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Gutters · Temple Terrace

Gutters in Temple Terrace, FL

Temple Terrace sees rain at 9.71 inches an hour for five minutes in a 10-year storm, and Hillsborough County's 49.48 inches a year add up behind it. Gutters sized for lighter rain overflow in the first minutes of a summer storm, and the water runs down the fascia and into the soffit.

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Updated October 2026

A tall white tower with a red-roofed cupola stands beside a divided road lined with palm trees.
Drone view of a single-story home with a brown-gray shingle roof and box vents under large oak trees, a metal carport roof in the corner and a street behind.Our work
Photo: New Temple Terrace entry tower, 56th Street by Tlalock446, CC BY-SA 3.0, cropped

Sizing for local rain

Sizing gutters for Temple Terrace downpours

The 9.71 inch figure is a short burst, and it matters more than the daily total. A 10-year storm here drops 2.94 inches in one hour and 6.5 inches in 24 hours. Gutters are judged on the fast peak, so the five-minute number governs the design more than the day's rain does.

The same house in the same downpour with a white seamless gutter catching the runoff and a downspout discharging onto a splash block, flower bed intact (illustration)Illustration

Illustration: downpour with gutter

The county's wet season is short and heavy: about 61 percent of the 49.48 inches measured at Tampa International Airport falls from June through September. Your gutters do most of their work in those four months.

The plumbing code sizes horizontal gutters by roof flow, and a 6 inch half-round at 1/8 inch per foot carries about 110 gallons a minute. A 5 inch at the same slope carries 74. By our arithmetic, the 6 inch gutter carries about 49 percent more water, which is why size matters on a roof this wet.

Rain running off a tall wall onto a lower roof adds to that load. Temple Terrace's older two-story homes often have such walls, so check the gutter below them separately.

Code and where the water goes

Downspout discharge rules for Temple Terrace homes

Florida's building code makes gutters with downspouts mandatory where eaves project under 6 inches, with exceptions at gable end rakes and on a roof above another roof. Measure your own eaves before you decide a gutter is optional.

A downspout has to put water at least 1 foot away from the sidewall. Buried pipe, a tail extension or a splash block can do that. Water dumped at the foundation is the usual cause of soil washout and standing water along the house.

Temple Terrace has a historic preservation program, and a gutter change on an older home may need review. Confirm with the City of Temple Terrace building office before you alter the drainage or the fascia on an older structure.

Trees and debris

Leaves, pollen and cleaning Temple Terrace gutters

The city is known for its sand live oak trees, and live oak leaves and fruit are a litter problem in gutters. Pollen from oaks and pines is heaviest from March through April. Plan a cleaning after the spring pollen and oak drop.

  • Late April to May: after the spring oak leaf drop and pollen.
  • Before June through September: the wet season, when the 10-year storm rates apply.
  • Late November to December: after the autumn pine needle peak.

Gutter guards help, but independent testing found fine-mesh screens were only middling at handling a severe downpour, and they still need brushing in high-pollen areas. A Florida home insurer advises two cleanings a year as a minimum, with more under overhanging trees.

Clogged gutters can push water into the fascia, soffit and roof edge. Check the gutters after each storm season.

Rain on your roof

Preset: 6.5 inches, the 10-year 24-hour rain (NOAA Atlas 14 at Temple Terrace).

8,099 gallons run off that roof, all of it toward the gutters and downspouts.

Math: square feet × inches × 0.623 gallons.

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Questions

Gutters in Temple Terrace: questions

How hard does it rain in Temple Terrace, and what size gutter do I need?

A 10-year storm here can drop rain at 9.71 inches an hour for five minutes. For gutters, that short burst matters most. A 6 inch half-round gutter at 1/8 inch per foot carries about 110 gallons a minute under the plumbing code, while a 5 inch carries 74. Confirm the right size for your roof area and eave length before you order any work.

Source: NOAA Atlas 14 Volume 9 version 2, partial-duration intensity estimates at the Temple Terrace 2020 Census internal point (28.0452, -82.3779), read Oct 5, 2026

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Where should downspouts drain in Temple Terrace?

Under the residential code in Florida, every downspout has to empty at least 1 foot away from the sidewall of the building. With 49.48 inches of rain a year at Tampa International Airport, water left at the foundation adds up fast. Underground piping, tail extensions or splash blocks all meet the rule.

Source: NOAA NCEI U.S. Climate Normals 1991-2020, station USW00012842 TAMPA INTL AP, read Oct 5, 2026

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Do I need gutters on my Temple Terrace home?

Temple Terrace homes are mostly from around 1982, and many of them have eaves under 6 inches. Florida's residential code requires gutters with downspouts on those buildings, except at gable end rakes or where a roof sits above another roof. Measure your eave depth first to see whether the rule applies to your home.

