Repairs · Medley

Roof repair in Medley, FL

In Medley, 79.1 percent of housing units are mobile homes, so many roofs here are not the shingle-over-wood roofs the Florida Building Code chapters describe. Miami-Dade sits in the High Velocity Hurricane Zone, and that changes how a repair is permitted. Start with your own roof type.

Request a quote 407-242-2840

Updated October 2026

Close view across a gray shingle roof slope with a black pipe boot, a palm and a green lawn below.

Storm damage

Where Medley roofs fail in a storm

Wind damage to the roof covering is a primary source of water intrusion, according to FEMA field teams. Water gets in at damaged coverings, lost ridge vents, lost soffits and around openings. Algae and mold then take hold in the soaked insulation and walls.

Leaks track the places flashing is required: wall and roof intersections, changes of slope, and roof openings. If your ceiling stains appear near a vent pipe or a wall edge, start the inspection there. Missing, cracked or curled tabs and soft decking are the other signs an inspector looks for.

Miami-Dade has taken real hits. Irma in 2017 left about 1,000 county homes with major damage, and Tropical Storm Eta in 2020 put over 290,000 Miami-Dade, Broward and Palm Beach customers without power. Peak activity falls on September 10, inside a season that begins June 1 and ends November 30.

Repair or replace

Repair or replace: the 25 percent rule

The code caps patching at 25 percent of a roof or roof section during any 12-month period. When repairs pass that share, you must replace or recover the whole roof section. The exception covers only a roof that was itself built, repaired or replaced to the 2007 Florida Building Code or later.

The median Medley home was built in 1979, close to the Miami-Dade figure of 1980. That suggests many homes here predate the 2007 code, though the age of your own roof is what counts. Ask whoever last worked on it for the permit record.

Mobile homes follow the federal HUD code, not the Florida Building Code's construction lines. Ask the building office which rules apply to your roof before you accept a repair scope.

Permits and safety

Permits and safe steps after a storm

Medley falls in the High Velocity Hurricane Zone, where code section 1512.3 demands a permit for every bit of work on any roofing component, repair and maintenance included. A contractor must complete and execute the HVHZ Uniform Roofing Permit Application. Repairs must use components with a product approval and must not create new ponding water.

The Town of Medley Building and Zoning Department handles roof permits. Confirm with them whether a small repair counts as ordinary minor work, since that call belongs to the local building official.

Photograph damage from the ground and inside, with dates.
Cover openings with tarps if you can do it from the ground.
Stay off a wet or damaged roof.
Report your claim to your insurer or agent. Notice must reach them within 1 year of the loss date.

Request a quote

Questions

Roof repair in Medley: questions

What is the 25% roof rule in Florida?

No more than 25 percent of a roof or roof section may be repaired, replaced or recovered in 12 months unless the whole roof section is redone. The exception is a roof built or repaired to the 2007 Florida Building Code or later, where only the repaired part must meet current code. Medley's median home year of 1979 suggests many homes may not qualify, so check your own roof's permit history.

Source: 2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), read Oct 5, 2026

Related: Roof repair

Does a roof repair in Medley need a permit?

Most likely yes. Miami-Dade is in the High Velocity Hurricane Zone, where permits are required for all work on any roofing component, including repair and maintenance. Ordinary minor repairs can be approved without a permit, but that is the building official's decision. Confirm with the Town of Medley Building and Zoning Department before work starts.

Source: Florida Building Commission, 'Setting New Standards for Safety: The Florida Building Code' (2004 publication; wind-speed figures in it are outdated and not used), read Oct 5, 2026

Related: Roof repair

What is the new law in Florida about roofs?

For insurance, a roof's age runs from the last date 100 percent of its surface was built or replaced. For roofs 15 years or older, you may have an authorized inspector check it at your expense, and the insurer may not refuse or non-renew solely for age if 5 or more years of life remain. Locally, the median year homes were built is 1979, so many roofs here are old enough to fall under this age rule. Contractors may not solicit roof claims or advise on coverage. Your insurer or agent can tell you how this rule applies to your policy.

Source: Florida Statutes, section 627.7011 (2026), read Oct 4, 2026

Related: Roof repair

Are mobile home roofs repaired the same way in Medley?

Not necessarily. In Medley, 79.1 percent of housing units are mobile homes, compared with 1.3 percent countywide. These homes follow the HUD code, so confirm the correct requirements with the Town of Medley Building and Zoning Department. The permit rule for roofing components in Miami-Dade's High Velocity Hurricane Zone still points you to the building office first.

Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API, read Oct 5, 2026

Related: Roof repair

Nearby