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Roof replacement in University (Orange County), FL

Most University homes date from a median build year of 1994, according to the Census Bureau's 2020-2024 survey. Many of those homes still carry their original roof or one installed decades ago. That age shapes what a re-roof here involves, from the permit to the inspections.

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Updated October 2026

Drone view looking down on a gray-blend shingle roof with two front gables, a debris container and a pickup in the driveway beyond.

University figures this page uses

Median year homes were built
1994
Share of homes built before 1980
14.3%
Owner-occupied share of occupied homes
37.4%
Single-family detached share of housing units
35.9%

Roof age

Housing age and what it means for roofs in University

Only 14.3 percent of University's homes were built before 1980, but the median build year of 1994 suggests many roofs installed then are now nearing the end of their useful life. Fewer homes here are very old, yet most are old enough that a full replacement is a realistic question.

The county has more pre-1980 housing than University does, at 26.1 percent. University's share is about half that of the county, so its roofs are generally newer than the countywide stock.

Permits and rules

What a re-roof in University triggers

Roof permits in University are issued by the Orange County Division of Building Safety, not by a city office. Permit paperwork and inspection bookings are filed online through the county's Fast Track system.

Under the 25 percent rule, if you repair or replace more than a quarter of the roof within any 12-month period, the entire roof covering must be brought up to code. An exception applies when the existing roof was built or repaired to the 2007 Florida Building Code or later, in which case only the replaced portion must meet the current code.

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Questions

Roof replacement in University: questions

What is the 15 year roof rule in Florida?

Florida law says an insurer may not refuse to issue or renew a homeowner's policy solely because the roof is less than 15 years old (Fla. Stat. 627.7011(5)). If your roof is 15 years old or more, you have the right to request an inspection by an authorized inspector, paid for by you. An insurer cannot turn down or decline to renew your policy based only on the roof's age when that inspection shows at least 5 years of useful life remaining. Only 35.9 percent of housing units in University are single-family detached, so many homeowners here may be dealing with other roof types too. Check with your insurer or agent before deciding anything about coverage.

Source: Florida Statutes, section 627.7011 (2026), read Oct 4, 2026

Related: Roof replacement

What is the 25% roof rule in Florida?

The 25 percent rule says that if more than a quarter of a roof is repaired, replaced or recovered within any 12-month period, the entire roof covering must meet current code. A roof built or repaired to the 2007 Florida Building Code or later gets an exception, so only the replaced part must meet code. Confirm your roof's history with the Orange County Division of Building Safety.

Source: 2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), read Oct 5, 2026

Related: Roof replacement

Who issues roof permits in University, FL?

University is unincorporated, so the Orange County Division of Building Safety issues roof permits. All new permit applications and inspection requests are submitted online through the county's Fast Track portal. The division enforces the Florida Building Code and county construction rules, so start there before work begins.

Source: Orange County Division of Building Safety, read Oct 5, 2026

Related: Roof replacement

How many homes in University are owner-occupied?

About 37.4 percent of occupied homes in University are owner-occupied, according to the 2020-2024 American Community Survey. The rest are rented. Owners decide on roof work directly, while renters usually need the property owner's approval before a roof is replaced.

Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API, read Oct 5, 2026

Related: Roof replacement

Nearby

Roof replacement near University

Sources for this page(27)
  1. 1.Median year homes were built: 1994. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API. Read Oct 5, 2026.
  2. 2.Share of homes built before 1980: 14.3%. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API. Read Oct 5, 2026.
  3. 3.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API, table B25035. Read Oct 5, 2026.
  4. 4.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API, table B25034. Read Oct 5, 2026.
  5. 5.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API, tables B25034/B25035. Read Oct 5, 2026.
  6. 6.Permit office: Orange County Division of Building Safety. Orange County Division of Building Safety. Read Oct 10, 2026.
  7. 7.Orange County Government, Division of Building Safety. Read Oct 5, 2026.
  8. 8.Owner-occupied share of occupied homes: 37.4%. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API. Read Oct 5, 2026.
  9. 9.Single-family detached share of housing units: 35.9%. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API. Read Oct 5, 2026.
  10. 10.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription). Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7).
  11. 11.Florida Statutes, section 553.844 (2026). Read Oct 5, 2026.
  12. 12.2023 Florida Building Code, Building, 8th ed., Chapter 1 (UpCodes viewer, unofficial transcription). Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7). Source URL inherited from C-3 (the research cites it "as C-3").
  13. 13.Florida Statutes, section 627.7011 (2026). Read Oct 4, 2026.
  14. 14.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API, U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  15. 15.Orange County Division of Building Safety, ocfl.net. Read Oct 5, 2026.
  16. 16.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API, table B25024, U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  17. 17.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API, table B25024, U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  18. 18.Florida Statutes, section 713.135 (2026), Florida Legislature. Read Oct 5, 2026.
  19. 19.FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, floridaroof.com. Read Oct 5, 2026.
  20. 20.Miami-Dade County RER notice, Miami. Read Oct 5, 2026.
  21. 21.NOAA NCEI, U.S. Climate Normals 1991-2020 (annual/seasonal), access-data API, NOAA National Centers for Environmental Information. Read Oct 5, 2026.
  22. 22.NWS Melbourne, Post Tropical Cyclone Report: Hurricane Matthew (2016), National Weather Service. Read Oct 5, 2026.
  23. 23.NWS Melbourne, Post Tropical Cyclone Report: Hurricane Irma (2017), National Weather Service. Read Oct 5, 2026.
  24. 24.NOAA Atlas 14 Volume 9 version 2, partial-duration intensity estimates at the University 2020 Census internal point (28.5890, -81.1975), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
  25. 25.NOAA Atlas 14 Volume 9 version 2, partial-duration 24-hour depth estimates at the University 2020 Census internal point (28.5890, -81.1975), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
  26. 26.NWS Melbourne, Lightning Information Center, National Weather Service. Read Oct 5, 2026.
  27. 27.NWS Melbourne, Post Tropical Cyclone Report: Hurricane Ian (2022), National Weather Service. Read Oct 5, 2026.

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Roof replacement in University

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