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Gutters · Windermere

Gutters in Windermere, FL

In a 10-year storm, rain in Windermere can fall at 8.84 inches an hour for five minutes. That is a short burst, but it fills a gutter fast. Gutters here have to be sized for that peak, not for an average rainy afternoon, and the downspouts have to carry the water away from the house.

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Updated October 2026

Grassy lakeside park with palm trees, benches, a park rules sign and a view across open water.
Drone view of a single-story home with a brown-gray shingle roof and box vents under large oak trees, a metal carport roof in the corner and a street behind.Our work
Photo: Lake Down Park by Town of Windermere, Florida, Public domain, cropped

Windermere figures this page uses

Single-family detached share of housing units
98.1%
Water share of total area
28.2%
Median year homes were built
1989

Sizing for Windermere rain

How heavy rain here sizes your gutters

The plumbing code sizes horizontal gutters by the flow of water off the roof. Half-round gutters are measured by diameter. A 6-inch half-round at a 1/8-inch-per-foot slope carries about 110 gallons per minute, against 74 for a 5-inch. That difference matters here, because a 6-inch gutter moves about 49 percent more water at the same slope.

The same house in the same downpour with a white seamless gutter catching the runoff and a downspout discharging onto a splash block, flower bed intact (illustration)Illustration

Illustration: downpour with gutter

Sizing also depends on which rainfall number the installer uses. By our arithmetic, a 6-inch half-round at 1/8 inch per foot serves about 1,107 square feet of roof on the 5-minute, 10-year burst, but about 2,671 square feet on the 1-hour, 100-year basis the plumbing code uses. Ask which basis a bid assumes, and confirm the choice with the Town of Windermere Building Department, which runs permits through PDCS, LLC.

Code rules for discharge

Downspouts and where the water goes

Most houses in Windermere are single-family homes, 98.1 percent of units by the census count. Gutters with downspouts are required where the eaves project less than 6 inches, except at gable end rakes or where a roof sits above another roof. The downspout must discharge at least 1 foot from the sidewall, through underground piping, a tail extension or a splash block.

Water is 28.2 percent of the town's total area, far above the 10.0 percent countywide share. Many lots here sit near standing water, so a downspout that dumps at the foundation can soak the soil around the slab. Check where your water exits after every heavy storm, and use the 1-foot rule as the minimum.

Trees and debris

Leaves, pollen and cleaning schedule

Southern live oaks drop leaves and fruit that become a litter problem, and they can grow 60 to 80 feet tall. Florida pollen peaks in March and April, and oaks are among its major producers. A sensible rhythm under heavy canopy is after the spring leaf drop, before the June to August rain season, and after the autumn pine-needle peak.

  • Plan to clear your gutters in spring and again in fall, which is the minimum most roofs need.
  • Clean them more often under overhanging trees or during frequent storms.
  • Check for granules in the gutters, which can signal an aging shingle roof.

Rain on your roof

Preset: 6.06 inches, the 10-year 24-hour rain (NOAA Atlas 14 at Windermere).

7,551 gallons run off that roof, all of it toward the gutters and downspouts.

Math: square feet × inches × 0.623 gallons.

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Questions

Gutters in Windermere: questions

How big should gutters be for rain in Windermere?

Size them for the heavy bursts, not the average. Here a 5-minute downpour in a 10-year storm falls at 8.84 inches an hour, and a 6-inch half-round at 1/8 inch per foot carries about 110 gallons per minute. A 5-inch carries 74. Ask your installer which rainfall basis the bid uses, because the answer changes by more than two times.

Source: NOAA Atlas 14 Volume 9 version 2, partial-duration intensity estimates at the Windermere 2020 Census internal point (28.4981, -81.5416), read Oct 5, 2026

Related: Gutters

Where can my downspouts drain in Windermere?

Under the code, every downspout has to empty at least 1 foot away from the wall it runs along. To meet that, you can run buried pipe, attach a tail extension, or set a splash block under the outlet. With water covering 28.2 percent of the town's area, check where water sits after storms and confirm the setup with the Town of Windermere Building Department.

Source: 2023 Florida Building Code, Residential, 8th ed., Chapter 8 (UpCodes viewer, unofficial transcription), read Oct 5, 2026

Related: Gutters

How often should gutters be cleaned near oak trees in Windermere?

Experts suggest cleaning gutters at least twice a year, in spring and fall. Under overhanging oaks, clean them more often. Southern live oaks can grow 60 to 80 feet tall and drop litter, and Florida pollen peaks in March and April. Many homes in Windermere were built around 1989, so older gutter systems may also need closer inspection for sagging or loose seams.

Source: thig.com, read Oct 5, 2026

Related: Gutters

Do new homes in Windermere need gutters?

