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Re-roofs · Tamarac

Roof replacement in Tamarac, FL

Most homes in Tamarac were built around 1981, according to the median build year in census estimates. That means many roofs here are older than the 25-year mark insurers watch closely. If you are planning a roof replacement in Tamarac, the age of your home and the rules that apply to a re-roof will shape your timing and paperwork.

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Updated October 2026

Tall grasses and shrubs in a wet field with palm trees and a pond beneath blue sky.
Drone view of a single-story home mid re-roof: part of the roof stripped to white synthetic underlayment, the rest still in gray shingles, a dump trailer of debris and a pickup in the driveway.Our work
Photo: Tamarac, FL by William “Patrick” Ma…, CC BY-SA 3.0, cropped

Tamarac figures this page uses

Share of homes built before 1980
47.6%
Share of homes built 2010 or later
3.9%
Owner-occupied share of occupied homes
76.2%
Median year homes were built
1981

Housing age

How the age of Tamarac homes affects your roof

Nearly half of Tamarac homes, about 47.6 percent, were built before 1980. Tamarac started as lake subdivisions in 1963, so its oldest roofs have been exposed for decades. That suggests many original or second roofs are now near the end of their useful life.

Only 3.9 percent of homes were built in 2010 or later. Few roofs here are new, so most owners will be replacing a roof rather than checking one that is recent. Owner-occupied homes make up about 76.2 percent of occupied housing, so many roof decisions fall to the people who live under them.

Permits

Permits and the 25% rule for a re-roof in Tamarac

Florida's 25% rule limits how much of an existing roof can be repaired or replaced in a 12-month period without redoing the whole roof covering. If more than 25 percent of the roof area is involved, the entire existing roof system generally must be replaced or recovered. A separate exception covers roofs redone to the 2007 Florida Building Code or later, where only the repaired portion must meet current code.

Roof permits in Tamarac are handled through the City of Tamarac permits and inspections system, which the city lists as ePermits. Check that page before you hire anyone, and confirm the permit is open before work starts. Work that stays inactive for six months can make a permit invalid.

Florida Statute 489.113 requires a general contractor to subcontract roofing work unless it holds a roofing certificate or registration. Ask who will do the roofing and confirm that the roofing license is current with the state before signing any contract.

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Questions

Roof replacement in Tamarac: questions

What is the 25% roof rule in Florida?

The 25% rule limits how much of an existing roof can be repaired or replaced in any 12-month period. If more than 25 percent of the roof area is involved, the whole roof covering generally must be replaced or recovered to current code. In Tamarac, this rule applies through the city permit process. A separate exception covers roofs built or repaired to the 2007 Florida Building Code or later, which limits the work to the repaired part. The statute bars local governments from changing that exception by ordinance.

Source: 2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), read Oct 5, 2026

Related: Roof replacement

Do I need a permit to replace a roof in Tamarac?

Yes. Roof replacement in Tamarac runs through the City of Tamarac permits and inspections system, which the city lists as ePermits. Before work begins, confirm the permit is issued and active. A permit can become invalid if work does not start within six months or is abandoned for six months. Keep the approved permit available for inspectors during the job.

Source: City of Tamarac - Permits & Inspections (ePermits), read Oct 5, 2026

Related: Roof replacement

How old is too old for a roof in Tamarac?

No single age applies to every roof, but Tamarac's median home build year of 1981 means many roofs are well past 25 years. Citizens Property Insurance requires at least five years of remaining useful life for roofs older than 25 years with soft materials, and 50 years for hard materials. An insurer must let you have a roof inspected at your own cost once the roof is 15 years or older. Ask your insurer and a licensed inspector about your specific roof.

Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API, read Oct 5, 2026

Related: Roof replacement

Nearby

Roof replacement near Tamarac

Sources for this page(29)
  1. 1.Share of homes built before 1980: 47.6%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
  2. 2.Wikipedia, 'Tamarac, Florida' (revision 1374943843). Read Oct 5, 2026.
  3. 3.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
  4. 4.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, B25034, B25024, via Census Reporter API. Read Oct 5, 2026.
  5. 5.Share of homes built 2010 or later: 3.9%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
  6. 6.Owner-occupied share of occupied homes: 76.2% (23,939 of 31,422). U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25003, via Census Reporter API. Read Oct 5, 2026.
  7. 7.Permit office: City of Tamarac - Permits & Inspections (ePermits). City of Tamarac - Permits & Inspections (ePermits). Read Oct 10, 2026.
  8. 8.Median year homes were built: 1981. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
  9. 9.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription). Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7).
  10. 10.Florida Statutes, section 553.844 (2026). Read Oct 5, 2026.
  11. 11.2023 Florida Building Code, Building, 8th ed., Chapter 1 (UpCodes viewer, unofficial transcription). Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7). Source URL inherited from C-3 (the research cites it "as C-3").
  12. 12.Florida Statutes, section 489.113 (2026). Read Oct 5, 2026.
  13. 13.Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17). Read Oct 4, 2026.
  14. 14.Florida Statutes, section 627.7011 (2026). Read Oct 4, 2026.
  15. 15.City of Tamarac - Permits & Inspections (ePermits), City of Tamarac. Read Oct 5, 2026.
  16. 16.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API, U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  17. 17.Florida Building Commission, 'Setting New Standards for Safety: The Florida Building Code' (2004 publication; wind-speed figures in it are outdated and not used), Florida Building Commission. Read Oct 5, 2026.
  18. 18.Florida Statutes, section 553.842 (2026), Florida Legislature. Read Oct 5, 2026.
  19. 19.FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, floridaroof.com. Read Oct 5, 2026.
  20. 20.Miami-Dade County RER notice, Miami. Read Oct 5, 2026.
  21. 21.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma (AL112017), NOAA National Hurricane Center. Read Oct 5, 2026.
  22. 22.NOAA National Hurricane Center, Tropical Cyclone Climatology, NOAA National Hurricane Center. Read Oct 5, 2026.
  23. 23.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service), NOAA National Centers for Environmental Information. Read Oct 5, 2026.
  24. 24.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service), NOAA National Centers for Environmental Information. Read Oct 5, 2026.
  25. 25.NOAA Atlas 14 Volume 9 version 2, partial-duration 24-hour depth estimates at the Tamarac 2020 Census internal point (26.2033, -80.2560), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
  26. 26.Wikipedia, 'List of municipalities in Florida', Wikipedia. Read Oct 5, 2026.
  27. 27.Florida Statutes, section 713.135 (2026), Florida Legislature. Read Oct 5, 2026.
  28. 28.Florida Building Commission, Florida Building Commission. Read Oct 5, 2026.
  29. 29.NOAA Atlas 14 Volume 9 version 2, partial-duration intensity estimates at the Tamarac 2020 Census internal point (26.2033, -80.2560), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.

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Roof replacement in Tamarac

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