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Inspections ยท Tequesta

Roof inspections in Tequesta, FL

Mobile homes make up 0 percent of Tequesta's housing units, so the roofs you are checking sit on site-built houses and condos that follow the Florida Building Code. Most of those homes are older than the county's. A roof inspection here usually answers one question: how much life is left.

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Updated October 2026

Waves breaking over craggy limestone rocks on a sandy beach under blue sky.
Top-down drone view of a gray-blend shingle roof with ridges, valleys and roof vents, lawn on both sides and a white fence at the left edge.Our work
Photo: CCPbeach limestone rocks and surf by Anonymouskc, CC BY-SA 4.0, cropped

Tequesta figures this page uses

Median year homes were built
1977
Share of homes built before 1980
59.2%
Owner-occupied share of occupied homes
80.2%
Residents 65 and older
31.1%

Housing age

How old are Tequesta roofs?

The median Tequesta home was built in 1977, while the Palm Beach County median is 1986. About 59.2 percent of village homes predate 1980. That suggests many original roofs were replaced long ago, and some replacements are likely past 15 years as well.

Owners live in 80.2 percent of occupied homes, and 31.1 percent of residents are 65 or older. Another 12.9 percent of units are held for seasonal use. A vacant house can leak for weeks before anyone sees it, so a checkup before you leave for the summer is a reasonable habit.

15-year rule

The 15-year rule and the 4-point roof section for Tequesta homes

Fla. Stat. 627.7011(5) bars a refusal or non-renewal based only on a roof under 15 years old. After year 15, your insurer must allow an authorized inspector you hire, paid by you, to look at the roof first. With 5 or more years of useful life shown, roof age alone cannot be the reason to drop you. A Tequesta roof from the 1990s may already be in that window.

The roof section of the 4-point form records the covering material, roof age, remaining useful life, date of the last roofing permit, overall condition and a damage list. Citizens requires that form for properties over 20 years old, which describes much of Tequesta. How your own policy handles it is something your insurer or agent can explain.

For shingle roofs, Citizens asks for documented remaining life once the roof passes 25 years. For tile, slate, concrete or metal, that line is 50 years.

Inspection basics

Items the inspector examines, plus some good times to schedule

  • Cracking, curling, granule loss, exposed felt and missing or loose tabs or tiles
  • Damp or soft decking, plus stains on attic wood and interior ceilings
  • Permit history, covering type and remaining useful life

Order one before you buy, before you list, when your insurer sends a roof-age letter, or after a storm. Palm Beach County sits outside the High Velocity Hurricane Zone, but Irma in 2017 put 2-4 feet of surge over ground along the county's coast. For permits on any repair that follows, contact the Village of Tequesta Building Department.

The 25 percent rule matters if an inspection finds repairs. If a roof was built or redone under the 2007 Florida Building Code or later, only the repaired part must meet current code. Otherwise, repairing more than 25 percent of a roof section in 12 months can require replacing the whole section.

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Questions

Roof inspections in Tequesta: questions

Do I need a roof inspection to keep my Tequesta homeowner's policy?

Not automatically. For a roof 15 years or older, Fla. Stat. 627.7011(5) says your insurer must let you hire an authorized inspector at your own expense. If the inspector finds 5 or more years of useful life, the insurer cannot refuse or non-renew solely for age. With 59.2 percent of Tequesta homes built before 1980, many owners will meet this line. Your insurer or agent is the one to ask about what your policy requires.

Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API, read Oct 5, 2026

Related: Roof inspections

Who can sign a roof inspection for my insurer in Tequesta?

Florida lists several kinds of inspector: a home inspector, a building code inspector, a general, building, residential or roofing contractor, a professional engineer or an architect. Your insurer must also accept the person, and it can recognize others. Tequesta's median home dates to 1977, so an older roof may need a report your insurer will read closely. Confirm the choice with your insurer before you hire.

Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API, read Oct 5, 2026

Related: Roof inspections

What does the roof section of a 4-point inspection record?

The report notes the roof covering, its age, the useful life remaining, when the last roofing permit was pulled, whether the work was a full or partial replacement, general condition and any damage. Once a property passes the 20-year mark, Citizens requires a 4-point inspection. Tequesta's median home dates to 1977, so many owners here will see this form at some point.

Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API, read Oct 5, 2026

Related: Roof inspections

Should I get my Tequesta roof inspected before buying or selling?

Yes, it is worth doing. About 59.2 percent of Tequesta homes were built before 1980, so roof age is a common question in a sale. A report listing the covering, remaining life and any damage gives both sides facts before closing. For a roof 15 years or older, a buyer's insurer must let the homeowner have an authorized inspector check the roof at the homeowner's expense, and it may not refuse or non-renew solely for age if the inspection shows 5 years or more of useful life remaining, so a written inspection can prevent delays.

Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API, read Oct 5, 2026

Related: Roof inspections

Nearby

Roof inspections near Tequesta

Sources for this page(34)
  1. 1.Median year homes were built: 1977. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
  2. 2.Share of homes built before 1980: 59.2%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
  3. 3.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
  4. 4.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, B25034, B25024, via Census Reporter API. Read Oct 5, 2026.
  5. 5.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25004, via Census Reporter API. Read Oct 5, 2026.
  6. 6.Hurricane Matthew (2016). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Matthew (AL142016). Read Oct 5, 2026.
  7. 7.Hurricane Dorian (2019). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Dorian (AL052019). Read Oct 5, 2026.
  8. 8.Florida Building Commission, 'Setting New Standards for Safety: The Florida Building Code' (2004 publication; wind-speed figures in it are outdated and not used). Read Oct 5, 2026.
  9. 9.Owner-occupied share of occupied homes: 80.2% (2,242 of 2,795). U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25003, via Census Reporter API. Read Oct 5, 2026.
  10. 10.Residents 65 and older: 31.1%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B01001, via Census Reporter API. Read Oct 5, 2026.
  11. 11.Seasonal, recreational or occasional-use homes (share of all units): 12.9%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25004, via Census Reporter API. Read Oct 5, 2026.
  12. 12.Hurricane Irma (2017). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma (AL112017). Read Oct 5, 2026.
  13. 13.Permit office: Village of Tequesta - Building Department. Village of Tequesta - Building Department. Read Oct 10, 2026.
  14. 14.Mobile homes, share of housing units: 0%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
  15. 15.Florida Statutes, section 627.7011 (2026). Read Oct 4, 2026.
  16. 16.Insp4pt 03 25. Read Oct 4, 2026.
  17. 17.Citizens Property Insurance Corporation. Read Oct 4, 2026.
  18. 18.Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17). Read Oct 4, 2026.
  19. 19.Citizens 4-Point Inspection Form, Sample Form Insp4pt 03 25. Read Oct 4, 2026.
  20. 20.Citizens Property Insurance Corporation. Read Oct 5, 2026.
  21. 21.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription). Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7).
  22. 22.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API, U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  23. 23.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Matthew (AL142016), NOAA National Hurricane Center. Read Oct 5, 2026.
  24. 24.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Dorian (AL052019), NOAA National Hurricane Center. Read Oct 5, 2026.
  25. 25.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma (AL112017), NOAA National Hurricane Center. Read Oct 5, 2026.
  26. 26.Village of Tequesta - Building Department, Village of Tequesta. Read Oct 5, 2026.
  27. 27.FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, floridaroof.com. Read Oct 5, 2026.
  28. 28.Miami-Dade County RER notice, Miami. Read Oct 5, 2026.
  29. 29.NOAA National Hurricane Center, Tropical Cyclone Climatology, NOAA National Hurricane Center. Read Oct 5, 2026.
  30. 30.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service), NOAA National Centers for Environmental Information. Read Oct 5, 2026.
  31. 31.NOAA Atlas 14 Volume 9 version 2, partial-duration intensity estimates at the Tequesta 2020 Census internal point (26.9649, -80.1132), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
  32. 32.Wikipedia, 'Tequesta, Florida' (revision 1375551394), Wikipedia. Read Oct 5, 2026.
  33. 33.Wikipedia, 'List of municipalities in Florida', Wikipedia. Read Oct 5, 2026.
  34. 34.NOAA Atlas 14 Volume 9 version 2, partial-duration 24-hour depth estimates at the Tequesta 2020 Census internal point (26.9649, -80.1132), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.

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Roof inspections in Tequesta

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