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Roofing in Windermere, Florida

Windermere's building permits and inspections are provided by the firm PDCS, LLC, working for a town of 3,030 people (2020 Census). Your roof permit starts with the Town of Windermere Building Department, not with Orange County. With 98.1 percent of homes single-family houses, most roof jobs here are on individual homes.

Request a quote407-242-2840

Updated October 2026

Grassy lakeside park with palm trees, benches, a park rules sign and a view across open water.
Photo: Lake Down Park by Town of Windermere, Florida, Public domain, cropped

At a glance

Windermere homes at a glance

People (2020 Census)
3,030
Median year homes were built
1989
Share of homes built before 1980
34.3%
Share of homes built 2010 or later
9.5%
Owner-occupied share of occupied homes
95.6%

Census figures; each one is listed in the sources at the end of this page.

Permits and local review

Who issues roof permits in Windermere

If you plan roof work in Windermere, the permit comes from the Town of Windermere Building Department. The town's building permitting and inspections are provided by PDCS, LLC. Your contractor should know this before the job starts, and you should expect to see the permit before work begins.

Some Windermere buildings fall under the Historic Preservation Board, which oversees maintenance and restoration of the town's historic buildings. If your home is one of them, ask the building department whether roof work needs board review before you choose materials.

Building permits

Town of Windermere Building Department (services by PDCS, LLC)

Official building page

Office names and links only. Fees, forms and timing change; check the official page.

Home age and roof life

How old Windermere roofs tend to be

The median year homes were built in Windermere is 1989, with a margin of error of 5 years. Countywide the median is 1994. That suggests many original roofs in town are now well past 25 years old, though the census does not record roof age itself.

About 34.3 percent of Windermere homes were built before 1980, and only 9.5 percent were built in 2010 or later. Older roofs are more likely to need a full review, and older roofs can cross the insurer thresholds described below.

Citizens Property Insurance asks for proof of at least five years of remaining life on a shingle roof older than 25 years, and on a tile, slate, clay, concrete or metal roof older than 50 years. Ask your insurer or agent how these thresholds apply to your house.

Florida roof rules

Single-family homes and the 25 percent rule

Windermere is mostly single-family homes. Single-family detached homes make up 98.1 percent of its housing units, and owners occupy 95.6 percent of occupied homes. Mobile homes are only 0.4 percent of units here, so most roof work will be on site-built houses.

A Florida code section caps partial roof work at 25 percent of the roof area in any 12-month period, unless the whole roof covering is replaced or recovered. A local government cannot amend the exception for roofs built to the 2007 code or later. On a Windermere house with a 1989-era roof, a repair near that limit is worth a call to the building department first.

Permits run on clocks too. Under the code, one lapses if you do not start within 6 months of issuance, and also if work sits suspended for 6 months. A Windermere permit that has gone quiet over a summer can lapse before the shingles go on.

  • Windermere's building permitting and inspections are provided by the firm PDCS, LLC on the town's behalf.
  • Windermere has a Historic Preservation Board charged with overseeing maintenance and restoration of the town's historic buildings.
  • Water is 28.2% of the place's total area.
  • Median owner-occupied home value is.

Wind, water and lightning

Storms and heavy rain around Windermere

Windermere is 28.2 percent water by total area, against 10.0 percent for Orange County. Water covers a large share of the town, so check your roof for ponding and drainage after heavy rain.

In a 10-year storm, NOAA Atlas 14 puts a 1-hour rain at 2.86 inches an hour in this area, and a 24-hour rain at 6.06 inches. A 100-year storm brings 10.2 inches in 24 hours. Gutters, flashing and drains carry that load, so inspect them after big storms.

Hurricane Irma in 2017 gave peak gusts of 69 knots at Orlando International, and fire crews and the National Guard rescued residents from flooded homes across the area. Central Florida is also the lightning capital of the country, so have your roof and its flashing inspected after storms.

Services

Roofing services in Windermere

Questions

Windermere roofing questions

What is the 25% roof rule in Florida?

Under the Florida Building Code, you generally cannot repair, replace or recover more than 25 percent of a roof section in any 12-month period without redoing the whole covering. Roofs built or repaired under the 2007 code or newer are treated differently: only the section that was repaired has to satisfy the current code. With Windermere's median home built in 1989, many roofs here predate that code, so ask the Town of Windermere Building Department how it applies.

Source: 2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), read Oct 5, 2026

Related: Roof replacement

What is the new law in Florida about roofs?

Florida's code changes by edition. The Eighth Edition applies today, and the Ninth Edition governs Windermere permit applications filed on or after December 31, 2026. Windermere's permits run through the Town of Windermere Building Department, with inspections by PDCS, LLC, so confirm with that office which edition applies to your project.

Source: FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, read Oct 5, 2026

Related: Roof replacement

Who issues roof permits in Windermere?

The Town of Windermere Building Department issues roof permits, and permitting and inspections are provided by PDCS, LLC on the town's behalf. Ask for the permit before work begins and confirm the permit status directly with the town.

