Skip to content

Inspections ยท Lauderhill

Roof inspections in Lauderhill, FL

Mobile homes make up 1.3 percent of Lauderhill's housing units, so most roofs here sit on site-built homes. Those homes are old. The median was built in 1976, which suggests many original roofs are well past 15 years. That age is what insurers and buyers ask an inspector to measure.

Request a quote407-242-2840

Updated October 2026

Cream three-story city hall building with columns, palm trees, and a white footbridge under blue sky.
Top-down drone view of a gray-blend shingle roof with ridges, valleys and roof vents, lawn on both sides and a white fence at the left edge.Our work
Photo: Lauderhill City Hall by RTMGterra, CC BY-SA 4.0, cropped

Lauderhill figures this page uses

Share of homes built before 1980
67.7%
Mobile homes, share of housing units
1.3%
Median year homes were built
1976
Owner-occupied share of occupied homes
55.8%

Housing age

Roof age across Lauderhill's 1970s housing

In Lauderhill, 67.7 percent of homes went up before 1980. Broward County as a whole is at 50.0 percent. Many of these houses have had at least one reroof, and some have had two. An inspection tells you which roof you actually have, and how much life it has left.

Under Florida Statute 627.7011(5), an insurer may not turn down or non-renew your homeowner's policy only because the roof is under 15 years old. At 15 years, you may hire an authorized inspector at your own cost, and the insurer must allow it. A finding of 5 or more years of useful life stops age alone from being a reason to drop you.

Policies issued or renewed from July 1, 2022 forward fall under this statute. Senate staff note that mobile home policies are outside it, which matters for the 1.3 percent of Lauderhill units that are mobile homes.

Inspection scope

What a roofer checks and records

The roof portion of the 4-point form lists the covering material, the roof's age, remaining useful life, the date of the last roofing permit, and whether a replacement was full or partial. Condition and damage get recorded too. Citizens asks for this 4-point inspection on properties more than 20 years old, and about 67.7 percent of Lauderhill homes were built before 1980.

  • Cracked, cupped or curling covering
  • Granule loss, with bare asphalt or felt showing
  • Look for cracked tiles, loose tabs, or spots where either one has gone missing
  • Soft spots in the decking
  • Water marks in the attic or on ceilings below

Citizens sets a separate line for older roofs. A shingle roof over 25 years old, or a hard roof such as tile or metal over 50, needs documentation of at least five years of remaining useful life. A wind mitigation inspection is a different job. It checks attic items you cannot see, such as deck attachment and roof-to-wall connections, and Broward sits in the High Velocity Hurricane Zone.

Timing

When to order a roof inspection in Lauderhill

Get one ordered ahead of a purchase or sale, once your insurer mails a roof-age letter, and following any storm. Eta in November 2020 put water inside some Lauderhill structures, so a wet ceiling after heavy rain is worth a look from above. Irma in 2017 brought wind gusts to Broward, including 97 knots at Deerfield Beach, and downed trees across the metro.

Be careful who you call. Under Florida Statute 489.147, a roofing contractor may not offer anything of value for an inspection or a claim, and may not advise you on what your policy covers. Ask your insurer or agent about coverage. A claim notice must reach the insurer within 1 year of the loss.

If an inspection leads to repairs, ask the City of Lauderhill Development Services building office whether a permit applies. The 25 percent rule can decide whether a repair must become a full replacement, unless the roof was built or replaced under the 2007 Florida Building Code or later.

Request a roof inspection

Questions

Roof inspections in Lauderhill: questions

What is the 15-year roof rule in Florida?

Fla. Stat. 627.7011(5) is where Florida's 15-year roof rule can be found. A roof under 15 years old cannot be the only reason an insurer declines to issue or renew a homeowner's policy. Once a roof reaches 15 years or more, the insurer has to allow the homeowner to have an authorized inspector examine it, with the homeowner covering the cost. When that inspection finds 5 or more years of useful life remaining, roof age alone is not a permitted reason for the insurer to refuse or non-renew. In Lauderhill, where the median home was built in 1976, many owners will meet this rule. Confirm details with your insurer or agent.

Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API, read Oct 5, 2026

Related: Roof inspections

Who counts as an authorized roof inspector in Florida?

The insurer must accept the person, and the statute lists who qualifies: a licensed home inspector, a certified building code inspector, a licensed general, building, residential or roofing contractor, a professional engineer, or an architect. The insurer may also recognize anyone else it finds qualified. Before you hire, ask your insurer whether it accepts the person. With 55.8 percent of Lauderhill homes owner-occupied, many owners pay for this inspection themselves.

Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25003, via Census Reporter API, read Oct 5, 2026

Related: Roof inspections

What does a roof inspection check for the 4-point form?

