Skip to content

Alachua County ยท Town

Roofing in LaCrosse, Florida

LaCrosse is a small town in Alachua County with a founding date of 1897, according to its own website. The 2020 Census counted 316 people and 129 housing units across about 4.62 square miles. That mix means many roofs here are on homes that are not new, and the rules for replacing them depend on the home's age and type. Start with the house's age, then check the rules for your roof.

Request a quote407-242-2840

Updated October 2026

Tree-lined road with a green road sign, street lamp and a Florida route 121 north marker.
Photo: FL121nRoadSign-LaCrosse tree-lined town road by formulanone from Huntsville, CC BY-SA 2.0, cropped

At a glance

LaCrosse homes at a glance

People (2020 Census)
316
Median year homes were built
2004
Share of homes built before 1980
17.9%
Share of homes built 2010 or later
26.8%
Owner-occupied share of occupied homes
93.6%

Census figures; each one is listed in the sources at the end of this page.

Housing age

Roof age and home age in LaCrosse

The median year homes were built here is 2004, with a margin of error of plus or minus 6 years. That suggests many roofs were installed in the early 2000s, so a number of them are now past 20 years old. Only 17.9 percent of homes were built before 1980, so very old original roofs are less common in this town than the town's founding date might suggest.

Roof age matters to your insurer. For a shingle roof more than 25 years old, Citizens Property Insurance will want paperwork showing at least five years of useful life still left on it. A tile, slate, clay, concrete or metal roof must be over 50 years old before that request applies. Check your roof's install date and your policy before you assume a request will or will not come.

Home types

Mobile homes and newer homes in LaCrosse

About 19.6 percent of housing units here are mobile homes. Roofs on manufactured homes can be a different build from a site-built house, so check the home's data plate and the date of manufacture before choosing materials. A home built before March 1, 2002 falls under the Standard Building Code rather than the Florida Building Code, which can change how a relocated or older unit is judged.

About 26.8 percent of homes here were built in 2010 or later. Those roofs are the newest in town and should be recorded with their install date for any future insurance or resale paperwork.

Permits and code

How the 25 percent roof rule and permit requirements apply in LaCrosse

Florida's 25 percent rule limits how much of an existing roof can be repaired, replaced or recovered in any 12-month period without bringing the whole roof system up to current code. Local building officials enforce this. Ask the Alachua County building office, or the building office of the jurisdiction that covers your address, before work starts.

A permit has time limits. Work must start within 6 months of issue, and an inactive permit can lapse. Confirm the current edition of the code that applies to your project, since the 2023 Florida Building Code took effect December 31, 2023 and the 2026 edition applies to applications filed on or after December 31, 2026.

Storms and rain

Storms and rain that reach LaCrosse

The county has no coastline, and NWS splits it only into Eastern and Western Alachua forecast zones. Its storm history is mostly wind. Hurricane Irma in 2017 brought countywide wind damage and trees on homes, and Hurricane Hermine in 2016 left 36 trees down and 5 homes damaged in the county, according to the county emergency management report.

Rain is a larger concern. Gainesville averages 48.31 inches of precipitation a year, and NOAA Atlas 14 puts a 1-hour rain in a 10-year storm at 2.81 inches an hour. By our arithmetic, a 24-hour storm in a 10-year event could drop 5.99 inches, so gutters and roof drainage should be checked after heavy rain.

Local record

On record for LaCrosse

  • Town site self-description: "where rural culture, agriculture, & community thrive. Est. 1897.".

Services

Roofing services in LaCrosse

Questions

LaCrosse roofing questions

What is the 15 year roof rule in Florida?

The 15 year roof rule is Fla. Stat. 627.7011(5), and it limits what an insurer can do about an older roof. Your insurer cannot decline to issue or renew your homeowner's policy based only on the roof being under 15 years old. When your roof is 15 years or older, the insurer has to allow an authorized inspector to examine it, with you covering the cost. It cannot refuse or non-renew you based only on roof age if that inspection finds at least 5 years of useful life remaining. With 129 housing units in town, each owner should ask their insurer how this applies to their own policy.

