Inspections · Parkland

Roof inspections in Parkland, FL

About 13 percent of Parkland residents are 65 or older, and many of them own a home that is newer than the 15-year line insurers use for roofs. Most roofs here are still young, so an inspection is usually about paperwork, a sale or a storm.

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Updated October 2026

Galvanized metal water control gates along a concrete walkway beside marsh grass and a canal. — Photo: Water Control Gates by MikesMegapixels, CC BY 3.0, cropped

Top-down drone view of a gray-blend shingle roof with ridges, valleys and roof vents, lawn on both sides and a white fence at the left edge. — Photo: Water Control Gates by MikesMegapixels, CC BY 3.0, cropped

Parkland figures this page uses

Median year homes were built: 2006
Share of homes built before 1980: 1.5%
Owner-occupied share of occupied homes: 85.1%
Residents 65 and older: 13%

Housing age

Parkland homes are newer, but some roofs pass 15 years

The median Parkland home was built in 2006, against 1980 for Broward County. Only 1.5 percent of homes here were built before 1980. That suggests most original roofs sit between the 15-year and 25-year marks, not past them.

Another 36.5 percent of homes were built in 2010 or later, so a large share of roofs are under 15 years old. Under Fla. Stat. 627.7011(5)(b), a Parkland insurer cannot turn down or drop a homeowner policy only because a roof is under that age.

A roof that reaches 15 years changes your options. Your insurer must allow an authorized inspector, paid for by you, to examine it. Age alone cannot justify a refusal or non-renewal once an inspector finds 5 or more years of useful life remaining.

Insurer forms

What insurers want recorded about a Parkland roof

A 4-point form has a roof section. It records the covering material, roof age, remaining useful life, the date of the last roofing permit, whether a replacement was full or partial, and the overall condition. Citizens asks for that form once a property is over 20 years old, which few Parkland homes are yet.

The damage list covers cracking, curling, granule loss, missing or cracked tiles, soft decking and visible leaks. Parkland is 84.2 percent single-family detached homes, so most owners deal with a full shingle or tile roof and these exact items.

A separate wind mitigation form, OIR-B1-1802, records items you cannot see from the ground, such as roof deck attachment and roof-to-wall connections. Broward sits in the High Velocity Hurricane Zone, so homes here use that wind category. Unless the structure changes, you can rely on a completed form for up to five years.

Timing

When to order a roof inspection in Parkland

Four triggers make sense here: a purchase, a sale, a letter from your insurer about roof age, or a storm. About 85.1 percent of Parkland households own their home, so most readers hold the house outright or with a mortgage, and a dated report helps in each case.

Irma in 2017 brought a 97-kt gust at Deerfield Beach and widespread tree damage across the metro. After any storm, an inspection finds lifted or cracked tiles and soft decking before a small leak spreads.

Florida law does not let a roofing contractor advise you on what your policy covers or push you to file a claim. Ask your insurer or agent about coverage. Confirm roof permit requirements with the City of Parkland Building Department.

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Questions

Roof inspections in Parkland: questions

How old is a roof before an insurer can ask about it in Parkland?

The line is 15 years. Solely because a roof is under 15 years old, a homeowner policy cannot be refused or non-renewed by an insurer. If your roof is 15 or older, you can pay to have an authorized inspector examine it. With the Parkland median home built in 2006, many original roofs are near or past that line.

Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API, read Oct 5, 2026

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Who counts as an authorized inspector for my roof?

Your insurer must accept the inspector, and Florida lists several types: a licensed home inspector, a building code inspector, a licensed general, building, residential or roofing contractor, a professional engineer, or an architect. Any other person the insurer accepts as qualified is also eligible. In Parkland, where 85.1 percent of households own their home, ask your insurer or agent which inspectors it accepts before you hire one.

Source: Florida Statutes, section 627.7011 (2026), read Oct 5, 2026

Related: Roof inspections

What does a roof inspection check on a Parkland home?

It checks the covering, age, remaining useful life, permit history and damage such as cracking, missing tiles, soft decking and leaks. A wind mitigation inspection adds attic items like roof deck attachment and roof-to-wall connectors. Broward is in the High Velocity Hurricane Zone, and 84.2 percent of Parkland homes are single-family detached, so most inspections cover a full single-family roof.

Source: Citizens Property Insurance Corporation, read Oct 5, 2026

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Does a roof inspection tell me what my policy covers?

No. A roofer reports the roof's condition, not your coverage. Florida law bars roofing contractors from advising on policy coverage unless licensed as public adjusters. Ask your insurer or agent about coverage. With 13 percent of Parkland residents 65 or older, many owners keep a long-held policy, so confirm its terms directly.

Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B01001, via Census Reporter API, read Oct 5, 2026

Related: Roof inspections

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