Skip to content

Brevard County ยท Town

Roofing in Indialantic, Florida

In 2017 an EF-1 tornado came ashore on Indialantic's barrier island during Hurricane Irma, removing part of a beachfront condo roof and damaging shingles and soffits on several homes. Most houses here are older still. The median home was built in 1969, so an aging roof is the first thing to check on your own property.

Request a quote407-242-2840

Updated October 2026

Green park sign reading James H. Nance Park on a stone base beside tall palm trees and a lawn.
Photo: James H Nance Park Indialantic FL 2025-02-14 09-14-48 1 by G. Edward Johnson, CC BY 4.0, cropped

At a glance

Indialantic homes at a glance

People (2020 Census)
3,010
Median year homes were built
1969
Share of homes built before 1980
74.2%
Share of homes built 2010 or later
2.6%
Owner-occupied share of occupied homes
74.4%

Census figures; each one is listed in the sources at the end of this page.

Roof age here

Indialantic roof ages, and the impact they have on your home

Indialantic is an old town for housing. The median home was built in 1969, while the countywide median is 1988. Roughly three in four homes here predate 1980.

If your roof is from before 1980, it is likely past the age where insurers start asking questions. For shingle roofs beyond 25 years old, Citizens Property Insurance asks for proof that at least five years of useful life remain. Tile, slate, clay, concrete or metal roofs trigger the same request at 50 years. Ask your insurance agent which rule applies to your home.

Few homes here are new. Only 2.6 percent of housing units were built in 2010 or later, so most owners are dealing with original or once-replaced roofs.

Permits and rules

Permits, reroofing rules and the 25 percent rule

The Town of Indialantic Building Department handles roof permits, and its online system also covers re-roof permits. Check with the building office before work starts, since the town's own page is the authority for local filing.

Florida's 25 percent rule limits how much of an existing roof can be repaired or replaced in any 12-month period. When damage reaches beyond 25 percent of the roof surface, the whole roof covering has to be swapped out or laid over with new material. The rule does not apply if the current roof was constructed or fixed under the 2007 Florida Building Code or a newer edition.

Building permits

Town of Indialantic Building Department

Official building page

Office names and links only. Fees, forms and timing change; check the official page.

Storms and rain

Storms and rain that affect Indialantic roofs

Hurricane Matthew in 2016 passed about 25 miles offshore and still produced 87 mph gusts at Satellite Beach. Damage across the county mostly involved shingles, soffits, awnings and pool enclosures.

Hurricane Irma in 2017 damaged more than 7,132 homes across Brevard County and produced eight tornadoes, including the EF-1 that struck Indialantic's barrier island.

Rain is also heavy here. NOAA's rainfall data for this area puts a 10-year, 1-hour storm at 3.05 inches an hour, and a 24-hour storm at 7.47 inches. Inspect flashing and gutters after heavy rain.

Local record

On record for Indialantic

  • During Hurricane Irma (2017) an EF-1 tornado (90-100 mph) came ashore on the barrier island in Indialantic, removed part of a beachfront condo roof and damaged shingles and soffits of several homes.
  • Indialantic's online permitting covers HVAC, windows, doors, shutters and re-roof permits.
  • 0.0% of housing units are mobile homes.

Services

Roofing services in Indialantic

Questions

Indialantic roofing questions

What is the 25% roof rule in Florida?

The 25 percent rule limits repairs or replacement of an existing roof to 25 percent of its area in any 12-month period, unless the entire roof covering is replaced or recovered. The Florida Building Code states this at section 1511.1.1. If your roof was built or repaired under the 2007 Florida Building Code or later, a different exception may apply. Confirm the details with the Town of Indialantic Building Department before you plan any partial roof work.

Source: 2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), read Oct 5, 2026

Related: Roof replacement

What is the new law in Florida about roofs?

Florida's Eighth Edition of the Florida Building Code took effect December 31, 2023. A Ninth Edition becomes effective December 31, 2026, and applications submitted on or after that date must comply with it. Check with the Town of Indialantic Building Department about how the new edition affects a roof project in Indialantic.

Source: FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, read Oct 5, 2026

Related: Roof replacement

How old are most roofs in Indialantic?

