (ePermits). City of Tamarac - Permits & Inspections (ePermits). Read Oct 10, 2026.
- 13.Florida Building Commission, 'Setting New Standards for Safety: The Florida Building Code' (2004 publication; wind-speed figures in it are outdated and not used). Read Oct 5, 2026.
- 14.Hurricane Irma (2017). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma (AL112017). Read Oct 5, 2026.
- 15.NOAA National Hurricane Center, Tropical Cyclone Climatology. Read Oct 5, 2026.
- 16.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service). Read Oct 5, 2026.
- 17.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service). Read Oct 5, 2026.
- 18.Wikipedia, 'Tamarac, Florida' (revision 1374943843). Read Oct 5, 2026.
- 19.Year incorporated: 1963. Wikipedia, 'List of municipalities in Florida'. Read Oct 5, 2026.
- 20.People (2020 Census): 71,897. U.S. Census Bureau, 2020 Census counts (POP100, HU100) via TIGERweb tigerWMS_Census2020 layer 26 (Incorporated Places). Read Oct 5, 2026.
- 21.Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17), Citizens Property Insurance. Read Oct 4, 2026.
- 22.City of Tamarac - Permits & Inspections (ePermits), City of Tamarac. Read Oct 5, 2026.
- 23.Florida Statutes, section 553.842 (2026), Florida Legislature. Read Oct 5, 2026.
- 24.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
- 25.2023 Florida Building Code, Building, 8th ed., Chapter 1 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
- 26.FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, floridaroof.com. Read Oct 5, 2026.
- 27.Miami-Dade County RER notice, Miami. Read Oct 5, 2026.
- 28.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma (AL112017), NOAA National Hurricane Center. Read Oct 5, 2026.
- 29.NOAA Atlas 14 Volume 9 version 2, partial-duration 24-hour depth estimates at the Tamarac 2020 Census internal point (26.2033, -80.2560), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
- 30.Wikipedia, 'List of municipalities in Florida', Wikipedia. Read Oct 5, 2026.
- 31.Florida Statutes, section 713.135 (2026), Florida Legislature. Read Oct 5, 2026.
- 32.Florida Building Commission, Florida Building Commission. Read Oct 5, 2026.
- 33.NOAA Atlas 14 Volume 9 version 2, partial-duration intensity estimates at the Tamarac 2020 Census internal point (26.2033, -80.2560), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
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