Repairs ยท Davie
Roof repair in Davie, FL
Eta's flooding in November 2020 put water inside some structures in Davie, and a wet ceiling often traces back to a roof opening rather than the ground. Before you patch anything, know three things: where roofs leak, when Broward's 25% rule turns a repair into a replacement, and how a permit works here.
Updated October 2026

Our workDavie figures this page uses
- Mobile homes, share of housing units
- 13.7%
- Median year homes were built
- 1989
- Housing units (ACS 5-year)
- 41,755
Storm damage
Where Davie roofs leak in a storm
Eta dropped 16 to 18 inches of rain around Pembroke Pines and Miramar, with 20.74 inches at the heaviest spot in Pembroke Pines. Rain like that finds every weak point on a roof. Leaks usually start where the code requires flashing: wall and roof intersections, changes of slope, and pipe or vent openings.
Ridge vents deserve a close look after wind. FEMA found that losing one can leave a large opening in the roof deck, and ceilings in its example house collapsed with only the ridge shingles and vent gone. Soffits also have a poor record in hurricanes, and a failed soffit often lets in significant water.
Mobile homes make up 13.7% of Davie's housing units, against 2.6% for Broward County. Those homes follow the federal HUD code, not the Florida Building Code, so ask a roofer which rules apply to yours before any repair starts.
Repair or replace
Davie and the 25% rule: when to repair and when to replace
Florida's code limits patching to 25 percent of a roof or roof section in any 12-month period. After repairs cross that threshold, you are looking at replacing or recovering the entire roof section. This is the main legal line between repair and replacement.
There is one exception. If the roof itself was built, repaired or replaced under the 2007 Florida Building Code or a later edition, only the repaired part must meet current code. A local government cannot amend that exception. Davie's median home was built in 1989, which says nothing about when a given roof was last redone, so check the permit record for your own roof.
Broward County falls within the High Velocity Hurricane Zone. Reroofing there bars recovering over a roof that is water soaked or has two or more earlier coverings. When that happens, the existing roof gets stripped down to the deck.
Next steps
Permits and safe steps after a storm
In the HVHZ, permits are required for work on any roofing component, including repair and maintenance. The permit application must be signed by a licensed contractor. Roof permits in Davie go through the Town of Davie Building Division, so confirm there whether a small repair needs one.
- Photograph ceiling stains and any visible roof damage from the ground.
- Stay off a wet or damaged roof.
- Move belongings away from active drips and tarp nothing yourself from a ladder in wind.
- Write down what you see, then have the roof inspected before any repair.
Questions about your own policy belong with your insurer or agent. Florida law bars roofing contractors from soliciting claims or advising on coverage, and a new claim must be reported within 1 year of the loss.
Questions
Roof repair in Davie: questions
What is the 25% roof rule in Florida?
The code says no more than 25 percent of a roof or roof section may be repaired, replaced or recovered in any 12-month period unless the whole roof section is brought up to current code. A roof falls under the exception only if that roof was built, repaired or replaced in compliance with the 2007 Florida Building Code or a later edition, and the 2007 code took effect on March 1, 2009. In Davie, where median home construction was 1989, confirm your roof's permit history with the Town of Davie Building Division.
Source: 2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), read Oct 5, 2026
Did Tropical Storm Eta flood homes in Davie?
Yes. NOAA's report says major flooding from Eta in November 2020 put water inside some structures in Fort Lauderdale, Lauderhill and Davie. Rainfall reached 20.74 inches in Pembroke Pines. Flood water comes from the ground up, so a roof leak and a flood problem are different. Check the ceiling and attic for roof leaks, and ask your insurer or agent about flood.
Source: NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Eta (AL292020), read Oct 5, 2026
Do I need a permit for a roof repair in Davie?
Probably. Broward is in the High Velocity Hurricane Zone, where permits are required for work on any roofing component, including repair and maintenance. The state code lets a building official approve ordinary minor repairs without one, and that call is local. Ask the Town of Davie Building Division before work begins.
Source: Florida Building Commission, 'Setting New Standards for Safety: The Florida Building Code' (2004 publication; wind-speed figures in it are outdated and not used), read Oct 5, 2026
How old can a roof be before my insurer objects?