The median home in Indialantic was built in 1969, and 74.2 percent of housing units predate 1980. Countywide, the median year is 1988 and 32.1 percent predate 1980. By that reasoning, a good number of the first roofs installed here have likely passed the 25-year mark. Ask your insurance agent whether documentation of remaining useful life will be needed.

Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API, table B25034, read Oct 5, 2026

Related: Roof inspections

Does Indialantic issue roof permits online?

Yes. The Town of Indialantic Building Department's online permitting covers HVAC, windows, doors, shutters and re-roof permits. Call the building office to confirm current filing steps before you start.

Source: Town of Indialantic, Building Department, read Oct 5, 2026

Related: Roof replacement

How much rain should a roof in Indialantic handle?

NOAA Atlas 14 estimates a 10-year, 1-hour storm at 3.05 inches an hour in this area, and a 100-year, 24-hour storm at 13 inches. A 10-year, 24-hour storm produces 7.47 inches. Check flashing and gutters after heavy rain, since slow drainage can damage roof edges over time.

Source: NOAA Atlas 14 Volume 9 version 2, partial-duration intensity estimates at the Indialantic 2020 Census internal point (28.0862, -80.5683), read Oct 5, 2026

Related: Roof replacement

Nearby

Near Indialantic

Brevard CountyOur 20 counties

Brevard County

More in Brevard County

Sources for this page(23)
  1. 1.Median year homes were built: 1969. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API. Read Oct 5, 2026.
  2. 2.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API, table B25035. Read Oct 5, 2026.
  3. 3.Share of homes built before 1980: 74.2%. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API. Read Oct 5, 2026.
  4. 4.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API, table B25034. Read Oct 5, 2026.
  5. 5.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API, tables B25034/B25035. Read Oct 5, 2026.
  6. 6.Share of homes built 2010 or later: 2.6%. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API. Read Oct 5, 2026.
  7. 7.Town of Indialantic, Building Department. Read Oct 5, 2026.
  8. 8.Permit office: Town of Indialantic Building Department. Town of Indialantic Building Department. Read Oct 10, 2026.
  9. 9.Hurricane Matthew (2016). NWS Melbourne, Post Tropical Cyclone Report: Hurricane Matthew (2016). Read Oct 5, 2026.
  10. 10.Hurricane Irma (2017). NWS Melbourne, Post Tropical Cyclone Report: Hurricane Irma (2017). Read Oct 5, 2026.
  11. 11.NWS Melbourne, Post Tropical Cyclone Report: Hurricane Irma (2017). Read Oct 5, 2026.
  12. 12.Brevard County, Building Code Wind Speed Maps. Read Oct 5, 2026.
  13. 13.People (2020 Census): 3,010. U.S. Census Bureau, 2020 Census (TIGERweb tigerWMS_Census2020 MapServer: POP100, HU100, AREALAND, AREAWATER) (2020 Census count). Read Oct 5, 2026.
  14. 14.Owner-occupied share of occupied homes: 74.4%. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API. Read Oct 5, 2026.
  15. 15.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API, table B25024. Read Oct 5, 2026.
  16. 16.Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17), Citizens Property Insurance. Read Oct 4, 2026.
  17. 17.Town of Indialantic Building Department, indialantic.com. Read Oct 5, 2026.
  18. 18.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
  19. 19.NWS Melbourne, Post Tropical Cyclone Report: Hurricane Matthew (2016), National Weather Service. Read Oct 5, 2026.
  20. 20.NOAA Atlas 14 Volume 9 version 2, partial-duration intensity estimates at the Indialantic 2020 Census internal point (28.0862, -80.5683), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
  21. 21.NOAA Atlas 14 Volume 9 version 2, partial-duration 24-hour depth estimates at the Indialantic 2020 Census internal point (28.0862, -80.5683), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
  22. 22.FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, floridaroof.com. Read Oct 5, 2026.
  23. 23.Miami-Dade County RER notice, Miami. Read Oct 5, 2026.

South Fork Roofing

Roofing in Indialantic: tell us about yours.

Answer a few questions about your roof, or call.

Request a quote407-242-2840
CallGet a quote