The roof section records covering material, roof age, remaining useful life, last permit date, full or partial replacement with the percentage replaced, and overall condition. It also lists damage such as cracking, curling, granule loss, missing tiles, soft decking and visible leaks. Pictures of every roof slope can take the place of the separate roof inspection form. Citizens asks for the 4-point inspection on properties over 20 years old, which covers 67.7 percent of Lauderhill homes by build year.

Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API, read Oct 5, 2026

Related: Roof inspections

Does a mobile home in Lauderhill follow the same roof rules?

Not entirely. Mobile homes are 1.3 percent of Lauderhill's housing units, and Senate staff note the 15-year roof rule does not apply to mobile home policies. Mobile and manufactured homes also follow the HUD code rather than the Florida Building Code. Citizens still asks for a 4-point inspection on mobile home applications for properties more than 20 years old. Confirm your policy terms with your insurer and permit questions with the Lauderhill building office.

Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API, read Oct 5, 2026

Related: Roof inspections

Nearby

Roof inspections near Lauderhill

Sources for this page(39)
  1. 1.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
  2. 2.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, B25034, B25024, via Census Reporter API. Read Oct 5, 2026.
  3. 3.Share of homes built before 1980: 67.7%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
  4. 4.Wikipedia, 'Lauderhill, Florida' (revision 1374528693). Read Oct 5, 2026.
  5. 5.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
  6. 6.Mobile homes, share of housing units: 1.3%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
  7. 7.Florida Building Commission, 'Setting New Standards for Safety: The Florida Building Code' (2004 publication; wind-speed figures in it are outdated and not used). Read Oct 5, 2026.
  8. 8.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Eta (AL292020). Read Oct 5, 2026.
  9. 9.Hurricane Irma (2017). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma (AL112017). Read Oct 5, 2026.
  10. 10.Permit office: City of Lauderhill - Development Services - Building. City of Lauderhill - Development Services - Building. Read Oct 10, 2026.
  11. 11.Median year homes were built: 1976. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
  12. 12.Owner-occupied share of occupied homes: 55.8% (15,233 of 27,320). U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25003, via Census Reporter API. Read Oct 5, 2026.
  13. 13.Florida Statutes, section 627.7011 (2026). Read Oct 4, 2026.
  14. 14.Insp4pt 03 25. Read Oct 4, 2026.
  15. 15.Citizens Property Insurance Corporation. Read Oct 4, 2026.
  16. 16.Citizens 4-Point Inspection Form, Sample Form Insp4pt 03 25. Read Oct 4, 2026.
  17. 17.Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17). Read Oct 4, 2026.
  18. 18.Citizens Property Insurance Corporation. Read Oct 5, 2026.
  19. 19.Florida Statutes, section 489.147 (2026). Read Oct 4, 2026.
  20. 20.Florida Statutes, section 627.70132 (2026). Read Oct 4, 2026.
  21. 21.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription). Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7).
  22. 22.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API, U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  23. 23.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma (AL112017), NOAA National Hurricane Center. Read Oct 5, 2026.
  24. 24.City of Lauderhill - Development Services - Building, City of Lauderhill. Read Oct 5, 2026.
  25. 25.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Dorian (AL052019), NOAA National Hurricane Center. Read Oct 5, 2026.
  26. 26.FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, floridaroof.com. Read Oct 5, 2026.
  27. 27.Miami-Dade County RER notice, Miami. Read Oct 5, 2026.
  28. 28.2023 Florida Building Code, Building, 8th ed., Chapter 1 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
  29. 29.Florida Statutes, section 713.135 (2026), Florida Legislature. Read Oct 5, 2026.
  30. 30.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service), NOAA National Centers for Environmental Information. Read Oct 5, 2026.
  31. 31.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service), NOAA National Centers for Environmental Information. Read Oct 5, 2026.
  32. 32.NOAA National Hurricane Center, Tropical Cyclone Climatology, NOAA National Hurricane Center. Read Oct 5, 2026.
  33. 33.NOAA Atlas 14 Volume 9 version 2, partial-duration 24-hour depth estimates at the Lauderhill 2020 Census internal point (26.1616, -80.2251), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
  34. 34.NOAA Atlas 14 Volume 9 version 2, partial-duration intensity estimates at the Lauderhill 2020 Census internal point (26.1616, -80.2251), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
  35. 35.Florida Statutes, section 489.113 (2026), Florida Legislature. Read Oct 5, 2026.
  36. 36.Fla. Stat. 489.105(3)(e), Florida Legislature. Read Oct 5, 2026.
  37. 37.Florida Statutes, section 553.842 (2026), Florida Legislature. Read Oct 5, 2026.
  38. 38.Florida Building Commission, Florida Building Commission. Read Oct 5, 2026.
  39. 39.miamidade.gov, miamidade.gov. Read Oct 5, 2026.

South Fork Roofing

Roof inspections in Lauderhill

Answer a few questions about the job, or call.

Request a quote407-242-2840
CallGet a quote