Skip to content

Inspections ยท Edgewood

Roof inspections in Edgewood, FL

Edgewood has 0 percent mobile homes, so every roof here falls under the Florida Building Code and the usual insurer roof forms. Housing is also older than the rest of Orange County: 57 percent of units were built before 1980. That suggests many original roofs were replaced long ago, and some are due for a look.

Request a quote407-242-2840

Updated October 2026

Top-down drone view of a gray-blend shingle roof with ridges, valleys and roof vents, lawn on both sides and a white fence at the left edge.

Edgewood figures this page uses

Median year homes were built
1978
Owner-occupied share of occupied homes
76.9%
Mobile homes, share of housing units
0%
Share of homes built before 1980
57%

Housing age

What is the typical age of a roof in Edgewood, and what does that change for you

Homes in Edgewood were built in 1978 at the median. Countywide, the median is 1994. Housing built before 1980 makes up 57.0 percent of Edgewood units, against 26.1 percent across Orange County. Knowing the year a house went up will not tell you how old the roof on it is. Many of these homes are likely on their second or third roof, and you can only learn the age from permit records or a look at the roof.

Age matters because of one Florida rule. Once a roof is 15 years old, your insurer must let you hire an authorized inspector, at your own expense, before it requires replacement. Should that inspection find 5 or more years of useful life remaining, your insurer may not deny or non-renew coverage on the basis of roof age alone.

With 76.9 percent of Edgewood homes owner-occupied, most roof decisions here belong to the person living under it. For the specific requirements in your own policy, ask your insurer or agent.

Inspection scope

What a roof inspection actually checks

The roof section of the 4-point form records the covering material, roof age, remaining useful life, the date of the last roofing permit, whether the roof was fully or partly replaced, and overall condition. Citizens requires a 4-point inspection for properties more than 20 years old, which describes much of Edgewood's older housing.

  • Cracking, curling or cupping of shingles
  • Shingles shedding granules heavily, with bare asphalt or felt showing through
  • Missing, loose or cracked tabs or tiles
  • Soft spots in the decking
  • Leaks you can see in the attic or on ceilings inside the house

The wind mitigation inspection is its own form, separate from a roof inspection. It covers items you cannot see from the ground, such as roof deck attachment, roof-to-wall connections and any sealed roof deck. Each is photographed in the attic.

Timing

When to order an inspection in Edgewood

Order one when you buy or sell, since a roof condition report settles arguments before closing. Book one once your insurer mails you a letter about the age of your roof. On shingle roofs older than 25 years, Citizens wants documentation showing at least five years of remaining life.

Order one after a storm too. Hurricane Irma put gusts near 69 knots at Orlando International in 2017. Your insurer must receive notice of a claim within 1 year of the date of loss, so act promptly. What your policy covers is determined by your insurer or agent.

If repairs follow, permits start with the City of Edgewood, which has partnered with the Orange County Building Department. Confirm the current process with the city building office. Ordering the inspection itself does not require a permit.

Request a roof inspection

Questions

Roof inspections in Edgewood: questions

How old does an Edgewood roof need to be before my insurer asks about it?

The rule starts at 15 years. A roof under 15 years old cannot be the sole reason an insurer declines to issue or renew a homeowner's policy. Once the roof reaches 15 years, you can hire an authorized inspector to examine it, and you pay for that yourself. If it shows 5 or more years of useful life left, the insurer may not non-renew solely for age. With 57 percent of Edgewood housing built before 1980, this applies to many homes.

Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API, table B25034, read Oct 5, 2026

Related: Roof inspections

Who can sign a roof inspection for my insurer?

The insurer must approve the inspector. Under the statute that can be a licensed home inspector, a building code inspector, a licensed general, building, residential or roofing contractor, an engineer, an architect, or anyone else the insurer recognizes as qualified. For the Citizens roof form, a contractor, building code inspector or Florida-licensed home inspector must sign, with photos of each roof slope. Because the median home here was built in 1978, many roofs have been replaced at least once, so have your inspector note the roof's age and any prior work. Ask your insurer which inspector types it accepts before you book anyone.

Source: Florida Statutes, section 627.7011 (2026), read Oct 5, 2026

Related: Roof inspections

Is a wind mitigation inspection the same as a roof inspection?

No. A roof inspection covers condition and remaining life. A wind mitigation inspection uses form OIR-B1-1802, effective April 1, 2026, and records building code era, roof deck attachment, roof-to-wall connections and opening protection. As long as nothing material changes, the form remains valid for up to five years. Edgewood's median build year of 1978 suggests many homes have older construction details worth documenting.

Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API, table B25035, read Oct 5, 2026

Related: Roof inspections

Can a roofer tell me what my policy covers after a storm?

