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Roofing in Casselberry, Florida

Fort Concord, a blockhouse on Lake Concord, went up in 1849, but the homes you roof today are far newer. The median Casselberry home dates to 1983. Permits come from the City of Casselberry Building Division, and a few state rules decide whether you repair or replace.

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Updated October 2026

Tan city hall building with an American flag, leafy trees, and a brick walkway under blue sky.
Photo: Casselberry City Hall FL by Connor J Williams, CC BY 2.0, cropped

At a glance

Casselberry homes at a glance

People (2020 Census)
28,794
Median year homes were built
1983
Share of homes built before 1980
42.6%
Share of homes built 2010 or later
10.9%
Owner-occupied share of occupied homes
59.5%

Census figures; each one is listed in the sources at the end of this page.

Housing age

How old are Casselberry homes, and what does that mean for insurance?

The median home here was built in 1983, five years earlier than the Seminole County median of 1988. About 42.6 percent of Casselberry homes predate 1980, against 29.1 percent countywide. Only 10.9 percent were built in 2010 or later. Build year describes the house, not the roof, so you still need to check your own roof's date.

If your roof is 15 years or older, your insurer must let you hire an authorized inspector at your own expense. That inspection can matter. Five or more years of useful life left means a Casselberry insurer cannot drop or refuse you for roof age alone. Your insurer or agent can explain how your own policy handles it.

Repair or replace

The 25 percent rule on a Casselberry repair

Florida's building code caps repairs at 25 percent of a roof section in any 12-month stretch. Cross that line and the entire section has to meet today's code, which matters for older Casselberry roofs. The exception covers only a roof that was itself built, repaired or replaced under the 2007 Florida Building Code or later. A leak patch on a roof from the 1980s does not qualify for it.

Permits are handled by the City of Casselberry Building Division. A permit clock also runs: it lapses if work does not start within 6 months of issuance, or stops for 6 months. The 2023 code applies now. Applications filed after December 31, 2026 fall under the Ninth Edition, so timing your permit matters.

  • A blockhouse called Fort Concord was built on Lake Concord in 1849; settlers later homesteaded around Lake Concord and the Triplet Chain of Lakes.
  • 7.6% of housing units are mobile homes.
  • Water is 7.2% of the place's total area.

Manufactured homes

Mobile homes make up 7.6 percent of Casselberry housing

Mobile homes are 7.6 percent of Casselberry's housing units, compared with 2.1 percent across Seminole County. Single-family detached homes are 48.2 percent here and 61.4 percent countywide.

Local weather

Rain, lightning and storm history near Casselberry

The Sanford climate station records 54.03 inches of rain a year, and 45 percent falls from June through August. Central Florida is called the Lightning Capital of the United States by NWS Melbourne. A 10-year, 24-hour storm drops 6.16 inches on Casselberry, and a 100-year storm drops 10.4 inches.

Hurricane Irma in 2017 affected 4,939 of 7,125 assessed residential structures in the county, with 162 major. Hurricane Ian in 2022 affected 3,058 structures, mostly through flooding. Water covers 7.2 percent of Casselberry's area, so lake and creek flooding is a local concern. Seminole County lists storm damage repair resources and solar panel re-installation requirements after re-roofing.

Permits

Roof permits for Casselberry

Building permits

City of Casselberry Building Division

Official building page

Office names and links only. Fees, forms and timing change; check the official page.

Services

Roofing services in Casselberry

Questions

Casselberry roofing questions

What is the 25% roof rule in Florida?

Under the Florida Building Code, repairing, replacing or recovering more than 25 percent of a roof section within 12 months triggers a full-section upgrade to current code. An exemption covers any roof that was built, fixed or swapped out under the 2007 Florida Building Code or a newer edition. With a median Casselberry home built in 1983, many roofs here may not qualify, so confirm with the City of Casselberry Building Division.

Source: 2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), read Oct 5, 2026

Related: Roof replacement

Who issues roof permits in Casselberry?

If you need a roofing permit in Casselberry, you apply through the City of Casselberry Building Division. A permit becomes invalid if work does not begin within 6 months of issuance or stops for 6 months. The owner should record a Notice of Commencement and post it on site before the first inspection, or risk paying twice. Ask the building division what your project requires.

Source: City of Casselberry Building Division, read Oct 5, 2026

Related: Roof replacement

Can my insurer make me replace a roof that is 15 years old?

For a roof 15 years or older, Florida law lets you have an authorized inspector check it at your expense before the insurer requires replacement. A report showing 5 or more years of useful life protects you from refusal or non-renewal based on age alone. About 42.6 percent of Casselberry homes predate 1980, so this affects many owners. Ask your insurer or agent.

Source: Florida Statutes, section 627.7011 (2026), read Oct 5, 2026

Related: Roof inspections

How can I tell if a roofer is lying?

