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Repairs ยท Lighthouse Point

Roof repair in Lighthouse Point, FL

Mobile homes are only 1.3 percent of Lighthouse Point housing units, so most roof repairs here fall under the Florida Building Code, and Broward sits in its High Velocity Hurricane Zone. Hurricane Irma in 2017 sent a 97-kt gust across Deerfield Beach, next door. That is the wind your roof has to survive.

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Updated October 2026

Close view across a gray shingle roof slope with a black pipe boot, a palm and a green lawn below.

Storm damage

Where Lighthouse Point roofs fail in a storm

The median home here was built in 1967, and 82.7 percent of housing units predate 1980. That suggests many roofs sit on older decks and older flashing details. Older details are where storm water finds a way in.

Irma also pushed 2-4 feet of surge onto coastal Broward. Surge does not lift shingles, but the wind that comes with it does. FEMA teams have found that damaged roof covering is a primary source of water intrusion after high winds.

Ridge vents are a weak point. FEMA describes houses where the only roof damage was lost ridge shingles and ridge vent, yet ceilings still collapsed. Soffits have also performed poorly in hurricanes, and the 2007 code began requiring them to resist wall wind loads.

Most leaks show up where the code calls for flashing, which means wall and roof intersections, changes of slope, and openings like vent pipes and chimneys. Check those spots first after any blow.

The 25% rule

Deciding between a repair and a replacement starts with understanding the 25% rule

Under the code, patching is capped at 25 percent of a roof or roof section across any 12-month period. Once repairs exceed that cap, the entire roof section has to be replaced or recovered. Relief exists for a roof whose own construction, repair or replacement met the 2007 Florida Building Code or later: only the repaired part has to meet current code.

With a 1967 median build year across town, you cannot assume your roof qualifies for that relief. Ask your roofer or the building office what edition of the code your last roof work met.

In the HVHZ, repairs must use components with a product approval and must not create new ponding water. A new system may not go over sheathing that is water soaked or poorly fastened.

Permits and safety

Permits and safe steps after a storm

In the HVHZ, permits are required for all work connected with repair or maintenance of any roofing component, applied for by a licensed contractor. Lighthouse Point's Building & Zoning office handles roof permits here, so call them before work starts.

After a storm, stay off the roof. From the ground, look for missing or cracked tabs, exposed felt, and stains on interior ceilings. Photograph what you see. Hurricane season runs June 1 to November 30, so a patch needs to be in place before the next storm.

Under Fla. Stat. 489.147, a roofer may not offer you anything of value for an inspection or a claim. Questions about your Lighthouse Point policy belong with your own insurer or agent.

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Questions

Roof repair in Lighthouse Point: questions

What is the 25% roof rule in Florida?

Within any 12-month period, the code allows no more than 25 percent of a roof or roof section to be repaired, replaced or recovered, unless the entire roof section is replaced or recovered. Roofs built, repaired or replaced under the 2007 Florida Building Code or a later edition get different treatment. For a Lighthouse Point home from the 1967 median era, confirm with the building office which edition applies to your roof.

Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API, read Oct 5, 2026

Related: Roof repair

Do I need a permit for a roof repair in Lighthouse Point?

Broward County is in the High Velocity Hurricane Zone, where permits are required for all work in connection with repair or maintenance of any roofing component. The permit application is completed by a licensed contractor. Contact City of Lighthouse Point Building & Zoning to confirm what your specific repair needs.

Source: Florida Building Commission, 'Setting New Standards for Safety: The Florida Building Code' (2004 publication; wind-speed figures in it are outdated and not used), read Oct 5, 2026

Related: Roof repair

Can my insurer require me to replace a roof 15 years old or older?

An insurer must let you have an authorized inspector check a roof that is 15 years or older, at your expense, before requiring replacement. Age alone cannot be the sole reason an insurer refuses or non-renews coverage when the inspection shows 5 or more years of useful life remaining. With 82.7 percent of Lighthouse Point housing built before 1980, many owners may face this question. For details on how your own policy treats this, ask your insurer or agent.

Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API, read Oct 5, 2026

Related: Roof repair

What did Hurricane Irma do to roofs near Lighthouse Point?

