Roof inspections in Winter Springs, FL

On the 4-point form, the roof part lists the covering material, the roof's age, the years of life left, the date of the last roofing permit, and the share replaced if only part was redone. Add photos of every slope and the form can replace the Roof Inspection Form that Citizens otherwise asks for.

• Cracked, cupped or curled shingles, and bald patches where granules wore off
• Exposed asphalt or exposed felt
• Missing, loose or cracked tabs or tiles
• Soft spots in the decking
• Stains or active leaks on attic decking and interior ceilings

A wind mitigation inspection is different. It looks at items you cannot see from the ground, such as roof deck attachment, roof-to-wall connections and a sealed roof deck. The current form, OIR-B1-1802, is valid for up to five years if nothing material changes.

Order one before you buy or list a home, since 76.1 percent of occupied homes in Winter Springs are owner-occupied and many sales involve older roofs. A letter from your insurer that mentions roof age is another reason to order one. After a storm, remember that notice of a new or reopened property claim must reach the insurer within 1 year of the loss.

Hurricane Ian in 2022 brought flooding along Howell and Gee Creeks, and countywide 3,058 structures were affected. Flooding is not roof damage, but wind and falling trees from storms like Hurricane Matthew in 2016 are. Photograph the roof soon after any storm.

If a roofer offers an inspection, be careful. Under Florida Statute 489.147, a contractor may not offer anything of value for an inspection or a claim, and may not advise you on coverage. Your insurer or agent is the right place to take any question about what your policy covers.