Source: Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17), read Oct 4, 2026

Related: Roof replacement

What is the new law in Florida about roofs?

The main code change to watch is the 2023 Florida Building Code, Eighth Edition, which took effect December 31, 2023. The Ninth Edition, from 2026, becomes effective December 31, 2026, and applies to permit applications submitted on or after that date. Confirm with the building office which edition applies to your project before you file.

Source: FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, read Oct 5, 2026

Related: Roof replacement

How old are most homes in LaCrosse?

The median year homes were built in LaCrosse is 2004, with a margin of error of plus or minus 6 years, according to the American Community Survey 2024 five-year estimates. About 17.9 percent of homes were built before 1980, and about 26.8 percent were built in 2010 or later. Roof age usually follows the home's build year, so check your install date.

Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API (release acs2024_5yr), read Oct 5, 2026

Related: Roof inspections

Are there mobile homes in LaCrosse?

Yes. About 19.6 percent of housing units in LaCrosse are mobile homes, according to the American Community Survey 2024 five-year estimates.

Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API (release acs2024_5yr), read Oct 5, 2026

Related: Roof replacement

Does LaCrosse get hurricanes and heavy rain?

The county has no coastline, and its storm history is mostly wind. Hurricane Irma in 2017 brought countywide wind damage, and Hurricane Hermine in 2016 left 36 trees down and 5 homes damaged in the county. Gainesville averages 48.31 inches of rain a year, so drainage and gutters matter here too.

Source: NOAA NCEI Storm Events bulk files 2016-2025 (operator count), read Oct 5, 2026