Irma brought a 97-kt gust at Deerfield Beach and 2-4 feet of surge to coastal Broward, with widespread tree and power-pole damage across the Miami-Fort Lauderdale area. Lost shingles, ridge vents and soffits are the usual entry points for water after such wind.

Source: NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma (AL112017), read Oct 5, 2026

Related: Roof repair

Nearby

Roof repair near Lighthouse Point

Sources for this page(35)
  1. 1.Median year homes were built: 1967. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
  2. 2.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
  3. 3.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
  4. 4.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, B25034, B25024, via Census Reporter API. Read Oct 5, 2026.
  5. 5.Hurricane Irma (2017). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma (AL112017). Read Oct 5, 2026.
  6. 6.Florida Building Commission, 'Setting New Standards for Safety: The Florida Building Code' (2004 publication; wind-speed figures in it are outdated and not used). Read Oct 5, 2026.
  7. 7.Permit office: City of Lighthouse Point - Building & Zoning. City of Lighthouse Point - Building & Zoning. Read Oct 10, 2026.
  8. 8.Mobile homes, share of housing units: 1.3%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
  9. 9.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25077, via Census Reporter API. Read Oct 5, 2026.
  10. 10.Hurricane Isaias (2020). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Isaias (AL092020). Read Oct 5, 2026.
  11. 11.Tropical Storm Eta (2020). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Eta (AL292020). Read Oct 5, 2026.
  12. 12.FEMA FL-RA2. Read Oct 5, 2026.
  13. 13.FBCR Ch. 9. Read Oct 4, 2026.
  14. 14.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription). Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7).
  15. 15.Florida Statutes, section 553.844 (2026). Read Oct 5, 2026.
  16. 16.2023 Florida Building Code, Residential, 8th ed., chapter 9 roof assemblies (ICC viewer). Read Oct 4, 2026.
  17. 17.Citizens 4-Point Inspection Form, Sample Form Insp4pt 03 25. Read Oct 4, 2026.
  18. 18.NOAA NHC. Read Oct 5, 2026.
  19. 19.Florida Statutes, section 489.147 (2026). Read Oct 4, 2026.
  20. 20.Florida Statutes, section 627.7011 (2026). Read Oct 4, 2026.
  21. 21.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma (AL112017), NOAA National Hurricane Center. Read Oct 5, 2026.
  22. 22.City of Lighthouse Point - Building & Zoning, City of Lighthouse Point. Read Oct 5, 2026.
  23. 23.Fla. Stat. 489.147-, Florida Legislature. Read Oct 4, 2026.
  24. 24.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Isaias (AL092020), NOAA National Hurricane Center. Read Oct 5, 2026.
  25. 25.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Eta (AL292020), NOAA National Hurricane Center. Read Oct 5, 2026.
  26. 26.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Dorian (AL052019), NOAA National Hurricane Center. Read Oct 5, 2026.
  27. 27.Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17), Citizens Property Insurance. Read Oct 4, 2026.
  28. 28.2023 Florida Building Code, Building, 8th ed., Chapter 1 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
  29. 29.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service), NOAA National Centers for Environmental Information. Read Oct 5, 2026.
  30. 30.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service), NOAA National Centers for Environmental Information. Read Oct 5, 2026.
  31. 31.NOAA Atlas 14 Volume 9 version 2, partial-duration intensity estimates at the Lighthouse Point 2020 Census internal point (26.2786, -80.0857), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
  32. 32.NOAA National Hurricane Center, Tropical Cyclone Climatology, NOAA National Hurricane Center. Read Oct 5, 2026.
  33. 33.Wikipedia, 'Lighthouse Point, Florida' (revision 1365655834), Wikipedia. Read Oct 5, 2026.
  34. 34.Miami-Dade County RER notice, Miami. Read Oct 5, 2026.
  35. 35.NOAA Atlas 14 Volume 9 version 2, partial-duration 24-hour depth estimates at the Lighthouse Point 2020 Census internal point (26.2786, -80.0857), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.

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Roof repair in Lighthouse Point

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