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Inspections ยท Reddick

Roof inspections in Reddick, FL

Of Reddick's 335 housing units, 217, or 64.8 percent, were built before 2000, and every one of them is past the 20-year age at which Citizens requires a 4-point inspection on an application. Mobile homes, 22.4 percent of the housing, fall under the same Citizens rule, and so do rented houses.

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Updated October 2026

Brick facade with carved stone sign reading Reddick Auditorium, with a palm tree in front.
Top-down drone view of a gray-blend shingle roof with ridges, valleys and roof vents, lawn on both sides and a white fence at the left edge.Our work
Photo: Reddick FL auditorium sign01 by Ebyabe, CC BY-SA 3.0, cropped

Reddick figures this page uses

Share of homes built before 2000
64.8%
Housing units (ACS 5-year)
335
Mobile homes, share of housing units
22.4%
Median year homes were built
1983

Insurance forms

Reading the 4-point roof section for a Reddick home

The 4-point form covers the roof, the electrical system, the plumbing and the heating and cooling. Its roof section asks for the covering type, the roof's age and remaining useful life, the date of the last roofing permit and whether that job replaced all or part of the roof, the overall condition, and any damage on its list. With photos of each slope, it can stand in for Citizens' separate roof inspection form.

Citizens adds age lines: a soft roof such as shingle older than 25 years, or a hard roof such as tile or metal older than 50, needs documentation of at least five years of remaining life. On a house built around 1983, Reddick's median, a shingle roof that was never replaced would be well past 25.

Policies

Rentals, mobile homes and wind reports in Reddick

Policy type changes the rules. Florida's 15-year roof rule protects homeowner policies, and Senate staff note it does not reach mobile home policies. In Reddick, owners occupy 58 percent of occupied homes, against 77.5 percent across Marion County, so about four in ten are rentals, and Citizens' 4-point rule names dwelling applications alongside property owner and mobile home ones.

A wind mitigation report documents features that can earn credits: insurers must offer them for items that reduce windstorm loss, including roof strength and roof-to-wall strength (section 627.0629). The current form, OIR-B1-1802 (Rev. 04/26), is valid for up to five years if nothing material changes, and the state's notice says the discounts apply only to the hurricane-wind portion of a policy.

For a roof inspection in Reddick, owner-occupied or rented, use the button below and name the form your insurer wants.

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Questions

Roof inspections in Reddick: questions

Can a Reddick home fail a wind mitigation inspection?

Not in a pass-or-fail sense: the form records features, and each answer maps to credits the insurer sets. It asks about the roof covering, how the deck is nailed, how the roof is tied to the walls, the roof's shape and whether a sealed secondary water barrier is present. On a Reddick house built around 1983, the town's median, the inspector's attic photos settle the nailing and connection answers; the form grades connections from toenails through clips and single or double wraps to structural anchors.

Source: Florida OIR form OIR-B1-1802 (Rev. 04/26), read October 4, 2026.

Related: Roof inspections

Who can inspect a Reddick roof for an insurer?

The statutes and forms name the trades. For the 15-year roof rule, section 627.7011(5)(a) lists home inspectors, building code inspectors, general, building, residential and roofing contractors, engineers and architects under their Florida licensing laws, or anyone else the insurer recognizes as qualified. Citizens' roof inspection form must be signed by a general, residential, building or roofing contractor, a building code inspector or a Florida home inspector, with a photo of each slope. On the wind mitigation form, the signer must inspect personally, except that engineers and some contractors may send a direct employee. In Reddick, where 64.8 percent of homes predate 2000, expect one of these forms at renewal.

Source: Fla. Stat. 627.7011 and 627.711; Citizens form RCF-1, read October 2026.

Related: Roof inspections

Can a Reddick homeowner get a wind mitigation inspection through the state?

