Broward County ยท Village
Roofing in Sea Ranch Lakes, Florida
Sea Ranch Lakes is a walled, gated village developed from 1956 around two lakes beside the Intracoastal Waterway, in Broward County. That history matters for your roof. The median home here was built in 1968, and about 80 percent of homes predate 1980. Many roofs on these houses are likely past the age where a roof decision is due.
Updated October 2026

Housing age
How old are the homes and their roofs here
The median home in the village was built in 1968. That is 12 years older than the county median of 1980. About 80 percent of the 220 housing units were built before 1980, so many original roofs have been on the house for decades. Check the roof's age against the date of your last permitted reroof.
If your roof is older than 25 years and covered with shingle, Citizens Property Insurance asks for documentation of at least five years of remaining useful life. Roofs of tile, slate, clay, concrete or metal get a 50-year line. Confirm the exact requirement with your own insurer or agent.
Permits here
Permits, review and the 25 percent rule
Roof permit applications in Sea Ranch Lakes go through the Village of Sea Ranch Lakes permit application. Ask the village office which forms it needs before work starts.
Florida's roof-area limit applies to a village house like any other. Repairs, replacements and recovers on one roof section are capped at 25 percent of that section within any 12-month window, unless the entire covering goes on at once. A roof put up under the 2007 code or later only needs its repaired portion brought up to current standards. A village cannot override that exception by local ordinance.
Building permits
Village of Sea Ranch Lakes - Permit Application
Official building pageOffice names and links only. Fees, forms and timing change; check the official page.
Storm and rain risk
Storms and rain in Broward County
Broward is in the High Velocity Hurricane Zone, which carries South Florida's strong hurricane provisions. Hurricane Irma in 2017 produced a 97-knot wind gust at Deerfield Beach and 2 to 4 feet of surge along coastal Broward. Hurricane Matthew in 2016 was declared for Broward, though the hurricane center gives no Broward damage figure.
Rain is heavy here too. Fort Lauderdale-Hollywood Airport averages 60.95 inches a year, and about 72 percent of it falls from May through October. For a 1-hour downpour in a 10-year storm, the local rate is 3.65 inches an hour. Check that your gutters and drains can carry that flow.
Local record
On record for Sea Ranch Lakes
- Mostly a walled, gated community (developed from 1956) around two lakes, bordered by the Intracoastal Waterway, with a private beach club.
- 94.1% of housing units are single-family detached homes.
- 80.0% of housing units were built before 1980.
Services
Roofing services in Sea Ranch Lakes
- Roof replacementTear-off, deck, code items and the two inspections.Re-roofs in Sea Ranch Lakes
- Roof repairLeaks, lifted shingles, cracked tile and flashing.Repairs in Sea Ranch Lakes
- Roof inspectionsRoof age, condition and what an insurer asks about.Inspections in Sea Ranch Lakes
- Commercial roofingLow-slope systems, drainage and the code for buildings.Commercial roofs in Sea Ranch Lakes
- New construction roofingDry-in, the sheathing inspection and the code edition.New construction in Sea Ranch Lakes
- GuttersSizing for Florida rain, downspouts and fascia.Gutters in Sea Ranch Lakes
Questions
Sea Ranch Lakes roofing questions
What is the 25% roof rule in Florida?
Unless the whole roof covering gets replaced, you can repair, replace or recover at most 25 percent of it within any 12-month span. This is the rule in the Florida Building Code. If your roof was built or repaired to the 2007 code or later, only the repaired portion must meet current code. Your local building office makes the final call on your job. Sea Ranch Lakes is in Broward County, where the rule applies to all existing buildings.
Source: 2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), read Oct 5, 2026
What is the new law in Florida about roofs?
The 2023 Florida Building Code, Eighth Edition, is the current edition in force. A newer edition becomes effective December 31, 2026, and permit applications submitted on or after that date must comply with it. Confirm with the Village of Sea Ranch Lakes which edition applies to your permit.
