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Inspections ยท Weston

Roof inspections in Weston, FL

Mobile homes make up 0.4 percent of Weston's housing units, so nearly every roof here sits on a site-built house under the Florida Building Code. The median home was built in 1995. Some original roofs are likely past 15 years, which is when insurer rules change.

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Updated October 2026

Sunset over a Florida park with flags, a gazebo, palm trees and a paved walkway.
Top-down drone view of a gray-blend shingle roof with ridges, valleys and roof vents, lawn on both sides and a white fence at the left edge.Our work
Photo: Town Center Park, Weston, Florida February 24, 2022 D by AITFFan1, CC BY-SA 4.0, cropped

Weston figures this page uses

Median year homes were built
1995
Share of homes built before 1980
6.6%
Mobile homes, share of housing units
0.4%

Roof age

Weston's 1995 median build year and your roof's age

Weston's median home was built in 1995, against 1980 for Broward County as a whole. Only 6.6 percent of Weston homes date from before 1980. That suggests many original roofs here have already been replaced once, though the median year built says nothing about any single roof's age.

Age matters because of the insurer rule. At the 15-year mark, a Weston homeowner may hire an authorized inspector and pay for the visit personally. A report showing 5 or more years of useful life blocks a refusal or non-renewal based on age alone.

The rule also covers who can sign. The inspector needs your insurer's acceptance. A home inspector, a building code inspector, a roofing contractor or an engineer can qualify.

Forms

What the insurer forms ask about your roof

The roof section of the 4-point form records covering material, roof age, remaining useful life, date of the last roofing permit, and whether a replacement was full or partial. Citizens asks for this form on properties more than 20 years old. Photos of every slope let it replace the separate Roof Inspection Form.

The damage list is specific. Inspectors check for cracking, curling, heavy granule loss, exposed felt, loose or missing tabs, soft decking and visible leaks in the attic. Citizens also asks for proof of five years of remaining life on soft roofs older than 25 years and hard roofs older than 50.

Weston sits in Broward, one of the two High Velocity Hurricane Zone counties. The wind mitigation form, OIR-B1-1802, therefore uses the HVHZ category and asks about deck attachment, roof-to-wall connections and the sealed roof deck. A new form is valid for up to five years if nothing material changes.

Timing

When to order a roof inspection in Weston

  • Buying or selling: a written condition report shows remaining life before closing.
  • An insurer letter naming roof age: order the inspection the law allows you.
  • After a storm: a tornado touched down about 9 miles west-southwest of Weston during Hurricane Milton on October 9, 2024.
  • Before a repair: the 25 percent rule can turn a small repair into a full reroof.

If you file a claim after a storm, notice must reach your insurer within 1 year of the loss. Your insurer or agent decides what your policy covers. South Fork Roofing can inspect the roof itself, but cannot advise on coverage.

Permit questions go to City of Weston Building Code Services. Confirm the current requirements with that office before any work.

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Questions

Roof inspections in Weston: questions

How old does a roof have to be before my insurer can ask about it in Weston?

The rule starts at 15 years. An insurer may not refuse or renew a policy solely because the roof is under 15 years old. After that, you may have an authorized inspector check the roof at your own expense. If the report shows 5 or more years of useful life left, age alone cannot end your coverage. With Weston's median home built in 1995, many original roofs are likely near this line.

Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API, read Oct 5, 2026

Related: Roof inspections

What does a roof inspection look for on a Weston home?

The inspector records the covering type, age, remaining useful life and permit history. The checklist also covers cracking, curling, granule loss, exposed felt, loose tabs, soft decking and attic leaks. For wind mitigation, the inspector photographs deck nailing and roof-to-wall connectors. Broward is a High Velocity Hurricane Zone county, so the form uses the HVHZ category for Weston homes, where the median build year is 1995.

Source: Citizens 4-Point Inspection Form, Sample Form Insp4pt 03 25, read Oct 4, 2026

Related: Roof inspections

Does the 4-point form apply to my Weston house?

