Roof inspections in Westchase, FL

On the 4-point form, the roof section lists the covering material, the roof age, the remaining useful life, the date of the most recent roofing permit and whether the replacement was full or partial. Photos of every slope and a rating of overall condition are requested as well. An inspector fills in those fields and attaches the photos.

• Cracking, cupping or curling of shingles
• Asphalt or felt showing through, along with heavy granule loss
• Missing, loose or cracked tabs or tiles
• Soft spots in the decking
• Signs of leaking in your attic or on ceilings inside the home

A wind mitigation inspection is separate. It records items you cannot see from the ground, such as roof deck attachment and roof-to-wall connections, using form OIR-B1-1802, valid for up to five years if nothing material changes.

Schedule one ahead of a purchase or sale, after your insurer mails a letter about roof age, or following a storm. Hurricane Eta in 2020 brought up to 10.64 inches of rain near Sun City Center, and Hermine in 2016 brought heavy rain across Hillsborough County. A new or reopened claim is barred unless your insurer gets notice within 1 year of the loss.

If an inspection leads to repairs, the county building office issues roof permits for Westchase, since it is unincorporated Hillsborough County. Replacing more than 25 percent of a roof section in 12 months triggers the rule to redo the whole section, unless the roof was built or replaced under the 2007 Florida Building Code or later.