Skip to content

Gutters · Umatilla

Gutters in Umatilla, FL

Umatilla's 1,921 homes sit under a 10-year, 5-minute rain rate of 9.28 inches an hour, NOAA Atlas 14's figure for the city's point. Gutters in Umatilla have to carry that burst, and under oaks and pines they also have to carry leaves and needles.

Request a quote407-242-2840

Updated October 2026

Drone view of a single-story home with a brown-gray shingle roof and box vents under large oak trees, a metal carport roof in the corner and a street behind.

Local know-how

How hard it rains at Umatilla's point

Atlas 14's table for Umatilla reads 9.28 inches an hour for a 10-year, 5-minute burst, 10.7 for a 25-year and 12.8 for a 100-year. Stretch the storm to an hour and the 10-year rate is 2.85 inches, the 100-year 3.97. The short bursts are what spill over a gutter's front lip.

NOAA's normals for Leesburg, the county's main station, show 43.78 inches a year with 19.49 falling June through August, and the Lisbon station records 50.03 a year. Storms add more on top: Irma put 11.03 inches on a Lady Lake gauge in 2017.

At the Gateway to the Ocala National Forest, the trees set the cleaning calendar. UF/IFAS lists oaks and pines as major pollen producers from January through June, live oak litter as a nuisance, and September through November as peak pine-needle fall. A Florida home insurer advises cleaning at least twice a year, more under overhanging trees.

Sizing

What size gutter handles 9.28 inches an hour

Start from the plumbing code's capacity table. At 1/8-inch slope it rates a 5-inch half-round at 74 gallons a minute, a 6-inch at 110 and an 8-inch at 247. Each gallon a minute drains 96.15 square feet of roof at 1 inch an hour of rain, per the SMACNA-based tables.

Divide by Umatilla's 9.28 and a 6-inch half-round covers about 1,140 square feet of roof plan area, an 8-inch about 2,560, before a steeper roof's factor of 1.05 to 1.30 trims those numbers. That is our arithmetic on the cited inputs.

Where eaves overhang less than 6 inches, the residential code makes gutters and downspouts mandatory, and every downspout has to discharge at least a foot from the wall by pipe, extension or splash block.

An old sagging gutter pulling away from a rotted, water-stained fascia board (illustration)Illustration

Illustration: a sagging gutter and rotted fascia

Request a quote

Rain on your roof

How much water an Umatilla roof sheds

Rain on your roof

Preset: 6.1 inches, the 10-year 24-hour rain (NOAA Atlas 14 at Umatilla).

7,601 gallons run off that roof, all of it toward the gutters and downspouts.

Math: square feet × inches × 0.623 gallons.

Questions

Gutters in Umatilla: questions

Do gutter guards work under Umatilla's oaks and pines?

They help but don't end the chore. Consumer Reports' 2010 tests found fine-mesh screens beat screens with larger holes, yet even the top-scoring screen was only middling in a severe downpour, and guards still needed brushing in high-pollen areas. Under live oaks and pines, which UF/IFAS ties to heavy litter and pollen from January through June, check guarded gutters each spring and fall. NOAA's Leesburg normals of 43.78 inches a year keep them busy.

Source: Consumer Reports, Sept. 2010.

Related: Gutters

Should I replace 20-year-old gutters on a house in Umatilla?

Replace them when they fail the job, not on a birthday. Three checks: whether the size fits a 9.28-inch-an-hour burst at Umatilla's point, where a 5-inch half-round carries 74 gallons a minute against 110 for a 6-inch; whether the joints are still lapped, soldered or caulked tight as the code requires; and whether the hangers and corrosion-resistant fasteners still hold. Umatilla's median house was built in 1986, so plenty of systems here are past that 20-year mark.

Source: FBC-P 2023, Table 1106.6.

Related: Gutters

How do gutters in Umatilla hold up in hurricanes?

