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Re-roofs ยท Temple Terrace

Roof replacement in Temple Terrace, FL

Most homes in Temple Terrace were built around 1982, the median year reported for the city. Given that, a large share of the roofs in this area have reached an age where planning a replacement makes sense. A full re-roof in this city runs through a city permit, two inspections and several Florida code rules that you should understand before the work starts.

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Updated October 2026

A white wooden gazebo with a shingled roof stands among pink azaleas and oak trees.
Drone view of a single-story home mid re-roof: part of the roof stripped to white synthetic underlayment, the rest still in gray shingles, a dump trailer of debris and a pickup in the driveway.Our work
Photo: Woodmont Park by Slapp9, CC BY-SA 4.0, cropped

Temple Terrace figures this page uses

Share of homes built before 2000
86.1%
Share of homes built before 1980
43.5%
Share of homes built 2010 or later
5.1%
Owner-occupied share of occupied homes
50.4%

Housing age

Temple Terrace homes are mostly from before 2000

About 86 percent of homes in Temple Terrace were built before 2000, and 43.5 percent were built before 1980. Roughly 5 percent of them went up in 2010 or afterward. Most homes here are older than the roofs that replaced them on newer lots.

Half of occupied homes here are owner-occupied, at 50.4 percent. Single-family detached homes make up 42.1 percent of all units. If you own one of these houses, the roof is likely the original or an early replacement, so check its age on your own paperwork.

Permit and code

What a re-roof in Temple Terrace requires

Temple Terrace runs its own building and permitting office, so roof permits are issued by the city, not by Hillsborough County. Check the city's Building and Permitting page before work begins, because the city is the authority that signs off on your job.

The current code is the 2023 Florida Building Code, Eighth Edition, which took effect December 31, 2023. Applications filed on December 31, 2026 or later will need to comply with the Ninth Edition, which becomes effective that day. A permit filed now is reviewed under the 2023 edition.

If more than 25 percent of the roof area is replaced in any 12-month period, the entire roof covering must be replaced. The exception applies when the existing roof was built or repaired to the 2007 Florida Building Code or later. In that case only the repaired portion must meet the current code.

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Questions

Roof replacement in Temple Terrace: questions

Does a Temple Terrace roof need a permit?

A full roof replacement in Temple Terrace is handled through the city's Building and Permitting office, which is the permitting authority here. Your roofer should pull the permit before work starts. The office requires a Notice of Commencement to be recorded and posted before the first inspection. Ask the office to confirm the current requirements before you sign a contract, because the rules and forms are set by the city.

Source: City of Temple Terrace - Building and Permitting, read Oct 5, 2026

Related: Roof replacement

Do roofers need a contractor license in Florida?

Yes, roofers in Florida generally need the right state credential, and the rules depend on the type of license a contractor holds. Under Florida law, a general, building or residential contractor must subcontract roofing work unless it holds a state roofing certificate or registration. Contractors who earned a general certification after 1973 cannot market themselves as roofers unless they also hold that specific credential. Roofing is a big deal here, since many homes in our service area were built around 1982, so the age of a roof and the codes it must meet matter. You can check any contractor's license with the state before you hire them, and ask your building office which trades the permit requires.

Source: Florida Statutes, section 489.113 (2026), read Oct 5, 2026

Related: Roof replacement

What happens if the roof is more than 25 years old?

Citizens Property Insurance requires documentation that a roof older than 25 years has at least five years of remaining useful life, if the roof is a soft roof such as shingle. Roofs older than 50 years and of hard material have a different threshold. Ask your insurer or agent what documentation they accept, since the rule applies to their policy and not to the contractor.

Source: Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17), read Oct 4, 2026

Related: Roof replacement

Nearby

Roof replacement near Temple Terrace

Sources for this page(30)
  1. 1.Share of homes built before 2000: 86.1%. U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
  2. 2.Share of homes built before 1980: 43.5%. U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
  3. 3.Share of homes built 2010 or later: 5.1%. U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
  4. 4.Wikipedia (Riverview, Brandon); U.S. Census Bureau ACS 2020-2024 table B25034. Read Oct 5, 2026.
  5. 5.U.S. Census Bureau ACS 2020-2024 5-year, tables B25035 and B25034. Read Oct 5, 2026.
  6. 6.Owner-occupied share of occupied homes: 50.4%. U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25003, via Census Reporter API. Read Oct 5, 2026.
  7. 7.Single-family detached share of housing units: 42.1%. U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
  8. 8.Permit office: City of Temple Terrace - Building and Permitting. City of Temple Terrace - Building and Permitting. Read Oct 10, 2026.
  9. 9.Wikipedia, "Temple Terrace, Florida" (secondary source). Read Oct 5, 2026.
  10. 10.City of Temple Terrace, Historic Preservation Office (official). Read Oct 5, 2026.
  11. 11.City of Tampa; City of Temple Terrace (official). Read Oct 5, 2026.
  12. 12.Median year homes were built: 1982. U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
  13. 13.FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13. Read Oct 5, 2026.
  14. 14.Miami-Dade County RER notice. Read Oct 5, 2026.
  15. 15.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription). Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7).
  16. 16.Florida Statutes, section 553.844 (2026). Read Oct 5, 2026.
  17. 17.2023 Florida Building Code, Building, 8th ed., Chapter 1 (UpCodes viewer, unofficial transcription). Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7). Source URL inherited from C-3 (the research cites it "as C-3").
  18. 18.Florida Statutes, section 489.113 (2026). Read Oct 5, 2026.
  19. 19.Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17). Read Oct 4, 2026.
  20. 20.U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25035, via Census Reporter API, U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  21. 21.City of Temple Terrace - Building and Permitting, City of Temple Terrace. Read Oct 5, 2026.
  22. 22.Florida Statutes, section 713.135 (2026), Florida Legislature. Read Oct 5, 2026.
  23. 23.Florida Statutes, section 627.7011 (2026), Florida Legislature. Read Oct 4, 2026.
  24. 24.NOAA NCEI U.S. Climate Normals 1991-2020, station USW00012842 TAMPA INTL AP, NOAA National Centers for Environmental Information. Read Oct 5, 2026.
  25. 25.NOAA Atlas 14 Volume 9 version 2, partial-duration 24-hour depth estimates at the Temple Terrace 2020 Census internal point (28.0452, -82.3779), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
  26. 26.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Eta, NOAA National Hurricane Center. Read Oct 5, 2026.
  27. 27.NWS Melbourne, Lightning Facts and Trivia, National Weather Service. Read Oct 5, 2026.
  28. 28.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Hermine, NOAA National Hurricane Center. Read Oct 5, 2026.
  29. 29.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma, NOAA National Hurricane Center. Read Oct 5, 2026.
  30. 30.Fla. Stat. 489.105(3)(e), Florida Legislature. Read Oct 5, 2026.

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Roof replacement in Temple Terrace

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