Roof repair in Hillsboro Beach, FL

Broward is one of two High Velocity Hurricane Zone counties. In that zone, the code says permits are required for all work on any roofing component, and repair uses products that have a product approval. Hillsboro Beach roofers work to those rules.

The 25% rule sets the line between repair and replacement. No more than 25 percent of a roof or roof section may be repaired or replaced in 12 months unless the whole roof or section is redone. A roof built, repaired or replaced to the 2007 Florida Building Code or later is treated differently, and only the repaired part has to meet current code.

A 1974 median build year for homes here is not proof of a roof's age or code edition. Ask your building office or the person who last redid the roof which code applied.

Small repairs may or may not need a permit, and the building official decides. Confirm with the Hillsboro Beach Building Department before work starts.

• Stay off the roof and look from the ground for missing shingles, bent flashing and lost vents.
• Check the attic and ceilings for stains, which signal a leak.
• Photograph damage and keep receipts for any temporary protection.
• Read your contract's required notices before you sign anything.

About 57.0% of residents here are 65 or older, and 45.9% of housing units sit vacant for seasonal use. If you are away part of the year, ask someone to check the roof after each storm. In buildings of 10 or more units, which make up 87.9% of housing, the association usually handles the roof.

Questions about coverage or a claim go to your insurer or agent. Florida bars a new or reopened claim unless notice reaches the insurer within 1 year of the date of loss.