Hangers and fasteners do most of the work. One hidden-hanger maker uses 24-inch spacing as standard and recommends 16 inches in storm-prone areas for more uplift resistance, and Florida's code wants corrosion-resistant fasteners compatible with the gutter metal. Leesburg's airport logged a 72-knot gust in Milton in 2024 and 60 knots in Irma in 2017. Walk the eaves once the wind drops and note any run that sags, any hanger that has let go and any joint that drips.

Source: FBC-R 2023, R903.4.2.

Related: Gutters

Nearby

Gutters near Umatilla

Sources for this page(73)
  1. 1.NOAA NCEI U.S. Climate Normals 1991-2020, annual/seasonal (normals-annualseasonal-1991-2020), NCEI Access Data Service. Read Oct 5, 2026.
  2. 2.Hurricane Irma (2017). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma (AL112017). Read Oct 5, 2026.
  3. 3.Wikipedia, "Umatilla, Florida" (revision 1367878838). Read Oct 5, 2026.
  4. 4.Median year homes were built: 1986. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B25035 (Median Year Structure Built), via Census Reporter API. Read Oct 5, 2026.
  5. 5.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B25035 (Median Year Structure Built), via Census Reporter API. Read Oct 5, 2026.
  6. 6.Hurricane Milton (2024). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Milton (AL142024). Read Oct 5, 2026.
  7. 7.Housing units (ACS 5-year): 1,921. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B25001 (Housing Units), via Census Reporter API. Read Oct 5, 2026.
  8. 8.NOAA Atlas 14 (HDSC Precipitation Frequency Data Server). Read Oct 5, 2026.
  9. 9.NOAA National Centers for Environmental Information. Read Oct 5, 2026.
  10. 10.ask.ifas.ufl.edu. Read Oct 5, 2026.
  11. 11.blogs.ifas.ufl.edu. Read Oct 5, 2026.
  12. 12.ufdcimages.uflib.ufl.edu. Read Oct 5, 2026.
  13. 13.thig.com. Read Oct 5, 2026.
  14. 14.2023 Florida Building Code, Plumbing, 8th ed., Chapter 11 (UpCodes viewer, unofficial transcription). Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7). Source URL inherited from COM-20 (the research cites it "as COM-20").
  15. 15.bergerbp.com. Read Oct 5, 2026.
  16. 16.2023 Florida Building Code, Residential, 8th ed., R318.5 (UpCodes viewer, unofficial transcription); FBC-Building 1503.7. Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7).
  17. 17.2023 Florida Building Code, Residential, 8th ed., Chapter 8 (UpCodes viewer, unofficial transcription). Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7). Source URL inherited from NC-2 (the research cites it "as NC-2").
  18. 18.consumerreports.org. Read Oct 5, 2026.
  19. 19.2023 Florida Building Code, Residential, 8th ed., Chapter 9 (UpCodes viewer, unofficial transcription). Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7). Source URL inherited from COM-29 (the research cites it "as COM-29").
  20. 20.Gutterall 6K hanger. Read Oct 5, 2026.
  21. 21.NOAA Atlas 14 Volume 9 version 2, partial-duration point estimates at the 2020 Census internal point of Umatilla (TIGERweb 2020 incorporated place internal point (INTPTLAT/INTPTLON), GEOID 1273025, Umatilla city), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026. 5-minute 10/25/100-yr intensities 9.28/10.7/12.8 in/hr; 60-minute 2/10/25/100-yr 2.1/2.85/3.3/3.97 in/hr
  22. 22.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma (AL112017), NOAA National Hurricane Center. Read Oct 5, 2026.
  23. 23.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B25001 (Housing Units), via Census Reporter API, U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  24. 24.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Milton (AL142024), NOAA National Hurricane Center. Read Oct 5, 2026.
  25. 25.2023 Florida Building Code, Residential, 8th ed., Chapter 3 (UpCodes viewer, unofficial transcription), UpCodes (unofficial transcription; verify on floridabuilding.org). Read Oct 5, 2026. Supports NC-11. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7).; Supports FBC-R318.5. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7).
