Martin County ยท Village
Roofing in Indiantown, Florida
Indiantown is an inland village in Martin County, and its historic Seminole Inn is on the National Register of Historic Places. That history sits alongside a housing stock that is mostly older homes and a large share of mobile homes. For a homeowner, those two facts shape roof age, repair rules and what your insurer may ask for. The sections below cover what the local numbers mean for your roof.
Updated October 2026

Housing age
How old are Indiantown roofs?
The median year a home here was built is 1984, and about 39.5 percent of homes went up before 1980. That suggests many original roofs in Indiantown are now past 25 years old. Citizens Property Insurance asks for documentation of at least five years of remaining life on a shingle roof over 25 years old, so an older roof may need paperwork before a policy renews.
Only about 2.3 percent of homes were built in 2010 or later. Most roofs here are not recent, so a roof inspection is a sensible step before hurricane season. The county's peak storm window runs from mid-August to mid-October.
Mobile homes
Mobile homes and roof repairs in Indiantown
About 31.8 percent of Indiantown's housing units are mobile homes, compared with 8.8 percent across Martin County. Many of these roofs fall outside the usual single-family picture, so the repair plan depends on the home's build date and roof type. Confirm the build year on your home's data plate before you choose a method.
Unless the whole roof covering is swapped out, a single 12-month window allows work on no more than a quarter of the roof, whether that means repairing, replacing or adding a layer over it. Should your current roof have been constructed under the 2007 Florida Building Code or a later edition, then only the section you repair needs to satisfy present-day code.
Permits
Who issues roof permits in Indiantown?
Indiantown's roof permits are handled by the Village of Indiantown Building function. The village was incorporated in 2017, so its permit office is newer than many county offices. Check the village building page or call the office before work starts to confirm the current process.
Once issued, a permit lapses if you have not started work within 6 months, and it also lapses if activity sits idle for 6 months. Schedule your roof work with that clock in mind.
Building permits
Village of Indiantown - Building
Official building pageOffice names and links only. Fees, forms and timing change; check the official page.
Storms and rain
Storms and rain affecting Indiantown roofs
Because Martin County falls outside the High Velocity Hurricane Zone, which applies only to Miami-Dade and Broward, that zone's rules do not govern projects here. Hurricane Irma in 2017 pushed 1 to 3 feet of surge across coastal Martin County. Indiantown is inland, so storm surge is less of a risk here than wind and rain.
Local record
On record for Indiantown
- The 1928 Okeechobee hurricane did significant damage and halted development.
- 31.8% of housing units are mobile homes.
Services
Roofing services in Indiantown
- Roof replacementTear-off, deck, code items and the two inspections.Re-roofs in Indiantown
- Roof repairLeaks, lifted shingles, cracked tile and flashing.Repairs in Indiantown
- Roof inspectionsRoof age, condition and what an insurer asks about.Inspections in Indiantown
- Commercial roofingLow-slope systems, drainage and the code for buildings.Commercial roofs in Indiantown
- New construction roofingDry-in, the sheathing inspection and the code edition.New construction in Indiantown
- GuttersSizing for Florida rain, downspouts and fascia.Gutters in Indiantown
Questions
Indiantown roofing questions
What is the 25% roof rule in Florida?
Within any 12-month span, the 25 percent rule caps how much of an existing roof you may repair, replace or recover. No more than 25 percent of the total roof area may be worked on unless the entire roof covering is replaced. When your roof dates from the 2007 Florida Building Code or newer, the portion you repair alone has to meet current code. To find out how this rule applies to your particular roof, check with the Village of Indiantown building office.
Source: 2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), read Oct 5, 2026
What is the new law in Florida about roofs?
December 31, 2023 is the date the Eighth Edition of the 2023 Florida Building Code took effect. Any permit application submitted on December 31, 2026 or later must meet the Ninth Edition, the version that starts applying on that same date. Indiantown homes built around 1984 may face different requirements depending on their roof history, so check with the building office before scheduling work.
