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Roofing in Lighthouse Point, Florida
Lighthouse Point takes its name from the Hillsboro Inlet Lighthouse, and the town sits on the water that lighthouse guards. Most homes here are old: the median was built in 1967. A roof that age meets different insurer and code rules than a newer one. Permits come from the city's own building office.
Updated October 2026
Housing age
Roof age on Lighthouse Point's 1960s housing stock
Of the town's 6,316 housing units, 82.7% were built before 1980, against 50.0% across Broward County. Only 6.6% date from 2010 or later. That suggests many roofs here are likely past 25 years old, the age where insurers start asking for more paperwork.
Citizens wants proof of five remaining years of life for a shingle roof past 25 years. A tile or metal roof gets a 50-year mark. With 77.3% of occupied homes owner-occupied, most Lighthouse Point owners face that paperwork themselves. Ask your insurer or agent which form applies.
Local permits
Who issues roofing permits in Lighthouse Point?
Roof permits here come from the City of Lighthouse Point Building and Zoning office. Its official page was checked and loads. Call or visit that office to confirm the current requirements before any work starts.
Permits expire if work sits idle. The Florida Building Code voids one when work has not begun within 6 months, or stops for 6 months. An approved inspection within 180 days keeps a job counted as active.
Building permits
City of Lighthouse Point - Building & Zoning
Official building pageOffice names and links only. Fees, forms and timing change; check the official page.
Repair limits
The 25% rule and a 1967 roof
Florida allows no more than 25 percent of a roof to be repaired, replaced or recovered in any 12 months unless the whole roof covering is replaced. On a house from the 1967 median, a patch bigger than a quarter of the roof can trigger a full replacement.
A roof last built or redone under the 2007 code or newer is treated differently, and only the repaired part must meet current code. Older Lighthouse Point roofs rarely qualify. The city building office can tell you which applies to your address.
- Named for the Hillsboro Inlet Lighthouse; a boating town with Bahamas access through the Hillsboro Inlet.
- Median owner-occupied home value.
Weather risk
Storms and rain that test Lighthouse Point roofs
Broward sits in the code's High Velocity Hurricane Zone. Irma in 2017 put a 97-knot gust at Deerfield Beach, next door to Lighthouse Point, and 2 to 4 feet of surge on coastal Broward.
At Fort Lauderdale-Hollywood airport, 71.9% of the 60.95 inches of yearly rain falls May to October, and June is wettest at 9.55 inches. A 10-year hour of rain runs 3.63 inches. Hurricane season peaks near September 10.
Services
Roofing services in Lighthouse Point
- Roof replacementTear-off, deck, code items and the two inspections.Re-roofs in Lighthouse Point
- Roof repairLeaks, lifted shingles, cracked tile and flashing.Repairs in Lighthouse Point
- Roof inspectionsRoof age, condition and what an insurer asks about.Inspections in Lighthouse Point
- Commercial roofingLow-slope systems, drainage and the code for buildings.Commercial roofs in Lighthouse Point
- New construction roofingDry-in, the sheathing inspection and the code edition.New construction in Lighthouse Point
- GuttersSizing for Florida rain, downspouts and fascia.Gutters in Lighthouse Point
Questions
Lighthouse Point roofing questions
What is the 25% roof rule in Florida?
Florida's 25% rule says no more than 25 percent of a roof may be repaired, replaced or recovered in a 12-month period unless the whole roof covering is replaced. In Lighthouse Point, where the median home dates to 1967, a larger repair may mean a full replacement. Roofs already built under the 2007 code or newer are treated differently. Confirm the details for your address with the City of Lighthouse Point Building and Zoning office.
Source: 2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), read Oct 5, 2026
What is the new law in Florida about roofs?
The next Florida Building Code edition takes effect on December 31, 2026, and permit applications filed on or after that day must follow it. A Lighthouse Point roof permitted after that date will be reviewed under the newer rules. Ask the City of Lighthouse Point Building and Zoning office how it applies the change to your project and which edition your application falls under.