Related: Roof repair

Nearby

Near LaCrosse

Alachua CountyOur 20 counties

Alachua County

More in Alachua County

Sources for this page(36)
  1. 1.Median year homes were built: 2004. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API (release acs2024_5yr). Read Oct 5, 2026.
  2. 2.Share of homes built before 1980: 17.9%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API (release acs2024_5yr). Read Oct 5, 2026.
  3. 3.Town of LaCrosse website meta description (read via WebFetch). Read Oct 5, 2026.
  4. 4.Mobile homes, share of housing units: 19.6%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API (release acs2024_5yr). Read Oct 5, 2026.
  5. 5.Share of homes built 2010 or later: 26.8%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API (release acs2024_5yr). Read Oct 5, 2026.
  6. 6.Median age: 26.8. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B01002, via Census Reporter API (release acs2024_5yr). Read Oct 5, 2026.
  7. 7.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API (release acs2024_5yr). Read Oct 5, 2026.
  8. 8.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API (release acs2024_5yr). Read Oct 5, 2026.
  9. 9.Hurricane Hermine (2016). NOAA NCEI Storm Events Database, event 657954 (Tropical Storm, 2016-09-02, zone/county ALACHUA), bulk details file; FEMA OpenFEMA DisasterDeclarationsSummaries v2 (designatedArea = county). Read Oct 5, 2026.
  10. 10.Hurricane Irma (2017). NOAA NCEI Storm Events Database, event 720358 (Tropical Storm, 2017-09-10, zone/county ALACHUA), bulk details file; NHC TCR AL112017; FEMA OpenFEMA DisasterDeclarationsSummaries v2 (designatedArea = county). Read Oct 5, 2026.
  11. 11.Hurricane Ian (2022). NOAA NCEI Storm Events Database, event 1051050 (Tropical Storm, 2022-09-29, zone/county EASTERN ALACHUA), bulk details file; FEMA OpenFEMA DisasterDeclarationsSummaries v2 (designatedArea = county). Read Oct 5, 2026.
  12. 12.NOAA NCEI Storm Events bulk files 2016-2025 (operator count). Read Oct 5, 2026.
  13. 13.NOAA NCEI Storm Events bulk files 2016-2025 (CZ_NAME values for Alachua). Read Oct 5, 2026.
  14. 14.NOAA NCEI Storm Events Database bulk details files 2016-2025 (operator count by BEGIN_LOCATION; event ids: 1032068, 1032070). Read Oct 5, 2026.
  15. 15.NOAA NCEI U.S. Climate Normals 1991-2020 (annual/seasonal), station USW00012816. Read Oct 5, 2026.
  16. 16.People (2020 Census): 316. U.S. Census Bureau, 2020 Census counts (POP100/HU100) and 2020 TIGER land/water area, via TIGERweb tigerWMS_Census2020 layer 26 (2020 Census count). Read Oct 5, 2026.
  17. 17.Housing units (2020 Census): 129. U.S. Census Bureau, 2020 Census counts (POP100/HU100) and 2020 TIGER land/water area, via TIGERweb tigerWMS_Census2020 layer 26 (HU100). Read Oct 5, 2026.
  18. 18.Land area: 4.62 sq mi. U.S. Census Bureau, 2020 Census counts (POP100/HU100) and 2020 TIGER land/water area, via TIGERweb tigerWMS_Census2020 layer 26. Read Oct 5, 2026.
  19. 19.Water share of total area: 4.62 sq mi land, 0.07 sq mi water (water = 1.5% of total area). U.S. Census Bureau, 2020 Census counts (POP100/HU100) and 2020 TIGER land/water area, via TIGERweb tigerWMS_Census2020 layer 26. Read Oct 5, 2026.
  20. 20.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25003, via Census Reporter API (release acs2024_5yr). Read Oct 5, 2026.
  21. 21.Owner-occupied share of occupied homes: 93.6% (44 of 47 occupied units). U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25003, via Census Reporter API (release acs2024_5yr). Read Oct 5, 2026.
  22. 22.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API (release acs2024_5yr), U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  23. 23.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API (release acs2024_5yr), U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  24. 24.Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17), Citizens Property Insurance. Read Oct 4, 2026.
  25. 25.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API (release acs2024_5yr), U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  26. 26.2023 Florida Building Code, Building, 8th ed., Chapter 1 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
  27. 27.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B01002, via Census Reporter API (release acs2024_5yr), U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  28. 28.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
  29. 29.NOAA NCEI Storm Events Database, event 657954 (Tropical Storm, 2016-09-02, zone/county ALACHUA), bulk details file; FEMA OpenFEMA DisasterDeclarationsSummaries v2 (designatedArea = county), NOAA National Centers for Environmental Information. Read Oct 5, 2026.
  30. 30.NOAA NCEI Storm Events Database, event 720358 (Tropical Storm, 2017-09-10, zone/county ALACHUA), bulk details file; NHC TCR AL112017; FEMA OpenFEMA DisasterDeclarationsSummaries v2 (designatedArea = county), NOAA National Centers for Environmental Information. Read Oct 5, 2026.
  31. 31.NOAA NCEI Storm Events Database, event 1051050 (Tropical Storm, 2022-09-29, zone/county EASTERN ALACHUA), bulk details file; FEMA OpenFEMA DisasterDeclarationsSummaries v2 (designatedArea = county), NOAA National Centers for Environmental Information. Read Oct 5, 2026.
  32. 32.FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, floridaroof.com. Read Oct 5, 2026.
  33. 33.Miami-Dade County RER notice, Miami. Read Oct 5, 2026.
  34. 34.NOAA Atlas 14 Volume 9 version 2, partial-duration intensity estimates at the LaCrosse 2020 Census internal point (29.8501, -82.4026), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
  35. 35.NOAA Atlas 14 Volume 9 version 2, partial-duration 24-hour depth estimates at the LaCrosse 2020 Census internal point (29.8501, -82.4026), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
  36. 36.U.S. Census Bureau, 2020 Census counts (POP100/HU100) and 2020 TIGER land/water area, via TIGERweb tigerWMS_Census2020 layer 26, U.S. Census Bureau. Read Oct 5, 2026.

South Fork Roofing

Roofing in LaCrosse: tell us about yours.

Answer a few questions about your roof, or call.

Request a quote407-242-2840
CallGet a quote