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Pasco County ยท Census-designated place

Roofing in Bayonet Point, Florida

In 2016, lightning struck Bayonet Point Medical Center and started a fire on its roof. Roofs here take real weather. With 54% of homes built before 1980 and a median build year of 1979, many Bayonet Point owners are weighing repair against replacement. Pasco County Building Construction Services handles your permit.

Request a quote407-242-2840

Updated October 2026

Elevated view across a gray shingle roof above a covered porch with white railings, shrubs along the walk and tall trees behind.

At a glance

Bayonet Point homes at a glance

People (2020 Census)
26,713
Median year homes were built
1979
Share of homes built before 1980
54%
Share of homes built 2010 or later
1%
Owner-occupied share of occupied homes
71.7%

Census figures; each one is listed in the sources at the end of this page.

Housing stock

Older homes and the age of your roof

Bayonet Point has 13,286 housing units, and 54% were built before 1980. The county figure is 28%. A median build year of 1979 describes the houses, not their roofs. Many have been re-roofed since, so check the permit record or your own paperwork for the actual roof date.

Roof age matters to insurers. Under Florida Statute 627.7011(5), your insurer must let you have an authorized inspector check a roof that is 15 years or older, at your expense. Should that inspection find at least 5 years of remaining useful life, an insurer cannot deny coverage or decline to renew solely because of the roof's age. Check with your insurer or agent to see how this works for your particular policy.

Permits and codes

Who issues your roof permit in Bayonet Point?

Bayonet Point is a census-designated place without incorporated city status. Roof permits come from Pasco County Building Construction Services. Confirm the current requirements with that office before you start any work.

On older roofs, the 25 percent threshold carries real weight. If more than 25 percent of a roof section is repaired or replaced in any 12-month period, the whole section must be replaced. Only roofs built, repaired or replaced under the 2007 Florida Building Code or a later edition qualify for the exception. The 2023 edition of the code went into force on December 31, 2023. The Ninth Edition applies to applications filed on or after December 31, 2026.

About 7.4% of housing units here are mobile homes. Those follow the federal HUD code, so ask the building office which rules apply before you plan a re-roof.

Building permits

Pasco County Building Construction Services

Official building page

Office names and links only. Fees, forms and timing change; check the official page.

Weather

Storms and rain your Pasco County roof sees

Pasco County has been named in three major disaster declarations in recent years: Hermine in 2016, Irma in 2017 and Ian in 2022. Irma left numerous homes damaged along the coast. Ian's damage was described as mostly minor and limited to shingles and downed trees.

Rain is heavy and steady. The 1991-2020 normals at Saint Leo show 53.46 inches a year and 77.4 days with at least 0.10 inch. NOAA Atlas 14 puts a 100-year 24-hour rain at 13.2 inches in Bayonet Point. Flashing and gutters take that load.

Owners

Who lives here and what it means for the work

Residents 65 and older make up 33% of Bayonet Point, against 22% countywide. Owners live in 71.7% of occupied homes. Seasonal or occasional-use homes are 10% of units, against 7% for the county. Many of those sit empty part of the year, so a leak can run unseen. Ask a neighbor to check the ceilings after heavy rain.

Before you sign, check the contractor's state license. Under Florida Statute 489.113(3), a general contractor must subcontract roofing unless holding a roofing certification or registration. The permit card also warns you to record a Notice of Commencement, or you may end up paying twice.

Local record

On record for Bayonet Point

  • Lightning (2016-08-31): a strike to Bayonet Point Medical Center "caused a fire on the roof and damaged the electrical system".
  • Seasonal/occasional-use homes are 10% of all housing units.
  • Older population: 33% of residents are 65 or older (county: 22%); median age 49.0.

Services

Roofing services in Bayonet Point

Questions

Bayonet Point roofing questions

What is the 25% roof rule in Florida?

If more than 25 percent of a roof section is repaired or replaced in any 12-month period, the entire section must be replaced to current code. Qualifying roofs are those built, repaired or replaced under the 2007 Florida Building Code or later. In Bayonet Point, 54% of homes were built before 1980, so many roofs here may not qualify. Contact Pasco County Building Construction Services to learn how this applies to your roof.

Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API (release acs2024_5yr), read Oct 5, 2026

Related: Roof replacement

Who pulls roof permits in Bayonet Point?

Pasco County Building Construction Services issues them, because Bayonet Point is an unincorporated census-designated place with its own no city hall. Confirm requirements with that office before work begins. Permits also have clocks: under FBC-B 105.4.1 a permit becomes invalid if work does not start within 6 months of issuance.

Source: Pasco County Building Construction Services, read Oct 5, 2026

Related: Roof replacement

Can my insurer drop me over roof age in Bayonet Point?

Not for age alone if the roof passes inspection. Under Florida Statute 627.7011(5), a roof aged 15 years or more may be examined by an authorized inspector, with you paying the cost. When that inspection reports 5 or more years of useful life remaining, an insurer may not deny or refuse to renew based on age alone. With a median build year of 1979 in Bayonet Point, ask your insurer or agent about your own policy.

Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API (release acs2024_5yr), read Oct 5, 2026

Related: Roof inspections

How much rain should a Bayonet Point roof handle?

NOAA Atlas 14 shows a 10-year storm drops 7.17 inches in 24 hours here, and a 100-year storm drops 13.2 inches. A 1-hour 10-year rain falls at 2.87 inches an hour. Saint Leo's 1991-2020 normals show 53.46 inches a year, so flashing and drainage get constant use.

Source: NOAA Atlas 14 Volume 9 version 2, partial-duration 24-hour depth estimates at the Bayonet Point 2020 Census internal point (28.3239, -82.6834), read Oct 5, 2026

Related: Gutters

How do I check a roofer is not lying about hurricane products?

Ask for the Florida product approval number and look it up in the Florida Building Commission product approval search. Florida Statute 553.842(5) bars selling a product as hurricane or impact protection unless it has statewide approval. Also confirm the contractor's state roofing license before signing. Pasco County was named in disaster declarations for Hermine, Irma and Ian.

Source: NHC TCR AL092016; FEMA OpenFEMA DisasterDeclarationsSummaries v2 (designatedArea = county), read Oct 5, 2026