Source: Miami-Dade County RER notice, read Oct 5, 2026
How old are most homes in Lighthouse Point?
The median home in Lighthouse Point was built in 1967, with a margin of error of 2 years. Broward County's median is 1980. About 82.7% of local homes predate 1980, compared with 50.0% countywide. Only 6.6% were built in 2010 or later. Older roofs are more likely to need documentation for insurance and may be near the end of their service life.
Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API, read Oct 5, 2026
Will my insurer ask about my roof's age in Lighthouse Point?
It may. For a shingle roof past 25 years of age, or a tile or metal roof past 50 years, Citizens Property Insurance requires paperwork showing the roof still has at least five years of useful life left. With 82.7% of Lighthouse Point homes built before 1980, many roofs here are likely to reach those ages. Ask your insurer or agent what they need for your policy.
Source: Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17), read Oct 4, 2026
How hard does it rain on roofs in Lighthouse Point?
The 1991-2020 normal at Fort Lauderdale-Hollywood airport is 60.95 inches a year, with 71.9% falling May through October. A 10-year storm drops 3.63 inches in one hour here and 9.42 inches over 24 hours. Heavy rain makes flashing, gutters and drainage matter, so check that water moves off your roof edges after a downpour.
Source: NOAA NCEI U.S. Climate Normals 1991-2020 (access data service), read Oct 5, 2026
Broward County
More in Broward County
Sources for this page(27)
- 1.Housing units (ACS 5-year): 6,316. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25001, via Census Reporter API. Read Oct 5, 2026.
- 2.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
- 3.Share of homes built 2010 or later: 6.6%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
- 4.Share of homes built before 1980: 82.7%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
- 5.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
- 6.Hurricane Dorian (2019). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Dorian (AL052019). Read Oct 5, 2026.
- 7.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, B25034, B25024, via Census Reporter API. Read Oct 5, 2026.
- 8.Owner-occupied share of occupied homes: 77.3% (4,154 of 5,373). U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25003, via Census Reporter API. Read Oct 5, 2026.
- 9.Permit office: City of Lighthouse Point - Building & Zoning. City of Lighthouse Point - Building & Zoning. Read Oct 10, 2026.
- 10.Median year homes were built: 1967. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
- 11.Florida Building Commission, 'Setting New Standards for Safety: The Florida Building Code' (2004 publication; wind-speed figures in it are outdated and not used). Read Oct 5, 2026.
- 12.Hurricane Irma (2017). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma (AL112017). Read Oct 5, 2026.
- 13.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service). Read Oct 5, 2026.
- 14.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service). Read Oct 5, 2026.
- 15.NOAA National Hurricane Center, Tropical Cyclone Climatology. Read Oct 5, 2026.
- 16.Wikipedia, 'Lighthouse Point, Florida' (revision 1365655834). Read Oct 5, 2026.
- 17.People (2020 Census): 10,486. U.S. Census Bureau, 2020 Census counts (POP100, HU100) via TIGERweb tigerWMS_Census2020 layer 26 (Incorporated Places). Read Oct 5, 2026.
- 18.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25077, via Census Reporter API. Read Oct 5, 2026.
- 19.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Dorian (AL052019), NOAA National Hurricane Center. Read Oct 5, 2026.
- 20.Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17), Citizens Property Insurance. Read Oct 4, 2026.
- 21.City of Lighthouse Point - Building & Zoning, City of Lighthouse Point. Read Oct 5, 2026.
- 22.2023 Florida Building Code, Building, 8th ed., Chapter 1 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
- 23.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
- 24.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma (AL112017), NOAA National Hurricane Center. Read Oct 5, 2026.
- 25.NOAA Atlas 14 Volume 9 version 2, partial-duration intensity estimates at the Lighthouse Point 2020 Census internal point (26.2786, -80.0857), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
- 26.Miami-Dade County RER notice, Miami. Read Oct 5, 2026.
- 27.NOAA Atlas 14 Volume 9 version 2, partial-duration 24-hour depth estimates at the Lighthouse Point 2020 Census internal point (26.2786, -80.0857), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
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