Source: FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, read Oct 5, 2026
How old are most homes in Sea Ranch Lakes?
The median home was built in 1968, and about 80 percent of housing units were built before 1980. In Broward County as a whole, the median year is 1980. The village was incorporated in 1959 and developed from 1956. Many roofs here are likely older than 25 years, which means an insurance roof-life documentation request may apply.
Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API, read Oct 5, 2026
Do Sea Ranch Lakes homes need a roof permit?
Roof permit applications in the village go through the Village of Sea Ranch Lakes permit application. Once six months pass after issuance without work beginning, the permit is no longer valid. A permit is also voided when work sits idle for six months. Before you sign a contract, ask the village office which forms apply to your house and whether a Notice of Commencement must be recorded.
Source: Village of Sea Ranch Lakes - Permit Application, read Oct 5, 2026
Broward County
More in Broward County
Sources for this page(32)
- 1.Median year homes were built: 1968. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
- 2.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
- 3.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
- 4.Housing units (ACS 5-year): 220. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25001, via Census Reporter API. Read Oct 5, 2026.
- 5.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, B25034, B25024, via Census Reporter API. Read Oct 5, 2026.
- 6.Permit office: Village of Sea Ranch Lakes - Permit Application. Village of Sea Ranch Lakes - Permit Application. Read Oct 10, 2026.
- 7.Florida Building Commission, 'Setting New Standards for Safety: The Florida Building Code' (2004 publication; wind-speed figures in it are outdated and not used). Read Oct 5, 2026.
- 8.Hurricane Irma (2017). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma (AL112017). Read Oct 5, 2026.
- 9.Hurricane Matthew (2016). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Matthew (AL142016). Read Oct 5, 2026.
- 10.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service). Read Oct 5, 2026.
- 11.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service). Read Oct 5, 2026.
- 12.Wikipedia, 'Sea Ranch Lakes, Florida' (revision 1374699395). Read Oct 5, 2026.
- 13.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
- 14.Hurricane Dorian (2019). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Dorian (AL052019). Read Oct 5, 2026.
- 15.Year incorporated: 1959. Wikipedia, 'List of municipalities in Florida'. Read Oct 5, 2026.
- 16.People (2020 Census): 540. U.S. Census Bureau, 2020 Census counts (POP100, HU100) via TIGERweb tigerWMS_Census2020 layer 26 (Incorporated Places). Read Oct 5, 2026.
- 17.Share of homes built before 1980: 80%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
- 18.Share of homes built 2010 or later: 10%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
- 19.Owner-occupied share of occupied homes: 96.8% (182 of 188). U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25003, via Census Reporter API. Read Oct 5, 2026.
- 20.Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17), Citizens Property Insurance. Read Oct 4, 2026.
- 21.Village of Sea Ranch Lakes - Permit Application, Village of Sea Ranch Lakes. Read Oct 5, 2026.
- 22.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
- 23.2023 Florida Building Code, Building, 8th ed., Chapter 1 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
- 24.Florida Statutes, section 713.135 (2026), Florida Legislature. Read Oct 5, 2026.
- 25.Florida Administrative Code, Chapter 61G20-3, Florida Administrative Code. Read Oct 5, 2026.
- 26.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma (AL112017), NOAA National Hurricane Center. Read Oct 5, 2026.
- 27.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Matthew (AL142016), NOAA National Hurricane Center. Read Oct 5, 2026.
- 28.NOAA Atlas 14 Volume 9 version 2, partial-duration intensity estimates at the Sea Ranch Lakes 2020 Census internal point (26.1999, -80.0984), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
- 29.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Dorian (AL052019), NOAA National Hurricane Center. Read Oct 5, 2026.
- 30.FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, floridaroof.com. Read Oct 5, 2026.
- 31.Miami-Dade County RER notice, Miami. Read Oct 5, 2026.
- 32.Wikipedia, 'List of municipalities in Florida', Wikipedia. Read Oct 5, 2026.
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