Source: FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, read Oct 5, 2026
How old is the typical home in Indiantown?
The median year homes were built in Indiantown is 1984, and about 39.5 percent of homes were built before 1980. Only about 2.3 percent were built in 2010 or later. Older roofs may need documentation for insurance renewal, so ask your insurer what it requires.
Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API, read Oct 5, 2026
Do mobile homes in Indiantown have different roof rules?
About 31.8 percent of Indiantown housing units are mobile homes, compared with 8.8 percent across Martin County. The repair plan depends on the build date and roof type. Find the build year on your home's data plate and confirm the permit path with the village building office.
Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API, read Oct 5, 2026
What rain should an Indiantown roof handle?
NOAA Atlas 14 puts a 1-hour rain in a 10-year storm at 2.87 inches an hour and a 24-hour rain at 6.77 inches. Check flashing, gutters and the roof edge before the rainy season, which runs from May through October.
Source: NOAA Atlas 14 Volume 9 version 2, partial-duration intensity estimates at the Indiantown 2020 Census internal point (27.0400, -80.4882), read Oct 5, 2026
Martin County
More in Martin County
Sources for this page(29)
- 1.Median year homes were built: 1984. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
- 2.Share of homes built before 1980: 39.5%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
- 3.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
- 4.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, B25034, B25024, via Census Reporter API. Read Oct 5, 2026.
- 5.Share of homes built 2010 or later: 2.3%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
- 6.NOAA National Hurricane Center, Tropical Cyclone Climatology. Read Oct 5, 2026.
- 7.Mobile homes, share of housing units: 31.8%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
- 8.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
- 9.Hurricane Dorian (2019). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Dorian (AL052019). Read Oct 5, 2026.
- 10.Florida Building Commission, 'Setting New Standards for Safety: The Florida Building Code' (2004 publication; wind-speed figures in it are outdated and not used). Read Oct 5, 2026.
- 11.Permit office: Village of Indiantown - Building. Village of Indiantown - Building. Read Oct 10, 2026.
- 12.Year incorporated: 2017. Wikipedia, 'List of municipalities in Florida'. Read Oct 5, 2026.
- 13.Hurricane Irma (2017). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma (AL112017). Read Oct 5, 2026.
- 14.Wikipedia, 'Indiantown, Florida' (revision 1374442450). Read Oct 5, 2026.
- 15.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service). Read Oct 5, 2026.
- 16.People (2020 Census): 6,560. U.S. Census Bureau, 2020 Census counts (POP100, HU100) via TIGERweb tigerWMS_Census2020 layer 26 (Incorporated Places). Read Oct 5, 2026.
- 17.Owner-occupied share of occupied homes: 73.5% (1,169 of 1,591). U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25003, via Census Reporter API. Read Oct 5, 2026.
- 18.Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17), Citizens Property Insurance. Read Oct 4, 2026.
- 19.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Dorian (AL052019), NOAA National Hurricane Center. Read Oct 5, 2026.
- 20.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
- 21.Village of Indiantown - Building, Village of Indiantown. Read Oct 5, 2026.
- 22.Wikipedia, 'List of municipalities in Florida', Wikipedia. Read Oct 5, 2026.
- 23.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma (AL112017), NOAA National Hurricane Center. Read Oct 5, 2026.
- 24.2023 Florida Building Code, Building, 8th ed., Chapter 1 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
- 25.Florida Administrative Code, Chapter 61G20-3, Florida Administrative Code. Read Oct 5, 2026.
- 26.NOAA Atlas 14 Volume 9 version 2, partial-duration intensity estimates at the Indiantown 2020 Census internal point (27.0400, -80.4882), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
- 27.NOAA Atlas 14 Volume 9 version 2, partial-duration 24-hour depth estimates at the Indiantown 2020 Census internal point (27.0400, -80.4882), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
- 28.FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, floridaroof.com. Read Oct 5, 2026.
- 29.Miami-Dade County RER notice, Miami. Read Oct 5, 2026.
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