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Martin County ยท Town

Roofing in Jupiter Island, Florida

Jupiter Island is a barrier island town that runs from the Palm Beach County line north toward the Hobe Sound National Wildlife Refuge, with the Atlantic on its east side. The town is small, and its roofs carry the same age and salt exposure as the island. Most of what matters for your roof here comes from the town's own permit office and the age of its homes.

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Updated October 2026

Turquoise surf washes across pale sand beside a rough limestone rock outcrop under a blue sky.
Photo: Blowing Rocks Nature Preserve by apasciuto, CC BY 2.0, cropped

At a glance

Jupiter Island homes at a glance

People (2020 Census)
804
Median year homes were built
1985
Share of homes built before 1980
40.7%
Share of homes built 2010 or later
14.2%
Owner-occupied share of occupied homes
95.8%

Census figures; each one is listed in the sources at the end of this page.

Housing age

Roof age across the island's older housing stock

The median home here was built in 1985, with a margin of error of plus or minus 5 years. By that measure, a large share of the original roofs in your area have probably exceeded 25 years of age. Forty and seven-tenths percent of homes were built before 1980, so a large share of the island has roofs that have already been through decades of sun and wind.

Newer roofs are rarer. Only 14.2 percent of homes were built in 2010 or later. If your roof is one of the older ones, your insurer may ask for a roof age and condition report. Under Citizens' rules, a shingle roof older than 25 years needs documentation of at least five years of remaining useful life. A tile, slate, clay, concrete or metal roof gets that same test at 50 years.

Permits and review

Who issues roof permits in Jupiter Island?

Roof permits here go through the Town of Jupiter Island Building Department, not the county. Check the town's permit page before you sign a contract, so you know which forms, fees and inspection steps apply to your job.

A permit has time limits. Your permit lapses if you fail to begin work within 6 months of its issue date, or if work sits idle for a full 6 months once begun. A project keeps its active status only while it clears an inspection at least once every 180 days. Ask the building office how these clocks apply to your job.

Building permits

Town of Jupiter Island - Building Department

Official building page

Office names and links only. Fees, forms and timing change; check the official page.

Storms and rain

What storms and rain should a Jupiter Island roof handle?

Your property in Martin County falls outside the High Velocity Hurricane Zone defined by the Florida Building Code. Only Miami-Dade and Broward counties fall inside that zone. Hurricane Irma in 2017 brought 1 to 3 feet of storm surge inundation along coastal Martin County. Hurricane Matthew in 2016 caused moderate beach erosion from Palm Beach County north to Indian River County.

Rain is heavy here. Stuart averages 62.72 inches a year, and about 68 percent of that falls from May through October. The atlas gives a 1-hour rain in a 10-year storm at 3.29 inches an hour. That is a lot of water for gutters and drains to carry off a flat or low-slope roof.

Local record

On record for Jupiter Island

  • 92.3% of housing units are single-family detached homes.
  • 36.4% of all housing units are vacant and held for seasonal, recreational or occasional use.

Services

Roofing services in Jupiter Island

Questions

Jupiter Island roofing questions

Is a metal roof a good idea in Florida?

A metal roof can suit Jupiter Island, but the choice depends on your home's age and your insurer. Many homes here were built around 1985, so the roof structure may need checking before a new covering goes on. Under Citizens' rules, a metal roof older than 50 years needs documentation of five years of remaining life. Ask your insurer and the town building office before you decide.

Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API, read Oct 5, 2026

Related: Roof replacement

Do I need a permit to replace my roof in Jupiter Island?

Roof work here runs through the Town of Jupiter Island Building Department. Check the town's permit page before you start, since the forms and inspection steps are set there. Permits also expire if work does not begin within 6 months of issue, so confirm the timing with the office.

Source: Town of Jupiter Island - Building Department, read Oct 5, 2026

Related: Roof replacement

Will my insurer require a roof inspection on Jupiter Island?

Insurers may ask for proof of roof condition, especially on older homes. Citizens requires at least five years of remaining useful life for shingle roofs older than 25 years. Only 14.2 percent of homes here were built in 2010 or later, so many roofs may fall in that older group. Contact your insurer or agent about what they need from you.

Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API, read Oct 5, 2026

Related: Roof inspections

How much rain does a Jupiter Island roof need to handle?

Stuart averages 62.72 inches of rain a year, and about 68 percent falls from May through October. A 1-hour rain in a 10-year storm falls at 3.29 inches an hour in this area. Check that your gutters and drains can carry heavy runoff during the summer wet season.

Source: NOAA NCEI U.S. Climate Normals 1991-2020 (access data service), read Oct 5, 2026

Related: Gutters

Does the Florida Building Code apply to roofs on Jupiter Island?

The Florida Building Code's 2023 Eighth Edition came into force on December 31, 2023. Applications filed on or after December 31, 2026 will need to comply with the Ninth Edition, which takes effect that day. Martin County is outside the High Velocity Hurricane Zone, so the Miami-Dade and Broward rules do not apply here.

Source: FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, read Oct 5, 2026

Related: Roof replacement

Nearby

Near Jupiter Island

Martin CountyOur 20 counties

Martin County

More in Martin County

Sources for this page(29)
  1. 1.Median year homes were built: 1985. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
  2. 2.Share of homes built before 1980: 40.7%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
  3. 3.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
  4. 4.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, B25034, B25024, via Census Reporter API. Read Oct 5, 2026.
  5. 5.Share of homes built 2010 or later: 14.2%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
  6. 6.Permit office: Town of Jupiter Island - Building Department. Town of Jupiter Island - Building Department. Read Oct 10, 2026.
  7. 7.Florida Building Commission, 'Setting New Standards for Safety: The Florida Building Code' (2004 publication; wind-speed figures in it are outdated and not used). Read Oct 5, 2026.
  8. 8.Hurricane Irma (2017). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma (AL112017). Read Oct 5, 2026.
  9. 9.Hurricane Matthew (2016). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Matthew (AL142016). Read Oct 5, 2026.
  10. 10.Wikipedia, 'Jupiter Island, Florida' (revision 1373512492). Read Oct 5, 2026.
  11. 11.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
  12. 12.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25004, via Census Reporter API. Read Oct 5, 2026.
  13. 13.Hurricane Dorian (2019). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Dorian (AL052019). Read Oct 5, 2026.
  14. 14.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service). Read Oct 5, 2026.
  15. 15.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service). Read Oct 5, 2026.
  16. 16.People (2020 Census): 804. U.S. Census Bureau, 2020 Census counts (POP100, HU100) via TIGERweb tigerWMS_Census2020 layer 26 (Incorporated Places). Read Oct 5, 2026.
  17. 17.NOAA National Hurricane Center, Tropical Cyclone Climatology. Read Oct 5, 2026.
  18. 18.Owner-occupied share of occupied homes: 95.8% (343 of 358). U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25003, via Census Reporter API. Read Oct 5, 2026.
  19. 19.Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17), Citizens Property Insurance. Read Oct 4, 2026.
  20. 20.Town of Jupiter Island - Building Department, townofjupiterisland.com. Read Oct 5, 2026.
  21. 21.2023 Florida Building Code, Building, 8th ed., Chapter 1 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
  22. 22.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
  23. 23.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma (AL112017), NOAA National Hurricane Center. Read Oct 5, 2026.
  24. 24.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Matthew (AL142016), NOAA National Hurricane Center. Read Oct 5, 2026.
  25. 25.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Dorian (AL052019), NOAA National Hurricane Center. Read Oct 5, 2026.
  26. 26.NOAA Atlas 14 Volume 9 version 2, partial-duration intensity estimates at the Jupiter Island 2020 Census internal point (27.0269, -80.1019), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
  27. 27.U.S. Census Bureau, 2020 Census counts (POP100, HU100) via TIGERweb tigerWMS_Census2020 layer 26 (Incorporated Places), U.S. Census Bureau. Read Oct 5, 2026.
  28. 28.FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, floridaroof.com. Read Oct 5, 2026.
  29. 29.Miami-Dade County RER notice, Miami. Read Oct 5, 2026.

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