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Re-roofs ยท McIntosh

Roof replacement in McIntosh, FL

The median McIntosh home was built in 1977, about 25 years before Florida's first statewide building code took effect. A roof replacement on a house that age is where today's code arrives all at once: the deck is re-nailed to a table, a sealed water barrier goes under the new covering, and every old layer may have to come off first.

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Updated October 2026

Drone view looking down on a gray-blend shingle roof with two front gables, a debris container and a pickup in the driveway beyond.

Florida code

Deck nails and a sealed barrier on a 1977 McIntosh house

Under R908.7 of the Florida Residential Code, replacing the covering on a wood-decked house brings two requirements. The deck must meet the re-nailing table in R908.7.1.2: a deck held only by staples or 6d nails gets supplemental ring-shank nails no more than 6 inches apart, and one with 8d nails spaced wider than 6 inches gets filled in to that spacing. Then a secondary water barrier goes on under R908.7.2.

Insurers look at that barrier too. The state wind mitigation form counts a sealed roof deck only for a fully adhered membrane, taped deck seams under felt or synthetic, a double layer of felt or synthetic, or foam at the rafter and panel joints; standard underlayment alone does not qualify. Ask which method a McIntosh quote uses, because it decides that box on your next report.

Before any of that, the old roof may have to come off entirely. The code requires removing every layer if the roof is water-soaked or too deteriorated to be a base, if it is wood shake, slate or tile, or if there are already two or more layers (R908.3). On houses from the 1970s, a second layer left by an earlier recover is worth checking for.

Permits

From McIntosh town hall to the final inspection

  1. 01

    Town authorization

    Get written authorization from the Town of McIntosh; the town's site says it is required before Marion County issues any permit.

  2. 02

    County permit

    Apply to Marion County Building Safety. Reroofs are exempt from plan review under FBC-Building 107.

  3. 03

    Notice of Commencement

    When the direct contract is above a set amount, the permitting office wants a recorded copy before the first inspection (Fla. Stat. 713.135).

  4. 04

    Sheathing or dry-in inspection

    The deck nailing and the water barrier get checked before anything covers them.

  5. 05

    Final roofing inspection

    Dry-in, insulation, the new covering and its flashing, under FBC-Building 110.3.

A permit also runs on a clock. It lapses if work does not start within 6 months of issue or stops for 6 months, and an approved inspection within 180 days keeps the work counted as active (FBC-Building 105.4.1).

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Questions

Roof replacement in McIntosh: questions

Does a metal roof help with insurance on a McIntosh home?

The rules give metal one edge with Citizens and no special credit elsewhere. Citizens treats metal as a hard roof, so its paperwork line falls at 50 years instead of 25 for shingles. The state wind mitigation form lists metal as a covering type, but the state's consumer notice names no metal-specific credit; discounts depend on items like deck attachment and roof-to-wall connections, and they apply only to the hurricane-wind part of the policy. On a 1977 McIntosh house, those structural items are where a re-roof can change the report. Ask your agent what your insurer credits.

Source: Citizens inspections FAQ; OIR-B1-1802 and OIR-B1-1655, read October 2026.

How long is a McIntosh re-roof permit good for?

Six months to get started. Under FBC-Building 105.4.1, a permit becomes invalid unless work begins within 6 months of issue, or if work is suspended or abandoned for 6 months, and the code treats work as active once the permit has passed an inspection within 180 days. Remember the extra step here: written authorization from the Town of McIntosh comes before Marion County issues the permit, so build that into the calendar too.

Source: 2023 FBC-Building chapter 1 (UpCodes, unofficial transcription; verify on floridabuilding.org); Town of McIntosh home page, read October 5, 2026.

Related: Roof replacement

Can I replace my own roof in McIntosh?

Florida allows it in two cases. An owner acting as his or her own contractor, and personally supervising, may improve a one- or two-family home for the owner's own use (489.103(7)(a)1.), and may repair or replace asphalt or fiberglass shingles or wood shakes after damage from an event under a Governor's state-of-emergency order. A permit is still required, and in McIntosh the town's written authorization comes first, before Marion County issues it.

Source: Fla. Stat. 489.103, read October 5, 2026; Town of McIntosh home page.

