Roofing in Port Salerno, Florida

The median Port Salerno home was built in 1984, and 36.2 percent of homes predate 1980. Of the homes sampled, just 3.4 percent were built in 2010 or afterward. That suggests a large share of roofs here have been replaced once already, and some are on their second or third covering. Martin County's median is 1986, so your housing age is close to the county norm.

Age matters most for insurance. For a shingle roof more than 25 years old, Citizens Property Insurance will want proof that at least five years of useful life remain. For tile, slate, concrete or metal, that threshold is 50 years. If your insurer is Citizens, check the roof's age before your renewal date, not after.

About 29.2 percent of residents are 65 or older, and 82.2 percent of occupied homes are owner-occupied. Many of you are deciding on a roof you plan to live under for years. Another 6 percent of units are seasonal, so a roof left empty through summer rains should be looked at when the owner returns.

Two tornadoes spawned by Hurricane Milton struck Port Salerno on October 9, 2024. Reports that day included roof and tree damage, and Martin County Fire Rescue reported several homes damaged near SE Federal Highway and SE Colonial Drive. A tornado is a reason to have a roofer check flashing and decking, not only shingles.

The county has seen other named storms. Hurricane Matthew in 2016 brought a 53-knot gust at Witham Field in Stuart. Irma in 2017 put 1 to 3 feet of surge above ground along the coast of Martin and neighboring counties. Dorian in 2019 stayed offshore, and NOAA gives no Martin County damage figure for it.

Rain is the steady threat. Stuart averages 62.72 inches a year, and 67.6 percent of it falls from May through October. At Port Salerno, NOAA Atlas 14 puts a 100-year 24-hour rainfall at 13.5 inches. Hurricane season spans June 1 through November 30, with the heaviest activity typically near September 10.