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Re-roofs ยท Umatilla

Roof replacement in Umatilla, FL

Umatilla's median home was built in 1986, against 1997 for Lake County, and well before Florida's first statewide building code arrived in 2002. A roof replacement on a house that age does more than swap shingles: it brings the deck nailing and the water barrier underneath up to today's code.

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Updated October 2026

View from a roof ridge over dark gray architectural shingles toward the street, with two workers beside a black pickup and a gray roll-off container at the curb.

Umatilla figures this page uses

Housing units (ACS 5-year)
1,921
Mobile homes, share of housing units
6.7%
Median year homes were built
1986
Share of homes built before 2000
64.3%

Local know-how

Re-roofing Umatilla's 1980s and 1990s houses

Measured against NRCA's figure of about 20 years for most new roofs, a 1986 house may be on its second covering or even its third. What sits under the current shingles is the real question. If the deck sheathing was held with staples or 6d nails, Florida's re-roof table adds ring-shank nails no more than 6 inches apart; 8d nails spaced wider than 6 inches get the same fix.

A tear-off also exposes rot. Florida's contractor law puts repair or replacement of wood sheathing and fascia found during a roof replacement inside the roofing contractor's scope, so bad boards are part of the job rather than a separate trade.

Umatilla's 1,921 homes include 6.7% mobile homes. Florida's 2007 re-roof mitigation law was written for site-built single-family homes, so ask the city how it handles a manufactured home's roof before choosing materials.

Permit

The Umatilla permit and what the inspector checks

Re-roof permits for city addresses come from the City of Umatilla Development & Public Services through its Building Permit Portal. No plan review is required for a re-roof, but the work is inspected twice: once for the sheathing and dry-in, and once at the end for the covering and flashing.

The dry-in that inspector looks at must follow one of three code methods: a self-adhering membrane over the whole deck, a membrane strip or tape over every deck joint under underlayment, or two layers of underlayment. Drip edge goes at every eave and gable over the underlayment, and step or L flashing at every sidewall.

On the paperwork side, a residential roof contract in Florida has to carry two notices: no rebate or gift in exchange for an inspection or claim, and a bold line telling you to confirm coverage with your insurer before signing.

View from a roof ridge over dark gray architectural shingles toward the street, with two workers beside a pickup and a roll-off container

Ridge work

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Questions

Roof replacement in Umatilla: questions

How often does a roof have to be replaced in Umatilla?

No law sets a schedule; condition and insurance do. NRCA says most new roofs are designed for about 20 years of useful service, with tile and some metals lasting longer, and actual life depends on climate, design, materials, installation and upkeep. Insurers watch age too: past 15 years, an inspection showing five or more years of life left is what keeps age alone from ending a policy. With Umatilla's median house built in 1986, ask for the last re-roof permit before judging any roof by the age of the house.

Source: NRCA consumer guidance.

What happens if the decking under my Umatilla roof is rotten?

It gets replaced during the re-roof, and the inspector sees the result. Florida's statute puts repair or replacement of wood roof sheathing and fascia during a roof replacement inside the roofing contractor's scope, and the code requires a sheathing inspection before the roof is closed up. Ask for a per-sheet price for decking in the contract, since the amount is unknown until tear-off. Umatilla's housing, 64.3% of it built before 2000, makes that line worth having.

Source: Fla. Stat. 489.105(3)(e).

Related: Roof replacement

Will my re-roof permit in Umatilla fall under the new code edition?

Only if you file on or after December 31, 2026. That is the date Florida's Ninth Edition building code takes over for permit applications; until then, the 2023 Eighth Edition, in force since December 31, 2023, applies. Applications go to the City of Umatilla Development & Public Services, which can confirm the edition when you file. For a 1986-era house due for a new roof this winter, the filing date decides which book the job is measured against.

Source: Florida Building Code edition notices.

