Re-roofs · Jensen Beach
Roof replacement in Jensen Beach, FL
The median home in Jensen Beach was built in 1982, which means many roofs here have been in place for more than 40 years. Most owners in this community need to know what a re-roof triggers under Florida rules before they sign anything. The permit, the inspections and the 25% rule all apply to a Jensen Beach roof in the same way they apply elsewhere in Florida.
Updated October 2026
Our workJensen Beach figures this page uses
- Share of homes built before 1980
- 46.2%
- Median year homes were built
- 1982
- Share of homes built 2010 or later
- 10.5%
- Mobile homes, share of housing units
- 13.8%
Housing age
Roof age across the housing stock in Jensen Beach
Nearly half of the homes here, 46.2 percent, were built before 1980. A roof that went on before 1980 has already outlasted the typical shingle life by a wide margin. That suggests many roofs in Jensen Beach are overdue for a closer look, even when no leak has shown up yet.
Only 10.5 percent of homes were built in 2010 or later. If your roof is one of the older ones, the building office and an inspector can tell you its condition and remaining life. Martin County's own median build year is 1986, so Jensen Beach sits slightly older than the county as a whole.
Permits and rules
What a re-roof triggers in Martin County
Roof permits for Jensen Beach are issued by the Martin County Building Department, because Jensen Beach is unincorporated. Check with that office before work starts, since it decides the permit, the schedule and the inspections for your address.
Martin County lies outside the High Velocity Hurricane Zone, because that zone covers only Miami-Dade and Broward counties. That keeps the general Florida Building Code rules in play here, not the stricter HVHZ set.
Under the 25 percent rule, no more than 25 percent of an existing roof can be repaired, replaced or recovered in a 12-month period unless the entire roof covering is replaced. When a roof was built or repaired under the 2007 Florida Building Code or a newer edition, just the portion you repair has to satisfy current code requirements.
Questions
Roof replacement in Jensen Beach: questions
What is the 25% roof rule in Florida?
Under the 25 percent rule, if you repair or replace more than that share of an existing roof within any 12-month span, the entire roof covering must be brought up to current code. Once more than 25 percent of the roof area is redone, the entire covering must be replaced. For Jensen Beach homes, the Martin County Building Department applies this rule when it reviews a permit. If your roof was built or repaired to the 2007 Florida Building Code or later, only the repaired part must meet the newer code. Before beginning work, check these specifics with your county building office.
Source: 2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), read Oct 5, 2026
How old are most roofs in Jensen Beach?
The median home in Jensen Beach was built in 1982, and 46.2 percent of homes were built before 1980. That means a large share of roofs here are already past the typical service life of a shingle roof. Only 10.5 percent of homes were built in 2010 or later. If you are unsure how old your roof is, check your permit history with the Martin County Building Department or have an inspector look at it.
Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API, read Oct 5, 2026
Do mobile homes in Jensen Beach need a roof permit?
Mobile homes make up 13.8 percent of housing units in Jensen Beach, compared with 8.8 percent across Martin County. Roof work on any home here goes through the Martin County Building Department, so a mobile home owner should contact that office before replacing a roof. Ask the office which permit and inspections apply to your specific unit, since the rules can differ for manufactured homes.
Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API, read Oct 5, 2026
Sources for this page(23)
- 1.Share of homes built before 1980: 46.2%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
- 2.Median year homes were built: 1982. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
- 3.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, B25034, B25024, via Census Reporter API. Read Oct 5, 2026.
- 4.Share of homes built 2010 or later: 10.5%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
- 5.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
- 6.Wikipedia, 'Jensen Beach, Florida' (revision 1369166206). Read Oct 5, 2026.
- 7.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
- 8.Florida Building Commission, 'Setting New Standards for Safety: The Florida Building Code' (2004 publication; wind-speed figures in it are outdated and not used). Read Oct 5, 2026.
- 9.Permit office: Martin County Building Department. Martin County Building Department. Read Oct 10, 2026.
- 10.Mobile homes, share of housing units: 13.8%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
- 11.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription). Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7).
- 12.Florida Statutes, section 553.844 (2026). Read Oct 5, 2026.
- 13.Martin County Building Department, Martin County Building Department. Read Oct 5, 2026.
- 14.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Dorian (AL052019), NOAA National Hurricane Center. Read Oct 5, 2026.
- 15.Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17), Citizens Property Insurance. Read Oct 4, 2026.
- 16.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma (AL112017), NOAA National Hurricane Center. Read Oct 5, 2026.
- 17.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Matthew (AL142016), NOAA National Hurricane Center. Read Oct 5, 2026.
- 18.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service), NOAA National Centers for Environmental Information. Read Oct 5, 2026.
- 19.NOAA Atlas 14 Volume 9 version 2, partial-duration intensity estimates at the Jensen Beach 2020 Census internal point (27.2440, -80.2411), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
- 20.NOAA National Hurricane Center, Tropical Cyclone Climatology, NOAA National Hurricane Center. Read Oct 5, 2026.
- 21.FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, floridaroof.com. Read Oct 5, 2026.
- 22.2023 Florida Building Code, Building, 8th ed., Chapter 1 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
- 23.Miami-Dade County RER notice, Miami. Read Oct 5, 2026.
South Fork Roofing
Roof replacement in Jensen Beach
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