Source: Town of Windermere, Building Department, read Oct 5, 2026

Related: Roof replacement

How old are most homes in Windermere?

The median year homes were built in Windermere is 1989, with a margin of error of 5 years. About 34.3 percent of homes were built before 1980. That suggests many roofs are past 25 years old, so check the age of your own roof with your insurer's requirements in mind.

Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API, table B25035, read Oct 5, 2026

Related: Roof inspections

Does Windermere have historic district rules for roofs?

Windermere has a Historic Preservation Board charged with overseeing maintenance and restoration of the town's historic buildings. If your home may be historic, ask the building department whether board review applies before you change the roof.

Source: Town of Windermere, Historic Preservation Board, read Oct 5, 2026

Related: Roof replacement

Nearby

Near Windermere

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Sources for this page(31)
  1. 1.Town of Windermere, Building Department. Read Oct 5, 2026.
  2. 2.Permit office: Town of Windermere Building Department (services by PDCS, LLC). Town of Windermere Building Department (services by PDCS, LLC). Read Oct 10, 2026.
  3. 3.Town of Windermere, Historic Preservation Board. Read Oct 5, 2026.
  4. 4.Median year homes were built: 1989. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API. Read Oct 5, 2026.
  5. 5.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API, table B25035. Read Oct 5, 2026.
  6. 6.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API, tables B25034/B25035. Read Oct 5, 2026.
  7. 7.Share of homes built before 1980: 34.3%. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API. Read Oct 5, 2026.
  8. 8.Share of homes built 2010 or later: 9.5%. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API. Read Oct 5, 2026.
  9. 9.Single-family detached share of housing units: 98.1%. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API. Read Oct 5, 2026.
  10. 10.Owner-occupied share of occupied homes: 95.6%. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API. Read Oct 5, 2026.
  11. 11.Mobile homes, share of housing units: 0.4%. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API. Read Oct 5, 2026.
  12. 12.Water share of total area: 28.2%. U.S. Census Bureau, 2020 Census (TIGERweb tigerWMS_Census2020 MapServer: POP100, HU100, AREALAND, AREAWATER). Read Oct 5, 2026.
  13. 13.U.S. Census Bureau, 2020 Census (TIGERweb tigerWMS_Census2020 MapServer: POP100, HU100, AREALAND, AREAWATER). Read Oct 5, 2026.
  14. 14.U.S. Census Bureau, 2020 Census (TIGERweb tigerWMS_Census2020 MapServer: POP100, HU100, AREALAND, AREAWATER). Read Oct 5, 2026.
  15. 15.Hurricane Irma (2017). NWS Melbourne, Post Tropical Cyclone Report: Hurricane Irma (2017). Read Oct 5, 2026.
  16. 16.NWS Melbourne, Lightning Information Center. Read Oct 5, 2026.
  17. 17.Hurricane Matthew (2016). NWS Melbourne, Post Tropical Cyclone Report: Hurricane Matthew (2016). Read Oct 5, 2026.
  18. 18.People (2020 Census): 3,030. U.S. Census Bureau, 2020 Census (TIGERweb tigerWMS_Census2020 MapServer: POP100, HU100, AREALAND, AREAWATER) (2020 Census count). Read Oct 5, 2026.
  19. 19.NOAA NCEI, U.S. Climate Normals 1991-2020 (annual/seasonal), access-data API. Read Oct 5, 2026.
  20. 20.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API, table B25077. Read Oct 5, 2026.
  21. 21.Town of Windermere Building Department (services by PDCS, LLC), Town of Windermere Building Department. Read Oct 5, 2026.
  22. 22.Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17), Citizens Property Insurance. Read Oct 4, 2026.
  23. 23.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
  24. 24.2023 Florida Building Code, Building, 8th ed., Chapter 1 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
  25. 25.U.S. Census Bureau, 2020 Census (TIGERweb tigerWMS_Census2020 MapServer: POP100, HU100, AREALAND, AREAWATER) (2020 Census count), U.S. Census Bureau. Read Oct 5, 2026.
  26. 26.NOAA Atlas 14 Volume 9 version 2, partial-duration intensity estimates at the Windermere 2020 Census internal point (28.4981, -81.5416), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
  27. 27.NOAA Atlas 14 Volume 9 version 2, partial-duration 24-hour depth estimates at the Windermere 2020 Census internal point (28.4981, -81.5416), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
  28. 28.NWS Melbourne, Post Tropical Cyclone Report: Hurricane Irma (2017), National Weather Service. Read Oct 5, 2026.
  29. 29.NWS Melbourne, Post Tropical Cyclone Report: Hurricane Matthew (2016), National Weather Service. Read Oct 5, 2026.
  30. 30.FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, floridaroof.com. Read Oct 5, 2026.
  31. 31.Miami-Dade County RER notice, Miami. Read Oct 5, 2026.

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