Citizens requires a 4-point inspection (electrical, plumbing, HVAC and roof) for properties more than 20 years old. Weston's median home was built in 1995, so many homes here are near that age. The roof section records material, age, remaining life and the last permit. Ask your insurer or agent whether your policy needs the form.

Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API, read Oct 5, 2026

Related: Roof inspections

Can a roofer tell me if my policy covers storm damage?

No. Florida Statute 489.147 bars a roofing contractor from interpreting policy provisions or adjusting a claim without a public adjuster license. It also bars offering anything of value for an inspection or a claim. After the October 9, 2024 tornado near Weston, your insurer or agent is the one to ask about coverage. A roofer can document the roof's condition, and residential roof contracts carry a notice telling you to check with your insurer first.

Source: Fla. Stat. 489.147-, read Oct 4, 2026

Related: Roof inspections

Nearby

Roof inspections near Weston

Sources for this page(30)
  1. 1.Median year homes were built: 1995. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
  2. 2.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
  3. 3.Share of homes built before 1980: 6.6%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
  4. 4.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, B25034, B25024, via Census Reporter API. Read Oct 5, 2026.
  5. 5.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25077, via Census Reporter API. Read Oct 5, 2026.
  6. 6.Florida Building Commission, 'Setting New Standards for Safety: The Florida Building Code' (2004 publication; wind-speed figures in it are outdated and not used). Read Oct 5, 2026.
  7. 7.NOAA Storm Prediction Center, preliminary storm reports 2024-10-09 (12Z-12Z). Read Oct 5, 2026.
  8. 8.Permit office: City of Weston - Building Code Services. City of Weston - Building Code Services. Read Oct 10, 2026.
  9. 9.Mobile homes, share of housing units: 0.4%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
  10. 10.Florida Statutes, section 627.7011 (2026). Read Oct 5, 2026.
  11. 11.Citizens Property Insurance Corporation. Read Oct 4, 2026.
  12. 12.Insp4pt 03 25. Read Oct 4, 2026.
  13. 13.Citizens 4-Point Inspection Form, Sample Form Insp4pt 03 25. Read Oct 4, 2026.
  14. 14.Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17). Read Oct 4, 2026.
  15. 15.OIR form. Read Oct 4, 2026.
  16. 16.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription). Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7).
  17. 17.Florida Statutes, section 627.70132 (2026). Read Oct 4, 2026.
  18. 18.Florida Statutes, section 489.147 (2026). Read Oct 4, 2026.
  19. 19.Citizens Property Insurance Corporation. Read Oct 5, 2026.
  20. 20.City of Weston - Building Code Services, City of Weston. Read Oct 5, 2026.
  21. 21.Fla. Stat. 489.147-, Florida Legislature. Read Oct 4, 2026.
  22. 22.FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, floridaroof.com. Read Oct 5, 2026.
  23. 23.2023 Florida Building Code, Building, 8th ed., Chapter 1 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
  24. 24.Miami-Dade County RER notice, Miami. Read Oct 5, 2026.
  25. 25.NOAA National Hurricane Center, Tropical Cyclone Climatology, NOAA National Hurricane Center. Read Oct 5, 2026.
  26. 26.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service), NOAA National Centers for Environmental Information. Read Oct 5, 2026.
  27. 27.NOAA Atlas 14 Volume 9 version 2, partial-duration 24-hour depth estimates at the Weston 2020 Census internal point (26.1001, -80.4013), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
  28. 28.Wikipedia, 'Weston, Florida' (revision 1376259121), Wikipedia. Read Oct 5, 2026.
  29. 29.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma (AL112017), NOAA National Hurricane Center. Read Oct 5, 2026.
  30. 30.NOAA Atlas 14 Volume 9 version 2, partial-duration intensity estimates at the Weston 2020 Census internal point (26.1001, -80.4013), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.

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