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Inspections ยท Newberry

Roof inspections in Newberry, FL

Nearly every occupied home in Newberry, 93.4%, is lived in by its owner, so when an insurer asks about the roof, the owner is the one who has to answer. An inspection is how that answer gets made: the roof's age, its condition and the useful years it has left, on the form the insurer wants.

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Updated October 2026

Two-storey red brick schoolhouse with arched windows and an American flag beside a paved walkway.
Top-down drone view of a gray-blend shingle roof with ridges, valleys and roof vents, lawn on both sides and a white fence at the left edge.Our work
Photo: Little Red Schoolhouse, Newberry by Mjrmtg, CC BY 4.0, cropped

Newberry figures this page uses

Owner-occupied share of occupied homes
93.4%
Median year homes were built
2006
Share of homes built 2010 or later
42.9%
Mobile homes, share of housing units
10.1%

Local know-how

The forms behind a Newberry renewal

Three documents come up most. The 4-point inspection, which Citizens requires on homes over 20 years old, covers electrical, plumbing, HVAC and the roof. A roof inspection under Fla. Stat. 627.7011(5) answers the 15-year question. The wind mitigation form, OIR-B1-1802, documents features that can earn wind discounts and stays valid for up to five years.

Newberry's housing is young enough that the 15-year line arrives in waves. The original roof on a 2006 house, the median here, passed it around 2021; the 42.9% of homes built in 2010 or later cross it between 2025 and 2039.

Mobile homes, 10.1% of the town's housing, sit outside that statute because it does not apply to mobile home policies, though Citizens still wants a 4-point on mobile homes over 20 years old.

What gets checked

Code era, straps and the permit date

The wind mitigation form opens with code era: built to the 2001 or 2004 code, or to 2007 and later. Newberry splits close to the middle on that line, with a 2006 median home on one side and the 42.9% from 2010 on the other.

In the attic, the form grades the weakest roof-to-wall connection, from toenails up through clips, single wraps and double wraps to structural anchors. Metal connectors count only with at least three nails into the truss, a gap under half an inch and no severe corrosion.

Inspectors also record the date of the last roofing permit, so keep the City of Newberry Building Department's final inspection record with your house papers. After a year like 2024, when Debby, Helene and Milton each brought a federal disaster declaration to Alachua County, a fresh report also documents the roof's condition.

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Questions

Roof inspections in Newberry: questions

My Newberry house was built in 2012. When will the roof's age matter to my insurer?

Around 2027, when an original roof reaches 15 years. Until then Fla. Stat. 627.7011(5)(b) bars an insurer from refusing to issue or renew solely because of roof age. After that, you can have the roof inspected at your own expense, and five or more years of remaining life keeps age alone from ending the policy. About 42.9% of Newberry homes were built in 2010 or later, so many owners here will reach the line within a few years.

Source: Florida Statutes, section 627.7011 (2026), read Oct 4, 2026

Related: Roof inspections

Does Citizens need a roof form for my Newberry home?

Only in certain cases. Citizens wants a 4-point inspection when the home is more than 20 years old, and proof of at least five remaining years when a shingle roof passes 25 years or a tile or metal roof passes 50. The 4-point's roof section, with photos of every slope, can take the place of Citizens' separate roof form. Newberry's median home, from 2006, reached the 20-year mark this year.

Source: Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17), read Oct 4, 2026

Related: FAQ

Can I inspect my own Newberry roof?

You can look, and you should, but an insurer's form needs a qualified signer: Citizens' roof form must be signed by a contractor, a building code inspector or a home inspector. For your own checks, NRCA suggests fall and spring, plus after storms, and Newberry's NOAA record shows 7 thunderstorm-wind reports from 2016 to 2025. Stay on the ground or a ladder at the eave if the roof is steep or wet.