At 15 years or older, the insurer must let you have an authorized inspector check the roof at your expense. Age alone is not grounds for refusing or non-renewing coverage when the inspection shows 5 or more years of useful life remaining. With 41,755 housing units in Davie, many roofs sit near that line. Your insurer or agent can tell you how that applies in your situation.
Source: Florida Statutes, section 627.7011 (2026), read Oct 5, 2026
Nearby
Roof repair near Davie
Sources for this page(40)
- 1.Tropical Storm Eta (2020). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Eta (AL292020). Read Oct 5, 2026.
- 2.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
- 3.Mobile homes, share of housing units: 13.7%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
- 4.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, B25034, B25024, via Census Reporter API. Read Oct 5, 2026.
- 5.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
- 6.Hurricane Dorian (2019). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Dorian (AL052019). Read Oct 5, 2026.
- 7.Median year homes were built: 1989. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
- 8.Florida Building Commission, 'Setting New Standards for Safety: The Florida Building Code' (2004 publication; wind-speed figures in it are outdated and not used). Read Oct 5, 2026.
- 9.Permit office: Town of Davie - Building Division. Town of Davie - Building Division. Read Oct 10, 2026.
- 10.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Eta (AL292020). Read Oct 5, 2026.
- 11.Hurricane Isaias (2020). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Isaias (AL092020). Read Oct 5, 2026.
- 12.Housing units (ACS 5-year): 41,755. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25001, via Census Reporter API. Read Oct 5, 2026.
- 13.FBCR Ch. 9. Read Oct 4, 2026.
- 14.FEMA FL-RA2. Read Oct 5, 2026.
- 15.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription). Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7).
- 16.2023 Florida Building Code, Residential, 8th ed., chapter 9 roof assemblies (ICC viewer). Read Oct 4, 2026.
- 17.Florida Statutes, section 553.844 (2026). Read Oct 5, 2026.
- 18.FBC-B 2023 Ch. 1. Read Oct 5, 2026.
- 19.Citizens 4-Point Inspection Form, Sample Form Insp4pt 03 25. Read Oct 4, 2026.
- 20.Florida Statutes, section 489.147 (2026). Read Oct 4, 2026.
- 21.Florida Statutes, section 627.70132 (2026). Read Oct 4, 2026.
- 22.Florida Statutes, section 627.7011 (2026). Read Oct 5, 2026.
- 23.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25001, via Census Reporter API, U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
- 24.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Dorian (AL052019), NOAA National Hurricane Center. Read Oct 5, 2026.
- 25.Town of Davie - Building Division, Town of Davie. Read Oct 5, 2026.
- 26.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Isaias (AL092020), NOAA National Hurricane Center. Read Oct 5, 2026.
- 27.Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17), Citizens Property Insurance. Read Oct 4, 2026.
- 28.2023 Florida Building Code, Building, 8th ed., Chapter 1 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
- 29.Official website: Town of Davie, Historic Preservation, Official website. Read Oct 5, 2026.
- 30.Wikipedia, 'Davie, Florida' (revision 1374301981), Wikipedia. Read Oct 5, 2026.
- 31.Florida Statutes, section 713.135 (2026), Florida Legislature. Read Oct 5, 2026.
- 32.FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, floridaroof.com. Read Oct 5, 2026.
- 33.Miami-Dade County RER notice, Miami. Read Oct 5, 2026.
- 34.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service), NOAA National Centers for Environmental Information. Read Oct 5, 2026.
- 35.NOAA National Hurricane Center, Tropical Cyclone Climatology, NOAA National Hurricane Center. Read Oct 5, 2026.
- 36.NOAA Atlas 14 Volume 9 version 2, partial-duration 24-hour depth estimates at the Davie 2020 Census internal point (26.0792, -80.2830), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
- 37.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma (AL112017), NOAA National Hurricane Center. Read Oct 5, 2026.
- 38.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service), NOAA National Centers for Environmental Information. Read Oct 5, 2026.
- 39.Florida Statutes, section 553.842 (2026), Florida Legislature. Read Oct 5, 2026.
- 40.Florida Building Commission, Florida Building Commission. Read Oct 5, 2026.
South Fork Roofing
Roof repair in Davie
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