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Hillsborough County ยท Census-designated place

Roofing in Northdale, Florida

Named for North Dale Mabry Highway, which forms the eastern edge of the CDP, Northdale sits about 19 miles north-northwest of downtown Tampa. The median home here dates to 1986, so many original roofs are likely past 25 years old. That age affects insurer rules, and Hillsborough County issues your roofing permit.

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Updated October 2026

Low aerial view over a gray-blend shingle roof with gables and valleys, palm trees, a street and parked cars behind.

At a glance

Northdale homes at a glance

People (2020 Census)
23,033
Median year homes were built
1986
Share of homes built before 1980
18.7%
Share of homes built 2010 or later
6.3%
Owner-occupied share of occupied homes
72.8%

Census figures; each one is listed in the sources at the end of this page.

Housing age

How old Northdale homes affect your roof

The median home in Northdale was built in 1986, and 82 percent of homes predate 2000. Only 6.3 percent went up in 2010 or later. A shingle roof from the late 1980s is well past its design life, so a roof still on the original shingles is likely near the end.

Citizens Property Insurance wants documented proof of five or more years of remaining useful life once a shingle roof passes 25 years. Tile, slate, concrete and metal get that review after 50 years. If your insurer sends a roof-age notice, ask what proof it accepts before you pick repair or replacement.

About 72.8 percent of occupied homes are owner-occupied, and 68.8 percent of housing units are single-family detached. Another 17.3 percent sit in buildings of five or more units, where the roof is usually an association decision. Mobile homes are only 0.8 percent of housing here.

Permits

Who issues your roof permit in Northdale

As an unincorporated CDP, Northdale gets its roof permits from the Hillsborough County building office. The county's Building Permits & Records page was live when we checked it. Ask that office for the current forms and review times for your address.

Under the Florida Building Code, a permit lapses if work has not started within 6 months, or if work sits idle for 6 months. An application you stop pursuing is treated as abandoned 180 days after filing. Plan your start date with your roofer so the clock does not run out on your Northdale permit.

Ask whether your subdivision has its own rules. Cheval, next door, is named for its large gated subdivision, and planned communities in this area often require association approval of roof color and material. Northdale itself has no historic district. Tampa's historic review applies inside the city, not here.

Building permits

Hillsborough County - Building Permits & Records (unincorporated Hillsborough County)

Official building page

Office names and links only. Fees, forms and timing change; check the official page.

Repair or replace

The 25 percent rule for Northdale roofs

Florida's 25 percent rule limits how much of a roof you can repair, replace or recover in any 12-month period. Past 25 percent of the roof area or section, the whole roof system or section must be replaced or recovered. For a 1986 roof, patching in several stages can trigger that limit.

An exception exists for roofs already done to the 2007 code or later, where only the repaired portion must meet current code. A Northdale roof from the 1980s cannot use it, so the full rule applies. Have your roofer measure the affected area before any work begins.

  • Named for North Dale Mabry Highway, which forms the CDP's eastern edge; the Veterans Expressway forms the southwest border.
  • Water covers 5.6% of the place's total area.

Local weather

Storms and rain on Northdale roofs

Tampa's airport station records 49.48 inches of normal annual rain, with about 61 percent between June and September. NOAA Atlas 14 puts a 10-year, 1-hour rain at Northdale at 2.9 inches an hour. Flashing, valleys and gutters carry that load all summer.

Hurricane Eta in 2020 brought up to 10.64 inches of rain near Sun City Center and flooding in coastal Hillsborough County. Irma in 2017 passed between Tampa and Orlando as a category 1 hurricane. Tampa Bay is also part of Lightning Alley, where more than 90 percent of strikes come May through October.

Services

Roofing services in Northdale

Questions

Northdale roofing questions

What is the 25% roof rule in Florida?

Under Florida Building Code section 1511.1.1, no more than 25 percent of a roof area or section can be repaired, replaced or recovered in any 12-month period. Beyond that, the entire roof system or section must be replaced or recovered. The exception applies only to roofs built or redone under the 2007 code or later. In Northdale, where the median home dates to 1986, many roofs fall outside that exception.

Source: 2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), read Oct 5, 2026

Related: Roof replacement

Who issues roofing permits in Northdale?

Hillsborough County issues them, because Northdale is an unincorporated CDP. The county's Building Permits & Records page was live when we checked. Confirm current requirements with the building office before you sign a contract. A permit lapses if work does not begin within 6 months of issue.