Related: FAQ

Nearby

Roof replacement near Umatilla

Sources for this page(73)
  1. 1.Housing units (ACS 5-year): 1,921. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B25001 (Housing Units), via Census Reporter API. Read Oct 5, 2026.
  2. 2.Mobile homes, share of housing units: 6.7%. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B25024 (Units in Structure), via Census Reporter API. Read Oct 5, 2026.
  3. 3.Permit office: City of Umatilla Development & Public Services (building permits). City of Umatilla Development & Public Services (building permits). Read Oct 5, 2026.
  4. 4.Median year homes were built: 1986. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B25035 (Median Year Structure Built), via Census Reporter API. Read Oct 5, 2026.
  5. 5.Share of homes built before 2000: 64.3%. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B25034 (Year Structure Built), via Census Reporter API. Read Oct 5, 2026.
  6. 6.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B25035 (Median Year Structure Built), via Census Reporter API. Read Oct 5, 2026.
  7. 7.Median year homes were built: 1997. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B25035 (Median Year Structure Built), via Census Reporter API. Read Oct 5, 2026.
  8. 8.Senate SB 808 staff analysis pp. 3-4. Read Oct 5, 2026.
  9. 9.National Roofing Contractors Association. Read Oct 5, 2026.
  10. 10.FBCR Ch. 9. Read Oct 5, 2026.
  11. 11.Florida Statutes, section 489.105 (2026). Read Oct 4, 2026.
  12. 12.FBC-B 2023 Ch. 1. Read Oct 5, 2026.
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  16. 16.Miami-Dade County RER notice. Read Oct 5, 2026.
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  22. 22.Fla. Stat. 553.844, Florida Legislature. Read Oct 4, 2026. Supports RR-32
  23. 23.NOAA Atlas 14 Volume 9 version 2, partial-duration point estimates at the 2020 Census internal point of Umatilla (TIGERweb 2020 incorporated place internal point (INTPTLAT/INTPTLON), GEOID 1273025, Umatilla city), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026. 5-minute 10/25/100-yr intensities 9.28/10.7/12.8 in/hr; 60-minute 2/10/25/100-yr 2.1/2.85/3.3/3.97 in/hr
  24. 24.Official city building pages listed in each city's permitOffice, Lake County, Florida. Read Oct 5, 2026.
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  28. 28.ask.ifas.ufl.edu, University of Florida. Read Oct 5, 2026. Supports G-14
  29. 29.blogs.ifas.ufl.edu, University of Florida. Read Oct 5, 2026. Supports G-15
  30. 30.ufdcimages.uflib.ufl.edu, University of Florida. Read Oct 5, 2026. Supports G-16
  31. 31.thig.com, Tower Hill Insurance Group. Read Oct 5, 2026. Supports G-17
  32. 32.ARMA Technical Bulletin "Algae Discoloration of Roofs", revised June 2024, ARMA (Asphalt Roofing Manufacturers Association). Read Oct 5, 2026. Supports RM-10; Supports RM-12
  33. 33.Owens Corning, Owens Corning. Read Oct 5, 2026. Supports RM-11
  34. 34.Florida Statutes, section 627.70132 (2026), Florida Legislature. Read Oct 4, 2026. Supports RM-18
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  37. 37.FEMA OpenFEMA Disaster Declarations Summaries v2, DR-4673, FEMA. Read Oct 5, 2026.
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  43. 43.FEMA FL-RA2, FEMA. Read Oct 5, 2026. Supports RM-01; Supports RM-02; Supports NC-12
  44. 44.Florida Statutes, section 627.711 (2026), Florida Legislature. Read Oct 4, 2026. Supports IN-12; Supports IN-13
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  48. 48.Insp4pt 03 25, Citizens Property Insurance Corporation. Read Oct 4, 2026. Supports IN-08
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  50. 50.Florida Statutes, section 718.112 (2026), The Florida Senate. Read Oct 5, 2026. Supports FS-718.112(2)(g); Supports COM-32
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  52. 52.Professional Roofing magazine (NRCA). Read Oct 5, 2026. Supports COM-26
  53. 53.2023 Florida Building Code, Building, 8th ed., Chapter 1 (UpCodes viewer, unofficial transcription), UpCodes (unofficial transcription; verify on floridabuilding.org). Read Oct 5, 2026. Supports C-15. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7). Source URL inherited from C-3 (the research cites it "as C-3").; Supports NC-1. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7). Source URL inherited from C-3 (the research cites it "as C-3").
  54. 54.U.S. Census Bureau, 2020 Census (P.L. 94-171) POP100, via TIGERweb tigerWMS_Census2020 MapServer, U.S. Census Bureau. Read Oct 5, 2026.
  55. 55.2023 Florida Building Code, Plumbing, 8th ed., Chapter 11 (UpCodes viewer, unofficial transcription), UpCodes (unofficial transcription; verify on floridabuilding.org). Read Oct 5, 2026. Supports COM-21. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7). Source URL inherited from COM-20 (the research cites it "as COM-20").; Supports G-5. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7). Source URL inherited from COM-20 (the research cites it "as COM-20").
  56. 56.2023 Florida Building Code, Residential, 8th ed., Chapter 9 (UpCodes viewer, unofficial transcription), UpCodes (unofficial transcription; verify on floridabuilding.org). Read Oct 5, 2026. Supports COM-29. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7).; Supports NC-5. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7). Source URL inherited from COM-29 (the research cites it "as COM-29").; Supports G-10. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7). Source URL inherited from COM-29 (the research cites it "as COM-29").
  57. 57.FBC-Building 2023 Chapter 2 definitions, UpCodes (unofficial transcription; verify on floridabuilding.org). Read Oct 5, 2026. Supports C-4. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7).
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  64. 64.FBCR Ch. 8, International Code Council (Florida Building Commission). Read Oct 5, 2026. Supports RR-21
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Roof replacement in Umatilla

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