Source: U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25035, via Census Reporter API, read Oct 5, 2026

Related: Gutters

How often should I clean gutters under the oaks in Temple Terrace?

Temple Terrace is known for its sand live oaks, which drop leaves and fruit into gutters. A Florida home insurer recommends cleaning at least twice a year, usually in spring and fall, and more often under overhanging trees. Many homes here were built around 1982, so older gutter systems may need extra attention. In this area, plan cleanings after the spring oak leaf drop and after the autumn pine needle peak, before the June through September rains.

Source: Wikipedia, "Temple Terrace, Florida" (secondary source), read Oct 5, 2026

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Nearby

Gutters near Temple Terrace

Sources for this page(35)
  1. 1.NOAA NCEI U.S. Climate Normals 1991-2020, station USW00012842 TAMPA INTL AP. Read Oct 5, 2026.
  2. 2.Median year homes were built: 1982. U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
  3. 3.City of Temple Terrace, Historic Preservation Office (official). Read Oct 5, 2026.
  4. 4.Permit office: City of Temple Terrace - Building and Permitting. City of Temple Terrace - Building and Permitting. Read Oct 10, 2026.
  5. 5.Wikipedia, "Temple Terrace, Florida" (secondary source). Read Oct 5, 2026.
  6. 6.Wikipedia, "Hillsborough County, Florida" (secondary). Read Oct 5, 2026.
  7. 7.2023 Florida Building Code, Plumbing, 8th ed., Chapter 11 (UpCodes viewer, unofficial transcription). Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7). Source URL inherited from COM-20 (the research cites it "as COM-20").
  8. 8.2023 Florida Building Code, Residential, 8th ed., R318.5 (UpCodes viewer, unofficial transcription); FBC-Building 1503.7. Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7).
  9. 9.2023 Florida Building Code, Residential, 8th ed., Chapter 3 (UpCodes viewer, unofficial transcription). Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7).
  10. 10.2023 Florida Building Code, Residential, 8th ed., Chapter 8 (UpCodes viewer, unofficial transcription). Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7). Source URL inherited from NC-2 (the research cites it "as NC-2").
  11. 11.ask.ifas.ufl.edu. Read Oct 5, 2026.
  12. 12.blogs.ifas.ufl.edu. Read Oct 5, 2026.
  13. 13.ufdcimages.uflib.ufl.edu. Read Oct 5, 2026.
  14. 14.NOAA National Centers for Environmental Information. Read Oct 5, 2026.
  15. 15.consumerreports.org. Read Oct 5, 2026.
  16. 16.thig.com. Read Oct 5, 2026.
  17. 17.National Roofing Contractors Association. Read Oct 5, 2026.
  18. 18.NOAA Atlas 14 Volume 9 version 2, partial-duration intensity estimates at the Temple Terrace 2020 Census internal point (28.0452, -82.3779), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
  19. 19.NOAA Atlas 14 Volume 9 version 2, partial-duration 24-hour depth estimates at the Temple Terrace 2020 Census internal point (28.0452, -82.3779), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
  20. 20.U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25035, via Census Reporter API, U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  21. 21.City of Temple Terrace - Building and Permitting, City of Temple Terrace. Read Oct 5, 2026.
  22. 22.Wikipedia (Riverview, Brandon); U.S. Census Bureau ACS 2020-2024 table B25034, Wikipedia. Read Oct 5, 2026.
  23. 23.Florida Statutes, section 627.7011 (2026), Florida Legislature. Read Oct 4, 2026.
  24. 24.FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, floridaroof.com. Read Oct 5, 2026.
  25. 25.Miami-Dade County RER notice, Miami. Read Oct 5, 2026.
  26. 26.City of Tampa; City of Temple Terrace (official), City of Tampa. Read Oct 5, 2026.
  27. 27.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
  28. 28.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Eta, NOAA National Hurricane Center. Read Oct 5, 2026.
  29. 29.NWS Melbourne, Lightning Facts and Trivia, National Weather Service. Read Oct 5, 2026.
  30. 30.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Hermine, NOAA National Hurricane Center. Read Oct 5, 2026.
  31. 31.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma, NOAA National Hurricane Center. Read Oct 5, 2026.
  32. 32.Fla. Stat. 489.105(3)(e), Florida Legislature. Read Oct 5, 2026.
  33. 33.Florida Statutes, section 489.113 (2026), Florida Legislature. Read Oct 5, 2026.
  34. 34.Florida Statutes, section 713.135 (2026), Florida Legislature. Read Oct 5, 2026.
  35. 35.NOAA Atlas 14 at Temple Terrace: 9.71 in/hr (5-minute, 10-year). NOAA Atlas 14 Precipitation Frequency Data Server. Read Oct 5, 2026.

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Gutters in Temple Terrace

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