Related: Roof replacement

Nearby

Roof replacement near McIntosh

Sources for this page(46)
  1. 1.Median year homes were built: 1977. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B25035 (Median Year Structure Built), via Census Reporter API. Read Oct 5, 2026.
  2. 2.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B25035 (Median Year Structure Built), via Census Reporter API. Read Oct 5, 2026.
  3. 3.Town of McIntosh, home page. Read Oct 5, 2026.
  4. 4.Permit office: Marion County Building Safety. Marion County Building Safety. Read Oct 5, 2026.
  5. 5.FBCR Ch. 9. Read Oct 4, 2026.
  6. 6.Florida OIR, Uniform Mitigation Verification Inspection Form OIR-B1-1802. Read Oct 4, 2026.
  7. 7.FBC-B 2023 Ch. 1. Read Oct 5, 2026.
  8. 8.2023 Florida Building Code, Building, 8th ed., Chapter 1 (UpCodes viewer, unofficial transcription). Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7). Source URL inherited from C-3 (the research cites it "as C-3").
  9. 9.Citizens Property Insurance Corporation. Read Oct 5, 2026.
  10. 10.Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17). Read Oct 4, 2026.
  11. 11.Florida Office of Insurance Regulation. Read Oct 5, 2026.
  12. 12.OIR form. Read Oct 4, 2026.
  13. 13.Florida Statutes, section 489.103 (2026). Read Oct 5, 2026.
  14. 14.Marion County Building Safety, Marion County. Read Oct 5, 2026. Named as the permit office by the Town of McIntosh home page (read 2026-10-05); the county page itself returns HTTP 403 to scripted reads.
  15. 15.Florida Statutes, section 713.135 (2026), The Florida Senate (Florida Statutes). Read Oct 5, 2026.
  16. 16.Wikipedia, "McIntosh, Florida" (revision 1373514386), Wikipedia. Read Oct 5, 2026.
  17. 17.U.S. Census Bureau, 2020 Census (P.L. 94-171) POP100, via TIGERweb tigerWMS_Census2020 MapServer, U.S. Census Bureau. Read Oct 5, 2026.
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  23. 23.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), table B25003 (Tenure), via Census Reporter API, U.S. Census Bureau. Read Oct 5, 2026.
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  25. 25.Wikipedia, "Marion County, Florida" (revision 1375327071), Wikipedia. Read Oct 5, 2026.
  26. 26.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Nicole (AL172022), NOAA National Hurricane Center. Read Oct 5, 2026.
  27. 27.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Milton (AL142024), NOAA National Hurricane Center. Read Oct 5, 2026.
  28. 28.FEMA OpenFEMA Disaster Declarations Summaries v2, DR-4834, FEMA. Read Oct 5, 2026.
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  33. 33.FEMA OpenFEMA Disaster Declarations Summaries v2, DR-4673, FEMA. Read Oct 5, 2026.
  34. 34.FEMA OpenFEMA Disaster Declarations Summaries v2, DR-4680, FEMA. Read Oct 5, 2026.
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  39. 39.Florida Statutes, section 553.844 (2026), International Code Council (Florida Building Commission). Read Oct 5, 2026.
  40. 40.Florida Statutes, section 553.842 (2026), The Florida Senate (Florida Statutes). Read Oct 5, 2026.
  41. 41.Florida Building Commission, Florida Building Commission. Read Oct 5, 2026.
  42. 42.Florida Statutes, section 627.7011 (2026), Florida Legislature. Read Oct 4, 2026.
  43. 43.Insp4pt 03 25, Citizens Property Insurance Corporation. Read Oct 4, 2026.
  44. 44.FBC-Building 2023 Chapter 2 definitions, UpCodes (unofficial transcription; verify on floridabuilding.org). Read Oct 5, 2026. Unofficial transcription; verify on floridabuilding.org.
  45. 45.ICC Building Safety Journal, Karl Fippinger, 2024-02-07, International Code Council, Building Safety Journal. Read Oct 5, 2026.
  46. 46.NOAA Atlas 14 Volume 9 (Southeastern States) version 2, partial-duration series point estimates at McIntosh (2020 TIGER internal point 29.4494, -82.2207), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026. 24-hour depths: https://hdsc.nws.noaa.gov/cgi-bin/new/cgi_readH5.py?lat=29.4494&lon=-82.2207&type=pf&data=depth&units=english&series=pds

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Roof replacement in McIntosh

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