Gutters with downspouts are required where eaves project less than 6 inches, except at gable end rakes or where a roof sits above another roof. Most homes here are single-family, 98.1 percent of units by the census count, so check your eave depth before assuming the rule applies.

Source: 2023 Florida Building Code, Residential, 8th ed., Chapter 3 (UpCodes viewer, unofficial transcription), read Oct 5, 2026

Related: Gutters

Nearby

Gutters near Windermere

Sources for this page(34)
  1. 1.Permit office: Town of Windermere Building Department (services by PDCS, LLC). Town of Windermere Building Department (services by PDCS, LLC). Read Oct 10, 2026.
  2. 2.Single-family detached share of housing units: 98.1%. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API. Read Oct 5, 2026.
  3. 3.Water share of total area: 28.2%. U.S. Census Bureau, 2020 Census (TIGERweb tigerWMS_Census2020 MapServer: POP100, HU100, AREALAND, AREAWATER). Read Oct 5, 2026.
  4. 4.U.S. Census Bureau, 2020 Census (TIGERweb tigerWMS_Census2020 MapServer: POP100, HU100, AREALAND, AREAWATER). Read Oct 5, 2026.
  5. 5.U.S. Census Bureau, 2020 Census (TIGERweb tigerWMS_Census2020 MapServer: POP100, HU100, AREALAND, AREAWATER). Read Oct 5, 2026.
  6. 6.Median year homes were built: 1989. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API. Read Oct 5, 2026.
  7. 7.2023 Florida Building Code, Plumbing, 8th ed., Chapter 11 (UpCodes viewer, unofficial transcription). Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7). Source URL inherited from COM-20 (the research cites it "as COM-20").
  8. 8.NOAA Atlas 14 (HDSC Precipitation Frequency Data Server). Read Oct 5, 2026.
  9. 9.2023 Florida Building Code, Residential, 8th ed., R318.5 (UpCodes viewer, unofficial transcription); FBC-Building 1503.7. Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7).
  10. 10.2023 Florida Building Code, Residential, 8th ed., Chapter 8 (UpCodes viewer, unofficial transcription). Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7). Source URL inherited from NC-2 (the research cites it "as NC-2").
  11. 11.2023 Florida Building Code, Residential, 8th ed., Chapter 3 (UpCodes viewer, unofficial transcription). Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7).
  12. 12.ask.ifas.ufl.edu. Read Oct 5, 2026.
  13. 13.blogs.ifas.ufl.edu. Read Oct 5, 2026.
  14. 14.thig.com. Read Oct 5, 2026.
  15. 15.Owens Corning, "3 Signs That It's Time to Replace Your Roof". Read Oct 5, 2026.
  16. 16.NOAA Atlas 14 Volume 9 version 2, partial-duration intensity estimates at the Windermere 2020 Census internal point (28.4981, -81.5416), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
  17. 17.Town of Windermere Building Department (services by PDCS, LLC), Town of Windermere Building Department. Read Oct 5, 2026.
  18. 18.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API, U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  19. 19.NOAA Atlas 14 Volume 9 version 2, partial-duration 24-hour depth estimates at the Windermere 2020 Census internal point (28.4981, -81.5416), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
  20. 20.Town of Windermere, Building Department, Town of Windermere. Read Oct 5, 2026.
  21. 21.Town of Windermere, Historic Preservation Board, Town of Windermere. Read Oct 5, 2026.
  22. 22.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API, table B25035, U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  23. 23.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API, tables B25034/B25035, U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  24. 24.Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17), Citizens Property Insurance. Read Oct 4, 2026.
  25. 25.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
  26. 26.2023 Florida Building Code, Building, 8th ed., Chapter 1 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
  27. 27.U.S. Census Bureau, 2020 Census (TIGERweb tigerWMS_Census2020 MapServer: POP100, HU100, AREALAND, AREAWATER) (2020 Census count), U.S. Census Bureau. Read Oct 5, 2026.
  28. 28.NWS Melbourne, Post Tropical Cyclone Report: Hurricane Irma (2017), National Weather Service. Read Oct 5, 2026.
  29. 29.NWS Melbourne, Lightning Information Center, National Weather Service. Read Oct 5, 2026.
  30. 30.NWS Melbourne, Post Tropical Cyclone Report: Hurricane Matthew (2016), National Weather Service. Read Oct 5, 2026.
  31. 31.NOAA NCEI, U.S. Climate Normals 1991-2020 (annual/seasonal), access-data API, NOAA National Centers for Environmental Information. Read Oct 5, 2026.
  32. 32.FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, floridaroof.com. Read Oct 5, 2026.
  33. 33.Miami-Dade County RER notice, Miami. Read Oct 5, 2026.
  34. 34.NOAA Atlas 14 at Windermere: 8.84 in/hr (5-minute, 10-year). NOAA Atlas 14 Precipitation Frequency Data Server. Read Oct 5, 2026.

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Gutters in Windermere

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