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Inspections · Hialeah

Roof inspections in Hialeah, FL

One Hialeah resident in five is 65 or older, 20.3%, and the typical house dates to 1975, well past the 20-year mark at which Citizens requires a 4-point inspection. A roof inspection in Hialeah is mostly about answering an insurer with photos, dates and the permit record.

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Updated October 2026

Yellow stucco former railway station with arched colonnade and red-tiled roof beside a large tree and street.
Top-down drone view of a gray-blend shingle roof with ridges, valleys and roof vents, lawn on both sides and a white fence at the left edge.Our work
Photo: Hialeah FL SAL RR Station04 by Ebyabe, CC BY-SA 3.0, cropped

Hialeah figures this page uses

Residents 65 and older
20.3%
Median year homes were built
1975
Share of homes built 2010 or later
7%
Owner-occupied share of occupied homes
46.6%

Local know-how

Hialeah's housing age on the insurer's forms

Only 7% of Hialeah's homes were built in 2010 or later, so nearly every house here is old enough that an untouched original roof would be past Florida's 15-year line. Under Fla. Stat. 627.7011(5), past that age the insurer must let you hire an authorized inspector at your own expense, and roof age alone cannot end the policy if the report shows five or more years of useful life.

Citizens adds age lines of its own: proof of at least five years' remaining life for shingle roofs older than 25 years and for tile, clay, concrete or metal roofs older than 50. The 4-point roof section records the covering, the roof's age and remaining life, the date of the last roofing permit, whether a replacement was full or partial, the overall condition and any listed damage.

With 46.6% of Hialeah's homes owner-occupied, the state's My Safe Florida Home program is worth knowing. It offers inspections for site-built, owner-occupied single-family homes with a homestead exemption, and matching grants with conditions that include a pre-2008 build date. The statute says the program creates no entitlement, so check its own site for whether it is taking applications.

Records

Permit dates set a Hialeah roof's age on paper

For insurance, a roof's age runs from the last date when 100% of its surface was built or replaced, or from the first partial job once later work reaches 100% (Fla. Stat. 627.7011(5)(d)). That makes the City of Hialeah Building Department's permit record the document that matters, not the year printed on a shingle wrapper.

The wind mitigation form, OIR-B1-1802 Rev. 04/26, opens with the building code era, with a separate SFBC-94 answer for the HVHZ, then moves to deck attachment, roof-to-wall connections, roof shape and the secondary water barrier. A report stays valid for up to five years, and its discounts touch only the hurricane-wind part of a policy.

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Questions

Roof inspections in Hialeah: questions

Does Citizens require a 4-point inspection on my Hialeah home?

If the home is more than 20 years old, yes. Citizens requires a 4-point inspection covering electrical, plumbing, HVAC and the roof on dwelling and mobile home applications for properties over 20 years. Hialeah's median house was built in 1975 and only 7% of its homes date from 2010 or later, so most Citizens applicants here need one. For other carriers, ask your agent.

Source: citizensfla.com.

Related: Roof inspections

What counts as a sealed roof deck on the wind mitigation form?

Not standard felt. On OIR-B1-1802 Rev. 04/26, ordinary underlayment and hot-mopped felt do not qualify as a secondary water barrier. Qualifying options include a fully adhered ASTM D1970 membrane, taped deck seams under felt or synthetic, a double layer of felt or synthetic, and spray foam along the rafters and panel joints. With 59.6% of Hialeah homes built before 1980, the answer usually turns on when the last re-roof happened.

Source: OIR-B1-1802.

Related: Roof inspections

Will a Hialeah roof inspection say how long my roof has left?

Yes, both Citizens forms record it. The 4-point form's roof section and the Citizens Roof Inspection Form each ask for remaining useful life, and the second must be signed by a contractor, a building code inspector or a home inspector, with photos of every slope. Under the 15-year rule, five or more years of remaining life is the figure that keeps roof age alone from ending a policy. Hialeah's homes have a 1975 median, so that estimate carries real weight.

Source: Citizens forms; Fla. Stat. 627.7011.

Related: Roof inspections

Nearby

Roof inspections near Hialeah

Sources for this page(21)
  1. 1.Florida Building Commission, 'Setting New Standards for Safety: The Florida Building Code' (2004 publication; wind-speed figures in it are outdated and not used). Read Oct 5, 2026.
  2. 2.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
  3. 3.Residents 65 and older: 20.3%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B01001, via Census Reporter API. Read Oct 5, 2026.
  4. 4.Median year homes were built: 1975. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
  5. 5.Share of homes built 2010 or later: 7%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
  6. 6.Owner-occupied share of occupied homes: 46.6% (35,924 of 77,044). U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25003, via Census Reporter API. Read Oct 5, 2026.
  7. 7.Permit office: City of Hialeah - Building. City of Hialeah - Building. Read Oct 5, 2026.
  8. 8.Florida Statutes, section 627.7011 (2026). Read Oct 4, 2026.
  9. 9.Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17). Read Oct 4, 2026.
  10. 10.Insp4pt 03 25. Read Oct 4, 2026.
  11. 11.Citizens Property Insurance Corporation. Read Oct 4, 2026.
  12. 12.Florida Office of Insurance Regulation, Uniform Mitigation Verification Inspection Form OIR-B1-1802 (Rev. 04/26). Read Oct 4, 2026.
  13. 13.OIR form. Read Oct 4, 2026.
  14. 14.Florida Office of Insurance Regulation. Read Oct 5, 2026.
  15. 15.Florida OIR, Uniform Mitigation Verification Inspection Form OIR-B1-1802. Read Oct 4, 2026.
  16. 16.Citizens Property Insurance Corporation. Read Oct 5, 2026.
  17. 17.City of Hialeah, Building Department, City of Hialeah. Read Oct 5, 2026.
  18. 18.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription). Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7). Source URL inherited from C-14 (the research cites it "as C-14").
  19. 19.miamidade.gov. Read Oct 5, 2026.
  20. 20.Florida Statutes, section 553.844 (2026). Read Oct 5, 2026.
  21. 21.FBC-Building 2023 Chapter 2 definitions. Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7).

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Roof inspections in Hialeah

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