Ask for the contractor's state roofing license number and look it up with the state. Florida law bars a general contractor from advertising as a roofing contractor unless certified or registered as one. A roofing product may not be sold as hurricane protection unless it has Florida product approval. Check the permit with the City of Casselberry Building Division.

Source: Florida Statutes, section 489.113 (2026), read Oct 5, 2026

Related: Roof replacement

Do Casselberry mobile homes follow the same roof rules?

Mobile homes are 7.6 percent of Casselberry housing, and manufactured homes follow the HUD code. The Florida Building Code's March 1, 2002 line does not apply to their roofs. Confirm which rules cover your home with the City of Casselberry Building Division before you plan a repair.

Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API, table B25024, read Oct 5, 2026

Related: New construction roofing

Nearby

Near Casselberry

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Seminole County

More in Seminole County

Sources for this page(33)
  1. 1.Median year homes were built: 1983. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API. Read Oct 5, 2026.
  2. 2.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API, table B25035. Read Oct 5, 2026.
  3. 3.Share of homes built before 1980: 42.6%. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API. Read Oct 5, 2026.
  4. 4.Share of homes built 2010 or later: 10.9%. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API. Read Oct 5, 2026.
  5. 5.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API, tables B25034/B25035. Read Oct 5, 2026.
  6. 6.Permit office: City of Casselberry Building Division. City of Casselberry Building Division. Read Oct 10, 2026.
  7. 7.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API, table B25024. Read Oct 5, 2026.
  8. 8.Mobile homes, share of housing units: 7.6%. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API. Read Oct 5, 2026.
  9. 9.Single-family detached share of housing units: 48.2%. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API. Read Oct 5, 2026.
  10. 10.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API, table B25024. Read Oct 5, 2026.
  11. 11.NOAA NCEI, U.S. Climate Normals 1991-2020 (annual/seasonal), access-data API. Read Oct 5, 2026.
  12. 12.NWS Melbourne, Lightning Information Center. Read Oct 5, 2026.
  13. 13.U.S. Census Bureau, 2020 Census (TIGERweb tigerWMS_Census2020 MapServer: POP100, HU100, AREALAND, AREAWATER). Read Oct 5, 2026.
  14. 14.U.S. Census Bureau, 2020 Census (TIGERweb tigerWMS_Census2020 MapServer: POP100, HU100, AREALAND, AREAWATER). Read Oct 5, 2026.
  15. 15.Hurricane Irma (2017). NWS Melbourne, Post Tropical Cyclone Report: Hurricane Irma (2017). Read Oct 5, 2026.
  16. 16.Hurricane Ian (2022). NWS Melbourne, Post Tropical Cyclone Report: Hurricane Ian (2022). Read Oct 5, 2026.
  17. 17.Seminole County Government, Building Division. Read Oct 5, 2026.
  18. 18.Water share of total area: 7.2%. U.S. Census Bureau, 2020 Census (TIGERweb tigerWMS_Census2020 MapServer: POP100, HU100, AREALAND, AREAWATER). Read Oct 5, 2026.
  19. 19.City of Casselberry, History. Read Oct 5, 2026.
  20. 20.People (2020 Census): 28,794. U.S. Census Bureau, 2020 Census (TIGERweb tigerWMS_Census2020 MapServer: POP100, HU100, AREALAND, AREAWATER) (2020 Census count). Read Oct 5, 2026.
  21. 21.Owner-occupied share of occupied homes: 59.5%. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API. Read Oct 5, 2026.
  22. 22.Florida Statutes, section 627.7011 (2026), Florida Legislature. Read Oct 4, 2026.
  23. 23.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
  24. 24.City of Casselberry Building Division, City of Casselberry Building Division. Read Oct 5, 2026.
  25. 25.2023 Florida Building Code, Building, 8th ed., Chapter 1 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
  26. 26.FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, floridaroof.com. Read Oct 5, 2026.
  27. 27.Miami-Dade County RER notice, Miami. Read Oct 5, 2026.
  28. 28.NOAA Atlas 14 Volume 9 version 2, partial-duration 24-hour depth estimates at the Casselberry 2020 Census internal point (28.6612, -81.3219), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
  29. 29.NWS Melbourne, Post Tropical Cyclone Report: Hurricane Irma (2017), National Weather Service. Read Oct 5, 2026.
  30. 30.NWS Melbourne, Post Tropical Cyclone Report: Hurricane Ian (2022), National Weather Service. Read Oct 5, 2026.
  31. 31.Florida Statutes, section 713.135 (2026), Florida Legislature. Read Oct 5, 2026.
  32. 32.Florida Statutes, section 489.113 (2026), Florida Legislature. Read Oct 5, 2026.
  33. 33.Florida Statutes, section 553.842 (2026), Florida Legislature. Read Oct 5, 2026.

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