Broward County · Village

Roofing in Lazy Lake, Florida

Lazy Lake was built from 1946 around an old rock quarry that filled with water, and Wilton Manors surrounds it on every side. The village has 33 people and every home is a single-family house. Your roof falls under Broward County's High Velocity Hurricane Zone rules, so the age of the shingles and the permit steps both matter.

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Updated October 2026

View from a roof ridge over dark gray architectural shingles toward the street, with two workers beside a black pickup and a gray roll-off container at the curb.

At a glance

Lazy Lake homes at a glance

People (2020 Census): 33
Median year homes were built: 1958
Share of homes built before 1980: 62.5%
Share of homes built 2010 or later: 0%
Owner-occupied share of occupied homes: 38.5%

Census figures; each one is listed in the sources at the end of this page.

Housing age

How old are the roofs in Lazy Lake?

The median home here was built in 1958, against 1980 for Broward County. About 62.5 percent of homes predate 1980, and none went up in 2010 or later. That suggests many roofs in the village have been replaced at least once, and some are likely nearing the end of their service life.

Age matters to your insurer. Citizens Property Insurance sets two age lines: 25 years for soft roofs like shingle and 50 years for hard roofs like tile or metal. Past those lines, it wants documentation of five more years of useful life. With homes this old, check which line your roof has crossed, and ask your insurer or agent about your own policy.

Permits and review

Who issues a roof permit in Lazy Lake?

The Village of Lazy Lake keeps a permitting information page that links to Broward County code documents. It loaded normally. Confirm the current steps with the village before any work starts, since the page points to county documents.

Two clocks run on a Florida roof permit. It lapses if work has not begun 6 months after issuance, or if work stops for 6 months. A filed application that sits idle is considered abandoned at 180 days. Set your start date around those limits.

The permit card carries a warning about a Notice of Commencement. If you skip recording it, you may end up paying twice for the work. Have it recorded and posted at the house before the first inspection. In a village of 24 housing units, call the office first and ask what they want to see.

Building permits

Village of Lazy Lake - Permitting Information (village page; links Broward County code documents)

Official building page

Office names and links only. Fees, forms and timing change; check the official page.

Florida roof law

The 25 percent rule and your roof

Florida's 25 percent rule works over a 12-month window. Once repairs, replacement or recovering touch more than a quarter of a roof section, the entire section has to be redone to current code. Roofs built or replaced under the 2007 Florida Building Code or later are treated differently, with only the repaired part held to current code. With a 1958 median build year here, many roofs may not qualify for that exception.

Products matter too. Under Fla. Stat. 553.842(5), roofing must carry statewide product approval, and nothing may be sold as hurricane protection without it. The Florida Building Commission runs a public search by FL number or manufacturer. Look up your product before you sign.

Tiny village built from 1946 around an old rock quarry that filled with water; it is surrounded by Wilton Manors.
54.5% of residents are 65 or older.

Weather

Storms and rain your Lazy Lake roof faces

Hurricane Irma in 2017 put a 97-kt gust at Deerfield Beach and left tree and power-pole damage across the Miami-Fort Lauderdale area. Dorian in 2019 stayed offshore. The season runs June 1 to November 30, with the peak on September 10.

Rain is steady too. At the Fort Lauderdale-Hollywood airport, the nearest NOAA normals show 60.95 inches in a year. Of that, 43.80 inches arrive between May and October. NOAA estimates a 10-year storm at Lazy Lake drops 9.5 inches in 24 hours, and a 100-year storm drops 16.6 inches.

Services

Roofing services in Lazy Lake

Questions

Lazy Lake roofing questions

What is the 25% roof rule in Florida?

The rule limits how much of a roof section you can repair, replace or recover in 12 months. Go past 25 percent and the entire section must be replaced or recovered to current code. Roofs built or replaced under the 2007 Florida Building Code or any later edition fall outside that rule. In Lazy Lake, the median home dates to 1958, so many roofs may not qualify. Confirm your roof's status with the village permitting office.

Source: 2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), read Oct 5, 2026

Related: Roof replacement

What is the new law in Florida about roofs?

The Ninth (2026) Edition of the Florida Building Code becomes effective December 31, 2026. Permit applications and plans submitted on or after that date must follow it. If you file a Lazy Lake roof permit near that date, ask the village which edition applies to your application.

Source: Miami-Dade County RER notice, read Oct 5, 2026

Related: Roof replacement

Do roofs in Lazy Lake face special hurricane rules?

Yes. Two Florida counties sit inside the High Velocity Hurricane Zone, and Broward is one of them. South Florida adopted its strict provisions in the aftermath of Hurricane Andrew. Roofing products must also have statewide approval under Fla. Stat. 553.842(5). Lazy Lake sits inside Broward County, so your roof falls under these provisions. Hurricane season in the Atlantic basin stretches from June 1 through November 30.

Source: Florida Building Commission, 'Setting New Standards for Safety: The Florida Building Code' (2004 publication; wind-speed figures in it are outdated and not used), read Oct 5, 2026

Related: Roof repair

Are the homes in Lazy Lake old enough to worry about roof age?

Possibly. The median home was built in 1958 and 62.5 percent of homes predate 1980. That suggests many roofs have already been replaced once and some may be old. Citizens Property Insurance uses 25 years for shingle roofs and 50 years for hard roofs as its age lines. Check with your insurer or agent about your own policy.

Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API, read Oct 5, 2026

Related: Roof inspections

How much rain does the Lazy Lake area get?

The nearest NOAA normals, at Fort Lauderdale-Hollywood airport, show 60.95 inches a year with 82.1 days of 0.10 inch or more. With 9.55 inches, June tends to bring the heaviest rainfall of the year. NOAA Atlas 14 puts a 10-year, 24-hour rain at Lazy Lake at 9.5 inches. Those totals test roof flashing and drainage every summer.

Source: NOAA NCEI U.S. Climate Normals 1991-2020 (access data service), read Oct 5, 2026

Related: Roof repair

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