Possibly, through My Safe Florida Home. Fla. Stat. 215.5586 sets the program up for site-built, owner-occupied single-family homes with a homestead exemption, and its website advertises no-cost wind mitigation inspections and grants. Whether applications were open on October 5, 2026 could not be confirmed, and the statute says the program creates no entitlement. In Reddick, that leaves out rentals, about four in ten occupied homes, and the 22.4 percent of housing that is mobile homes.

Source: Fla. Stat. 215.5586; mysafeflhome.com, read October 2026.

Nearby

Roof inspections near Reddick

Sources for this page(51)
  1. 1.Share of homes built before 2000: 64.8%. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B25034 (Year Structure Built), via Census Reporter API. Read Oct 5, 2026.
  2. 2.Housing units (ACS 5-year): 335. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B25001 (Housing Units), via Census Reporter API. Read Oct 5, 2026.
  3. 3.Mobile homes, share of housing units: 22.4%. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B25024 (Units in Structure), via Census Reporter API. Read Oct 5, 2026.
  4. 4.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B25024 (Units in Structure), via Census Reporter API. Read Oct 5, 2026.
  5. 5.Median year homes were built: 1983. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B25035 (Median Year Structure Built), via Census Reporter API. Read Oct 5, 2026.
  6. 6.Owner-occupied share of occupied homes: 58%. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B25003 (Tenure), via Census Reporter API. Read Oct 5, 2026.
  7. 7.Owner-occupied share of occupied homes: 77.5%. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B25003 (Tenure), via Census Reporter API. Read Oct 5, 2026.
  8. 8.Citizens Property Insurance Corporation. Read Oct 4, 2026.
  9. 9.Insp4pt 03 25. Read Oct 4, 2026.
  10. 10.Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17). Read Oct 4, 2026.
  11. 11.Florida Statutes, section 627.7011 (2026). Read Oct 4, 2026.
  12. 12.Florida Statutes, section 627.0629 (2026). Read Oct 4, 2026.
  13. 13.Florida Office of Insurance Regulation, Uniform Mitigation Verification Inspection Form OIR-B1-1802 (Rev. 04/26). Read Oct 4, 2026.
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  15. 15.OIR form. Read Oct 4, 2026.
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  18. 18.Citizens Property Insurance Corporation. Read Oct 5, 2026.
  19. 19.Florida Statutes, section 627.711 (2026). Read Oct 5, 2026.
  20. 20.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B25034 (Year Structure Built), via Census Reporter API, U.S. Census Bureau. Read Oct 5, 2026.
  21. 21.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B25001 (Housing Units), via Census Reporter API, U.S. Census Bureau. Read Oct 5, 2026.
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  23. 23.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B25003 (Tenure), via Census Reporter API, U.S. Census Bureau. Read Oct 5, 2026.
  24. 24.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B25003 (Tenure), via Census Reporter API, U.S. Census Bureau. Read Oct 5, 2026.
  25. 25.Florida Statutes, section 215.5586 (2026), Florida Legislature. Read Oct 4, 2026.
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  45. 45.Senate SB 808 staff analysis pp. 3-4, The Florida Senate. Read Oct 5, 2026.
  46. 46.FBCR Ch. 9, International Code Council (Florida Building Commission). Read Oct 4, 2026.
  47. 47.FBC-Building 2023 Chapter 2 definitions, UpCodes (unofficial transcription; verify on floridabuilding.org). Read Oct 5, 2026. Unofficial transcription; verify on floridabuilding.org.
  48. 48.FBC-B 2023 Ch. 1, International Code Council (Florida Building Commission). Read Oct 5, 2026.
  49. 49.FEMA FL-RA2, FEMA. Read Oct 5, 2026.
  50. 50.ICC Building Safety Journal, Karl Fippinger, 2024-02-07, International Code Council, Building Safety Journal. Read Oct 5, 2026.
  51. 51.Citizens 4-Point Inspection Form, Sample Form Insp4pt 03 25, Citizens Property Insurance Corporation. Read Oct 4, 2026.

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Roof inspections in Reddick

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