Related: Roof replacement

Nearby

Near Bayonet Point

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Pasco County

More in Pasco County

Sources for this page(40)
  1. 1.Housing units (2020 Census): 13,286. U.S. Census Bureau, 2020 Census counts (POP100/HU100) and 2020 TIGER land/water area, via TIGERweb tigerWMS_Census2020 layer 28 (HU100). Read Oct 5, 2026.
  2. 2.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, B25035, via Census Reporter API (release acs2024_5yr). Read Oct 5, 2026.
  3. 3.Median year homes were built: 1979. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API (release acs2024_5yr). Read Oct 5, 2026.
  4. 4.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API (release acs2024_5yr). Read Oct 5, 2026.
  5. 5.Share of homes built before 1980: 54%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API (release acs2024_5yr). Read Oct 5, 2026.
  6. 6.Permit office: Pasco County Building Construction Services. Pasco County Building Construction Services. Read Oct 10, 2026.
  7. 7.Hurricane Hermine (2016). NHC TCR AL092016; FEMA OpenFEMA DisasterDeclarationsSummaries v2 (designatedArea = county). Read Oct 5, 2026.
  8. 8.Hurricane Irma (2017). NOAA NCEI Storm Events Database, event 721945 (Tropical Storm, 2017-09-10, zone/county INLAND PASCO), bulk details file; FEMA OpenFEMA DisasterDeclarationsSummaries v2 (designatedArea = county). Read Oct 5, 2026.
  9. 9.Hurricane Ian (2022). NOAA NCEI Storm Events Database, event 1058671 (Tropical Storm, 2022-09-28, zone/county COASTAL PASCO), bulk details file; FEMA OpenFEMA DisasterDeclarationsSummaries v2 (designatedArea = county). Read Oct 5, 2026.
  10. 10.Pasco County, Coastal Management. Read Oct 5, 2026.
  11. 11.Mobile homes, share of housing units: 7.4%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API (release acs2024_5yr). Read Oct 5, 2026.
  12. 12.NOAA NCEI Storm Events Database, event 1058671 (Tropical Storm, 2022-09-28, zone/county COASTAL PASCO), bulk details file. Read Oct 5, 2026.
  13. 13.NOAA NCEI Storm Events Database, event 647266 (Lightning, 2016-08-31, zone/county PASCO), bulk details file. Read Oct 5, 2026.
  14. 14.NOAA NCEI U.S. Climate Normals 1991-2020, station USC00087851. Read Oct 5, 2026.
  15. 15.U.S. Census Bureau, Vintage 2025 county population estimates (co-est2025-alldata.csv: ESTIMATESBASE2020, POPESTIMATE2025). Read Oct 5, 2026.
  16. 16.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B01001, B01002, via Census Reporter API (release acs2024_5yr). Read Oct 5, 2026.
  17. 17.Owner-occupied share of occupied homes: 71.7% (8,015 of 11,186 occupied units). U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25003, via Census Reporter API (release acs2024_5yr). Read Oct 5, 2026.
  18. 18.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25004, B25001, via Census Reporter API (release acs2024_5yr). Read Oct 5, 2026.
  19. 19.People (2020 Census): 26,713. U.S. Census Bureau, 2020 Census counts (POP100/HU100) and 2020 TIGER land/water area, via TIGERweb tigerWMS_Census2020 layer 28 (2020 Census count). Read Oct 5, 2026.
  20. 20.Share of homes built 2010 or later: 1%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API (release acs2024_5yr). Read Oct 5, 2026.
  21. 21.U.S. Census Bureau, 2020 Census counts (POP100/HU100) and 2020 TIGER land/water area, via TIGERweb tigerWMS_Census2020 layer 28 (HU100), U.S. Census Bureau. Read Oct 5, 2026.
  22. 22.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API (release acs2024_5yr), U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  23. 23.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API (release acs2024_5yr), U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  24. 24.Florida Statutes, section 627.7011 (2026), Florida Legislature. Read Oct 4, 2026.
  25. 25.Pasco County Building Construction Services, Pasco County Building Construction Services. Read Oct 5, 2026.
  26. 26.NHC TCR AL092016; FEMA OpenFEMA DisasterDeclarationsSummaries v2 (designatedArea = county), NOAA National Hurricane Center. Read Oct 5, 2026.
  27. 27.NOAA NCEI Storm Events Database, event 721945 (Tropical Storm, 2017-09-10, zone/county INLAND PASCO), bulk details file; FEMA OpenFEMA DisasterDeclarationsSummaries v2 (designatedArea = county), NOAA National Centers for Environmental Information. Read Oct 5, 2026.
  28. 28.NOAA NCEI Storm Events Database, event 1058671 (Tropical Storm, 2022-09-28, zone/county COASTAL PASCO), bulk details file; FEMA OpenFEMA DisasterDeclarationsSummaries v2 (designatedArea = county), NOAA National Centers for Environmental Information. Read Oct 5, 2026.
  29. 29.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
  30. 30.FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, floridaroof.com. Read Oct 5, 2026.
  31. 31.Miami-Dade County RER notice, Miami. Read Oct 5, 2026.
  32. 32.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API (release acs2024_5yr), U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  33. 33.2023 Florida Building Code, Building, 8th ed., Chapter 1 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
  34. 34.NOAA Atlas 14 Volume 9 version 2, partial-duration 24-hour depth estimates at the Bayonet Point 2020 Census internal point (28.3239, -82.6834), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
  35. 35.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25003, via Census Reporter API (release acs2024_5yr), U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  36. 36.Florida Statutes, section 489.113 (2026), Florida Legislature. Read Oct 5, 2026.
  37. 37.Florida Statutes, section 713.135 (2026), Florida Legislature. Read Oct 5, 2026.
  38. 38.NOAA Atlas 14 Volume 9 version 2, partial-duration intensity estimates at the Bayonet Point 2020 Census internal point (28.3239, -82.6834), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
  39. 39.Florida Statutes, section 553.842 (2026), Florida Legislature. Read Oct 5, 2026.
  40. 40.Florida Building Commission, Florida Building Commission. Read Oct 5, 2026.

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