  26. 26.City of Umatilla Development & Public Services (building permits) (official page), City of Umatilla Development & Public Services (building permits). Read Oct 5, 2026. Official page fetched 2026-10-05: Development and Public Services Building Permit Portal for building permit applications.
  27. 27.Official city building pages listed in each city's permitOffice, Lake County, Florida. Read Oct 5, 2026.
  28. 28.FBC-B 2023 Ch. 1, International Code Council (Florida Building Commission). Read Oct 5, 2026. Supports RR-08; Supports RR-09; Supports RR-10; Supports FS-553.844(5); Supports RR-18
  29. 29.Florida Statutes, section 627.7011 (2026), Florida Legislature. Read Oct 4, 2026. Supports FS-627.7011(5); Supports RM-15; Supports IN-02; Supports IN-04; Supports IN-03
  30. 30.National Roofing Contractors Association, National Roofing Contractors Association. Read Oct 5, 2026. Supports C-16
  31. 31.Florida Statutes, section 489.105 (2026), Florida Legislature. Read Oct 4, 2026. Supports RR-11
  32. 32.FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, Florida Roofing and Sheet Metal Contractors Association. Read Oct 5, 2026. Supports C-1
  33. 33.Miami-Dade County RER notice, Miami-Dade County. Read Oct 5, 2026. Supports C-2; Supports NC-10
  34. 34.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B25034 (Year Structure Built), via Census Reporter API, U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  35. 35.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B25024 (Units in Structure), via Census Reporter API, U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  36. 36.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B25035 (Median Year Structure Built), via Census Reporter API, U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  37. 37.Senate SB 808 staff analysis pp. 3-4, The Florida Senate. Read Oct 5, 2026. Supports RR-05
  38. 38.FBCR Ch. 9, International Code Council (Florida Building Commission). Read Oct 5, 2026. Supports RR-20; Supports RR-19; Supports RR-24; Supports RR-28; Supports RR-29; Supports RM-14; Supports RR-35; Supports RM-07; Supports RR-36; Supports RR-37
  39. 39.Fla. Stat. 553.844, Florida Legislature. Read Oct 4, 2026. Supports RR-32
  40. 40.Florida Statutes, section 489.147 (2026), Florida Legislature. Read Oct 4, 2026. Supports RR-44; Supports RR-45
  41. 41.ARMA Technical Bulletin "Algae Discoloration of Roofs", revised June 2024, ARMA (Asphalt Roofing Manufacturers Association). Read Oct 5, 2026. Supports RM-10; Supports RM-12
  42. 42.Owens Corning, Owens Corning. Read Oct 5, 2026. Supports RM-11
  43. 43.Florida Statutes, section 627.70132 (2026), Florida Legislature. Read Oct 4, 2026. Supports RM-18
  44. 44.Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17), Citizens Property Insurance Corporation. Read Oct 4, 2026. Supports CITIZENS-25-50; Supports IN-06
  45. 45.FEMA OpenFEMA Disaster Declarations Summaries v2, DR-4337, FEMA. Read Oct 5, 2026.
  46. 46.FEMA OpenFEMA Disaster Declarations Summaries v2, DR-4673, FEMA. Read Oct 5, 2026.
  47. 47.FEMA OpenFEMA Disaster Declarations Summaries v2, DR-4680, FEMA. Read Oct 5, 2026.
  48. 48.FEMA OpenFEMA Disaster Declarations Summaries v2, DR-4834, FEMA. Read Oct 5, 2026.
  49. 49.Florida Building Commission, "Florida Building Code Effective Dates", Florida Building Commission. Read Oct 5, 2026. Supports RR-04
  50. 50.ICC Building Safety Journal, Karl Fippinger, 2024-02-07, International Code Council (Florida Building Commission). Read Oct 5, 2026. Supports RM-04
  51. 51.FEMA FL-RA2, FEMA. Read Oct 5, 2026. Supports RM-01; Supports RM-02; Supports NC-12
  52. 52.Florida Statutes, section 627.711 (2026), Florida Legislature. Read Oct 4, 2026. Supports IN-12; Supports IN-13
  53. 53.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B01002 (Median Age by Sex), via Census Reporter API, U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  54. 54.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B01002 (Median Age by Sex), via Census Reporter API, U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  55. 55.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B25003 (Tenure), via Census Reporter API, U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  56. 56.Insp4pt 03 25, Citizens Property Insurance Corporation. Read Oct 4, 2026. Supports IN-08
