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Re-roofs ยท Sewall's Point

Roof replacement in Sewall's Point, FL

Most homes in Sewall's Point were built around 1989, based on the median build year of 1989. As a result, a large share of the roofs in this area have stayed in place for decades. If you are planning a roof replacement, the age of your home and the rules for re-roofing in Martin County both shape what you need to do first.

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Updated October 2026

Palm trees line a waterfront park with a picnic pavilion under an overcast sky.
Drone view looking down on a gray-blend shingle roof with two front gables, a debris container and a pickup in the driveway beyond.Our work
Photo: Sewall's Point, - Idawriter by Idawriter, CC BY-SA 3.0, cropped

Sewall's Point figures this page uses

Share of homes built before 1980
31.8%
Share of homes built 2010 or later
5.8%
Owner-occupied share of occupied homes
93.8%
Single-family detached share of housing units
99.5%

Housing age

Why the year your Sewall's Point home was built shapes what your roof needs

About 31.8 percent of homes here were built before 1980. Only 5.8 percent were built in 2010 or later. That suggests many roofs in town are well past the point where a full replacement is likely needed.

Nearly all homes here are single-family detached houses, and about 93.8 percent are owner-occupied. For most owners, the roof decision is a personal one tied to a single house, not a building complex.

Permits and rules

What a Florida re-roof triggers in Sewall's Point

A roof replacement here runs through the Town of Sewall's Point Building and Public Works office. Check that office before work starts, because the permit is what sets the inspection schedule for your job.

Under the 25 percent rule, not more than 25 percent of a roof can be repaired or replaced in any 12-month period unless the whole roof system is replaced. Roofs built or repaired under the 2007 Florida Building Code or newer only need the repaired section to meet current code.

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Questions

Roof replacement in Sewall's Point: questions

What type of roof lasts the longest in Florida?

Florida roof life depends on the material, the attic ventilation and the storm exposure of the house. Sewall's Point homes are mostly single-family houses, and the median build year is 1989, so many roofs here are older than 25 years. For an older roof, Citizens Property Insurance asks for documentation of at least five years of remaining useful life for shingle roofs over 25 years old, or for tile and metal roofs over 50 years old. Confirm your roof's remaining life with a qualified inspector before deciding between a repair and a full replacement.

Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API, read Oct 5, 2026

Related: Roof replacement

What are the new laws in Florida regarding roof replacement?

The 2023 code cycle is the one in force now, and the Ninth Edition applies to Sewall's Point permits filed on or after December 31, 2026. Florida Statute 553.844(5) keeps the 2007 exception in place for roofs built or repaired to that code or later. Sewall's Point homes built in 1989 may fall under the 25 percent rule, so confirm the requirements with the Town of Sewall's Point Building and Public Works office.

Source: FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, read Oct 5, 2026

Related: Roof replacement

Does Martin County have the High Velocity Hurricane Zone rules?

Martin County falls outside the High Velocity Hurricane Zone defined by the Florida Building Code, which applies only to Miami-Dade and Broward counties. That means the stricter HVHZ permit and reroofing rules do not apply in Sewall's Point. Hurricane Irma in 2017 brought 1 to 3 feet of storm surge inundation to coastal Martin County, so wind and water protection still matter for roofs here.

Source: Florida Building Commission, 'Setting New Standards for Safety: The Florida Building Code' (2004 publication; wind-speed figures in it are outdated and not used), read Oct 5, 2026

Related: Roof replacement

Nearby

Roof replacement near Sewall's Point

Sources for this page(27)
  1. 1.Share of homes built before 1980: 31.8%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
  2. 2.Share of homes built 2010 or later: 5.8%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
  3. 3.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, B25034, B25024, via Census Reporter API. Read Oct 5, 2026.
  4. 4.Owner-occupied share of occupied homes: 93.8% (805 of 858). U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25003, via Census Reporter API. Read Oct 5, 2026.
  5. 5.Single-family detached share of housing units: 99.5%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
  6. 6.Permit office: Town of Sewall's Point - Building & Public Works. Town of Sewall's Point - Building & Public Works. Read Oct 10, 2026.
  7. 7.Wikipedia, 'Sewall's Point, Florida' (revision 1377576908). Read Oct 5, 2026.
  8. 8.Median year homes were built: 1989. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
  9. 9.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
  10. 10.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
  11. 11.Florida Building Commission, 'Setting New Standards for Safety: The Florida Building Code' (2004 publication; wind-speed figures in it are outdated and not used). Read Oct 5, 2026.
  12. 12.Hurricane Irma (2017). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma (AL112017). Read Oct 5, 2026.
  13. 13.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription). Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7).
  14. 14.Florida Statutes, section 553.844 (2026). Read Oct 5, 2026.
  15. 15.2023 Florida Building Code, Building, 8th ed., Chapter 1 (UpCodes viewer, unofficial transcription). Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7). Source URL inherited from C-3 (the research cites it "as C-3").
  16. 16.Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17). Read Oct 4, 2026.
  17. 17.FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13. Read Oct 5, 2026.
  18. 18.Miami-Dade County RER notice. Read Oct 5, 2026.
  19. 19.Town of Sewall's Point - Building & Public Works, Town of Sewall's Point. Read Oct 5, 2026.
  20. 20.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma (AL112017), NOAA National Hurricane Center. Read Oct 5, 2026.
  21. 21.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Dorian (AL052019), NOAA National Hurricane Center. Read Oct 5, 2026.
  22. 22.Florida Statutes, section 713.135 (2026), Florida Legislature. Read Oct 5, 2026.
  23. 23.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service), NOAA National Centers for Environmental Information. Read Oct 5, 2026.
  24. 24.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service), NOAA National Centers for Environmental Information. Read Oct 5, 2026.
  25. 25.NOAA National Hurricane Center, Tropical Cyclone Climatology, NOAA National Hurricane Center. Read Oct 5, 2026.
  26. 26.NOAA Atlas 14 Volume 9 version 2, partial-duration 24-hour depth estimates at the Sewall's Point 2020 Census internal point (27.1970, -80.1989), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
  27. 27.U.S. Census Bureau, 2020 Census counts (POP100, HU100) via TIGERweb tigerWMS_Census2020 (AREALAND/AREAWATER), U.S. Census Bureau. Read Oct 5, 2026.

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Roof replacement in Sewall's Point

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