Source: Citizens Property Insurance Corporation, read Oct 5, 2026

Related: Roof inspections

Nearby

Roof inspections near Newberry

Sources for this page(41)
  1. 1.Owner-occupied share of occupied homes: 93.4% (2,677 of 2,867 occupied units). U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25003, via Census Reporter API (release acs2024_5yr). Read Oct 5, 2026.
  2. 2.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25003, via Census Reporter API (release acs2024_5yr). Read Oct 5, 2026.
  3. 3.Median year homes were built: 2006. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API (release acs2024_5yr). Read Oct 5, 2026.
  4. 4.Share of homes built 2010 or later: 42.9%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API (release acs2024_5yr). Read Oct 5, 2026.
  5. 5.Mobile homes, share of housing units: 10.1%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API (release acs2024_5yr). Read Oct 5, 2026.
  6. 6.Permit office: City of Newberry Building Department. City of Newberry Building Department. Read Oct 5, 2026.
  7. 7.NOAA NCEI Storm Events Database bulk details files 2016-2025 (operator count by BEGIN_LOCATION; event ids: 648357, 648359, 693944, 738689, 826779, 1011917, 1099378). Read Oct 5, 2026.
  8. 8.Hurricane Debby (2024). NHC TCR AL042024; NWS Jacksonville, County Impacts narratives (Post Tropical Cyclone Report); FEMA OpenFEMA DisasterDeclarationsSummaries v2 (designatedArea = county). Read Oct 5, 2026.
  9. 9.Hurricane Helene (2024). NWS Jacksonville, County Impacts narratives (Post Tropical Cyclone Report); FEMA OpenFEMA DisasterDeclarationsSummaries v2 (designatedArea = county). Read Oct 5, 2026.
  10. 10.Hurricane Milton (2024). NWS Jacksonville, County Impacts narratives (Post Tropical Cyclone Report); FEMA OpenFEMA DisasterDeclarationsSummaries v2 (designatedArea = county). Read Oct 5, 2026.
  11. 11.Citizens Property Insurance Corporation. Read Oct 4, 2026.
  12. 12.Florida Statutes, section 627.7011 (2026). Read Oct 5, 2026.
  13. 13.Florida Office of Insurance Regulation, Uniform Mitigation Verification Inspection Form OIR-B1-1802 (Rev. 04/26). Read Oct 4, 2026.
  14. 14.OIR form. Read Oct 4, 2026.
  15. 15.OIR form Rev. 01/12 and 04/26. Read Oct 4, 2026.
  16. 16.Insp4pt 03 25. Read Oct 4, 2026.
  17. 17.Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17). Read Oct 4, 2026.
  18. 18.Citizens Property Insurance Corporation. Read Oct 5, 2026.
  19. 19.National Roofing Contractors Association. Read Oct 5, 2026.
  20. 20.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25003, via Census Reporter API (release acs2024_5yr), U.S. Census Bureau. Read Oct 5, 2026.
  21. 21.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API (release acs2024_5yr), U.S. Census Bureau. Read Oct 5, 2026.
  22. 22.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API (release acs2024_5yr), U.S. Census Bureau. Read Oct 5, 2026.
  23. 23.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API (release acs2024_5yr), U.S. Census Bureau. Read Oct 5, 2026.
  24. 24.City of Newberry Building Department, official page, City of Newberry. Read Oct 5, 2026.
  25. 25.NHC TCR AL042024; NWS Jacksonville, County Impacts narratives (Post Tropical Cyclone Report); FEMA OpenFEMA DisasterDeclarationsSummaries v2 (designatedArea = county), NOAA National Hurricane Center. Read Oct 5, 2026.
  26. 26.NWS Jacksonville, County Impacts narratives (Post Tropical Cyclone Report); FEMA OpenFEMA DisasterDeclarationsSummaries v2 (designatedArea = county), National Weather Service Jacksonville. Read Oct 5, 2026.
  27. 27.NWS Jacksonville, County Impacts narratives (Post Tropical Cyclone Report); FEMA OpenFEMA DisasterDeclarationsSummaries v2 (designatedArea = county), National Weather Service Jacksonville. Read Oct 5, 2026.
  28. 28.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API (release acs2024_5yr), U.S. Census Bureau. Read Oct 5, 2026.
  29. 29.U.S. Census Bureau, Vintage 2025 city and town population estimates (sub-est2025_12.csv: ESTIMATESBASE2020, POPESTIMATE2025), U.S. Census Bureau. Read Oct 5, 2026.
  30. 30.National Park Service NPGallery NRHP record (listing date from Wikipedia county NRHP list), National Park Service. Read Oct 5, 2026.
  31. 31.NOAA NCEI Storm Events Database, event 1199207 (Tropical Storm, 2024-08-04, zone/county WESTERN ALACHUA), bulk details file, NOAA National Centers for Environmental Information. Read Oct 5, 2026.
  32. 32.NWS Jacksonville, County Impacts narratives (Post Tropical Cyclone Report), National Weather Service Jacksonville. Read Oct 5, 2026.
  33. 33.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API (release acs2024_5yr), U.S. Census Bureau. Read Oct 5, 2026.
  34. 34.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API (release acs2024_5yr), U.S. Census Bureau. Read Oct 5, 2026.
  35. 35.Alachua County Growth Management - Building Division, official page, Alachua County. Read Oct 5, 2026.
  36. 36.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API (release acs2024_5yr), U.S. Census Bureau. Read Oct 5, 2026.
  37. 37.U.S. Census Bureau, 2020 Census counts (POP100/HU100) and 2020 TIGER land/water area, via TIGERweb tigerWMS_Census2020 layer 26 (2020 Census count), U.S. Census Bureau. Read Oct 5, 2026.
  38. 38.Florida Building Commission, "Florida Building Code Effective Dates". Read Oct 5, 2026.
  39. 39.FBCR Ch. 9, Florida Building Commission (code text via viewer). Read Oct 4, 2026.
  40. 40.Florida Statutes, section 553.844 (2026), Florida Building Commission (code text via viewer). Read Oct 5, 2026.
  41. 41.FBC-B 2023 Ch. 1, Florida Building Commission (code text via viewer). Read Oct 5, 2026.

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Roof inspections in Newberry

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