  57. 57.Florida Office of Insurance Regulation, Uniform Mitigation Verification Inspection Form OIR-B1-1802 (Rev. 04/26), Florida Office of Insurance Regulation. Read Oct 4, 2026. Supports OIR-B1-1802; Supports IN-15; Supports RR-26; Supports RR-34; Supports IN-14
  58. 58.Florida Statutes, section 718.112 (2026), The Florida Senate. Read Oct 5, 2026. Supports FS-718.112(2)(g); Supports COM-32
  59. 59.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), UpCodes (unofficial transcription; verify on floridabuilding.org). Read Oct 5, 2026. Supports COM-23. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7). Source URL inherited from C-14 (the research cites it "as C-14").; Supports COM-27. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7). Source URL inherited from COM-22 (the research cites it "as COM-22").; Supports COM-1. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7). Source URL inherited from C-14 (the research cites it "as C-14").; Supports COM-18. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7). Source URL inherited from C-14 (the research cites it "as C-14").; Supports COM-3. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7). Source URL inherited from C-14 (the research cites it "as C-14").; Supports COM-9. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7). Source URL inherited from C-14 (the research cites it "as C-14").; Supports COM-22. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7). Source URL inherited from C-14 (the research cites it "as C-14").; Supports COM-14. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7). Source URL inherited from C-14 (the research cites it "as C-14").
  60. 60.Professional Roofing magazine (NRCA). Read Oct 5, 2026. Supports COM-26
  61. 61.2023 Florida Building Code, Building, 8th ed., Chapter 1 (UpCodes viewer, unofficial transcription), UpCodes (unofficial transcription; verify on floridabuilding.org). Read Oct 5, 2026. Supports C-15. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7). Source URL inherited from C-3 (the research cites it "as C-3").; Supports NC-1. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7). Source URL inherited from C-3 (the research cites it "as C-3").
  62. 62.U.S. Census Bureau, 2020 Census (P.L. 94-171) POP100, via TIGERweb tigerWMS_Census2020 MapServer, U.S. Census Bureau. Read Oct 5, 2026.
  63. 63.FBC-Building 2023 Chapter 2 definitions, UpCodes (unofficial transcription; verify on floridabuilding.org). Read Oct 5, 2026. Supports C-4. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7).
  64. 64.Florida Statutes, section 553.837 (2026), The Florida Senate. Read Oct 5, 2026. Supports FS-553.837; Supports NC-9
  65. 65.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B25034 (Year Structure Built), via Census Reporter API, U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  66. 66.U.S. Census Bureau ACS 2020-2024 5-year, table B25035, via Census Reporter, U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  67. 67.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B01003 (Total Population), via Census Reporter API, U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  68. 68.FBCR Ch. 8, International Code Council (Florida Building Commission). Read Oct 5, 2026. Supports RR-21
  69. 69.Florida Statutes, section 489.113 (2026), The Florida Senate. Read Oct 5, 2026. Supports FS-489.113(3)
  70. 70.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B25003 (Tenure), via Census Reporter API, U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  71. 71.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B25024 (Units in Structure), via Census Reporter API, U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  72. 72.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Hermine (AL092016), NOAA National Hurricane Center. Read Oct 5, 2026.
  73. 73.NOAA Atlas 14 at Umatilla: 9.28 in/hr (5-minute, 10-year). NOAA Atlas 14 Precipitation Frequency Data Server. Read Oct 5, 2026.

South Fork Roofing

Gutters in Umatilla

Answer a few questions about the job, or call.

Request a quote407-242-2840
CallGet a quote