Source: Hillsborough County - Building Permits & Records (unincorporated Hillsborough County), read Oct 5, 2026

Related: Roof replacement

How old is a typical roof in Northdale?

Northdale's median home was built in 1986, and 82 percent of homes date before 2000. Many roofs here are likely on their second covering at best, or still on the original one. Citizens Property Insurance asks for proof of at least five years of remaining life on shingle roofs older than 25 years, so an older roof may draw questions at renewal.

Source: U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25035, via Census Reporter API, read Oct 5, 2026

Related: Roof inspections

What is the new law in Florida about roofs?

The Florida Building Code edition in force depends on when your permit application is filed. The Ninth Edition becomes effective December 31, 2026, and any application submitted on or after that date must follow it. For a Northdale reroof, ask Hillsborough County which edition covers your filing date.

Source: Miami-Dade County RER notice, read Oct 5, 2026

Related: Roof replacement

Does Northdale have a historic district review for roofs?

None applies to Northdale itself. Tampa has four Local Historic Districts and 64 Local Historic Landmarks, and exterior repairs there need a Certificate of Appropriateness. That applies inside Tampa, about 19 miles from Northdale. Check with your own association and the county office.

Source: City of Tampa; City of Temple Terrace (official), read Oct 5, 2026

Related: Roof replacement

Nearby

Near Northdale

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More in Hillsborough County

Sources for this page(30)
  1. 1.Median year homes were built: 1986. U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
  2. 2.Share of homes built before 2000: 82%. U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
  3. 3.Share of homes built 2010 or later: 6.3%. U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
  4. 4.Wikipedia (Riverview, Brandon); U.S. Census Bureau ACS 2020-2024 table B25034. Read Oct 5, 2026.
  5. 5.Owner-occupied share of occupied homes: 72.8%. U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25003, via Census Reporter API. Read Oct 5, 2026.
  6. 6.Single-family detached share of housing units: 68.8%. U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
  7. 7.Share of homes in buildings with 5+ units: 17.3%. U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
  8. 8.Mobile homes, share of housing units: 0.8%. U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
  9. 9.Permit office: Hillsborough County - Building Permits & Records (unincorporated Hillsborough County). Hillsborough County - Building Permits & Records (unincorporated Hillsborough County). Read Oct 10, 2026.
  10. 10.Wikipedia articles for each place (secondary). Read Oct 5, 2026.
  11. 11.City of Tampa; City of Temple Terrace (official). Read Oct 5, 2026.
  12. 12.Wikipedia, "Northdale, Florida" (secondary source). Read Oct 5, 2026.
  13. 13.NOAA NCEI U.S. Climate Normals 1991-2020, station USW00012842 TAMPA INTL AP. Read Oct 5, 2026.
  14. 14.Hurricane Eta (2020). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Eta. Read Oct 5, 2026.
  15. 15.Hurricane Irma (2017). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma. Read Oct 5, 2026.
  16. 16.NWS Melbourne, Lightning Facts and Trivia. Read Oct 5, 2026.
  17. 17.Hurricane Hermine (2016). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Hermine. Read Oct 5, 2026.
  18. 18.People (2020 Census): 23,033. U.S. Census Bureau, 2020 Census (POP100) via TIGERweb tigerWMS_Census2020. Read Oct 5, 2026.
  19. 19.Share of homes built before 1980: 18.7%. U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
  20. 20.U.S. Census Bureau, Census 2020 place geography (AREALAND/AREAWATER) via TIGERweb tigerWMS_Census2020. Read Oct 5, 2026.
  21. 21.U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25035, via Census Reporter API, U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  22. 22.Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17), Citizens Property Insurance. Read Oct 4, 2026.
  23. 23.Hillsborough County - Building Permits & Records (unincorporated Hillsborough County), Hillsborough County. Read Oct 5, 2026.
  24. 24.2023 Florida Building Code, Building, 8th ed., Chapter 1 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
  25. 25.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
  26. 26.NOAA Atlas 14 Volume 9 version 2, partial-duration intensity estimates at the Northdale 2020 Census internal point (28.1046, -82.5281), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
  27. 27.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Eta, NOAA National Hurricane Center. Read Oct 5, 2026.
  28. 28.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma, NOAA National Hurricane Center. Read Oct 5, 2026.
  29. 29.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Hermine, NOAA National Hurricane Center. Read Oct 5, 2026.
  30. 30.Miami-Dade County RER notice, Miami. Read Oct 5, 2026.

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