No. Florida Statute 489.147 bars a roofing contractor from advising on coverage or adjusting a claim without a public adjuster license. Offering anything of value in exchange for a roof inspection or a claim is also off limits for a contractor. Check coverage with your insurer or agent before signing any roof contract. The contract itself must carry a bold notice saying so. After Hurricane Irma in 2017, Orange County homeowners had to make these calls.

Source: NWS Melbourne, Post Tropical Cyclone Report: Hurricane Irma (2017), read Oct 5, 2026

Related: Roof inspections

Nearby

Roof inspections near Edgewood

Sources for this page(35)
  1. 1.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API, table B25035. Read Oct 5, 2026.
  2. 2.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API, table B25034. Read Oct 5, 2026.
  3. 3.U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API, tables B25034/B25035. Read Oct 5, 2026.
  4. 4.Median year homes were built: 1978. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API. Read Oct 5, 2026.
  5. 5.Owner-occupied share of occupied homes: 76.9%. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API. Read Oct 5, 2026.
  6. 6.Hurricane Irma (2017). NWS Melbourne, Post Tropical Cyclone Report: Hurricane Irma (2017). Read Oct 5, 2026.
  7. 7.Hurricane Matthew (2016). NWS Melbourne, Post Tropical Cyclone Report: Hurricane Matthew (2016). Read Oct 5, 2026.
  8. 8.City of Edgewood, Building & Permitting. Read Oct 5, 2026.
  9. 9.Permit office: City of Edgewood Building & Permitting (partnered with the Orange County Building Department). City of Edgewood Building & Permitting (partnered with the Orange County Building Department). Read Oct 10, 2026.
  10. 10.Orange County Government, Division of Building Safety. Read Oct 5, 2026.
  11. 11.Mobile homes, share of housing units: 0%. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API. Read Oct 5, 2026.
  12. 12.Share of homes built before 1980: 57%. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (acs2024_5yr), via Census Reporter API. Read Oct 5, 2026.
  13. 13.Florida Statutes, section 627.7011 (2026). Read Oct 4, 2026.
  14. 14.Insp4pt 03 25. Read Oct 4, 2026.
  15. 15.Citizens Property Insurance Corporation. Read Oct 4, 2026.
  16. 16.Citizens 4-Point Inspection Form, Sample Form Insp4pt 03 25. Read Oct 4, 2026.
  17. 17.OIR form. Read Oct 4, 2026.
  18. 18.Citizens Property Insurance Corporation. Read Oct 5, 2026.
  19. 19.Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17). Read Oct 4, 2026.
  20. 20.Florida Statutes, section 627.70132 (2026). Read Oct 4, 2026.
  21. 21.Citizens Property Insurance Corporation. Read Oct 5, 2026.
  22. 22.Florida Office of Insurance Regulation, Uniform Mitigation Verification Inspection Form OIR-B1-1802 (Rev. 04/26). Read Oct 4, 2026.
  23. 23.Florida Statutes, section 489.147 (2026). Read Oct 4, 2026.
  24. 24.NWS Melbourne, Post Tropical Cyclone Report: Hurricane Irma (2017), National Weather Service. Read Oct 5, 2026.
  25. 25.NWS Melbourne, Post Tropical Cyclone Report: Hurricane Matthew (2016), National Weather Service. Read Oct 5, 2026.
  26. 26.City of Edgewood Building & Permitting (partnered with the Orange County Building Department), City of Edgewood Building & Permitting. Read Oct 5, 2026.
  27. 27.Fla. Stat. 489.147-, Florida Legislature. Read Oct 4, 2026.
  28. 28.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
  29. 29.2023 Florida Building Code, Building, 8th ed., Chapter 1 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
  30. 30.NOAA NCEI, U.S. Climate Normals 1991-2020 (annual/seasonal), access-data API, NOAA National Centers for Environmental Information. Read Oct 5, 2026.
  31. 31.NOAA Atlas 14 Volume 9 version 2, partial-duration intensity estimates at the Edgewood 2020 Census internal point (28.4815, -81.3701), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
  32. 32.NOAA Atlas 14 Volume 9 version 2, partial-duration 24-hour depth estimates at the Edgewood 2020 Census internal point (28.4815, -81.3701), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
  33. 33.U.S. Census Bureau, 2020 Census (TIGERweb tigerWMS_Census2020 MapServer: POP100, HU100, AREALAND, AREAWATER), U.S. Census Bureau. Read Oct 5, 2026.
  34. 34.U.S. Census Bureau, 2020 Census (TIGERweb tigerWMS_Census2020 MapServer: POP100, HU100, AREALAND, AREAWATER), U.S. Census Bureau. Read Oct 5, 2026.
  35. 35.Florida Statutes, section 489.113 (2026), Florida Legislature. Read Oct 5, 2026.

South Fork Roofing

Roof inspections in Edgewood

Answer a few questions about the job, or call.

Request a quote407-242-2840
CallGet a quote