Re-roofs ยท Miramar
Roof replacement in Miramar, FL
The median Miramar home was built in 1996, according to the Census Bureau's 2024 five-year estimates, with a margin of error of plus or minus one year. That suggests many roofs here are now in their late twenties or older, depending on the original covering and how it was maintained. If you are planning a roof replacement, the permit rules and inspections come first, and they change how the job is done.
Updated October 2026
Our workMiramar figures this page uses
- Median year homes were built
- 1996
- Share of homes built before 1980
- 29%
- Share of homes built 2010 or later
- 9.1%
Housing age
How old are Miramar roofs, really?
Miramar housing is newer than the Broward County average. The county median is 1980, while Miramar's is 1996, and 29 percent of Miramar homes were built before 1980. Only 9.1 percent were built in 2010 or later. Most owner-occupied homes here are likely on their original roof or one replaced once.
Age alone does not decide the job. Florida's insurance rules treat a roof 15 years or older differently, and an authorized inspector can document remaining life. Ask your insurer or agent how your policy reads before you schedule work.
Permit and code
What a Florida re-roof triggers
Miramar roof work is handled through the City of Miramar's Building, Planning & Zoning office, which the city's official page confirms handles building and permit functions. Any re-roof starts there, and the contractor must file a permit application before work begins. Confirm the current process with the building office, since its website refuses automated checks.
Broward is one of two Florida counties in the High Velocity Hurricane Zone. That brings stricter roofing provisions, including a mandatory roofing permit application for any reroofing, repair or maintenance work completed by a licensed contractor. Sheathing that is water soaked or not fastened to current code cannot be covered over.
Questions
Roof replacement in Miramar: questions
What is the 25% roof rule in Florida?
It limits how much of a roof can be patched or replaced in one year without redoing the whole covering. Under the current code, if more than 25 percent of the roof area is repaired, replaced or recovered within 12 months, the entire roof covering must be replaced. A Miramar roof that was built to the 2007 Florida Building Code or later may qualify for a narrower rule, so confirm how it applies to your roof with the Miramar building office before you plan the work.
Source: 2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), read Oct 5, 2026
Who pulls the roof permit in Miramar?
The contractor files the permit application with the City of Miramar's Building, Planning & Zoning office. In Broward's High Velocity Hurricane Zone, the application must be completed and signed by a licensed contractor. Ask the contractor to show you the permit before work starts, and confirm the inspection schedule with the city.
Source: City of Miramar - Building, Planning & Zoning, read Oct 5, 2026
Does Miramar have to follow the hurricane zone code?
Broward County sits in the High Velocity Hurricane Zone, which carries stronger roofing provisions than most of Florida. Those provisions apply to Miramar roof work in the county. Ask the building office which edition of the code governs your permit, since the 2026 edition takes effect December 31, 2026.
Source: Florida Building Commission, 'Setting New Standards for Safety: The Florida Building Code' (2004 publication; wind-speed figures in it are outdated and not used), read Oct 5, 2026
Will my insurer care how old my Miramar roof is?
Florida law says an insurer cannot refuse to issue or renew a homeowner's policy solely because a roof is under 15 years old. For a roof 15 years or older, the insurer must let the homeowner have an authorized inspector check the roof at the homeowner's expense, and it may not refuse or non-renew solely for age if that inspection shows 5 years or more of useful life remaining. Your insurer or agent can explain how your own policy applies.
Source: Florida Statutes, section 627.7011 (2026), read Oct 4, 2026
Sources for this page(27)
- 1.Median year homes were built: 1996. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
- 2.Share of homes built before 1980: 29%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
- 3.Share of homes built 2010 or later: 9.1%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
- 4.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
- 5.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
- 6.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, B25034, B25024, via Census Reporter API. Read Oct 5, 2026.
- 7.Permit office: City of Miramar - Building, Planning & Zoning. City of Miramar - Building, Planning & Zoning. Read Oct 10, 2026.
- 8.Florida Building Commission, 'Setting New Standards for Safety: The Florida Building Code' (2004 publication; wind-speed figures in it are outdated and not used). Read Oct 5, 2026.
- 9.Florida Statutes, section 627.7011 (2026). Read Oct 4, 2026.
- 10.Florida Statutes, section 553.73 (2026). Read Oct 4, 2026.
- 11.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription). Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7). Source URL inherited from C-14 (the research cites it "as C-14").
- 12.Florida Statutes, section 553.844 (2026). Read Oct 5, 2026.
- 13.Miami-Dade County RER notice. Read Oct 5, 2026.
- 14.City of Miramar - Building, Planning & Zoning, City of Miramar. Read Oct 5, 2026.
- 15.Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17), Citizens Property Insurance. Read Oct 4, 2026.
- 16.Florida Statutes, section 553.842 (2026), Florida Legislature. Read Oct 5, 2026.
- 17.miamidade.gov, miamidade.gov. Read Oct 5, 2026.
- 18.FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, floridaroof.com. Read Oct 5, 2026.
- 19.2023 Florida Building Code, Building, 8th ed., Chapter 1 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
- 20.Florida Statutes, section 713.135 (2026), Florida Legislature. Read Oct 5, 2026.
- 21.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service), NOAA National Centers for Environmental Information. Read Oct 5, 2026.
- 22.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service), NOAA National Centers for Environmental Information. Read Oct 5, 2026.
- 23.NOAA National Hurricane Center, Tropical Cyclone Climatology, NOAA National Hurricane Center. Read Oct 5, 2026.
- 24.NOAA Atlas 14 Volume 9 version 2, partial-duration intensity estimates at the Miramar 2020 Census internal point (25.9726, -80.3385), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
- 25.NOAA Atlas 14 Volume 9 version 2, partial-duration 24-hour depth estimates at the Miramar 2020 Census internal point (25.9726, -80.3385), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
- 26.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma (AL112017), NOAA National Hurricane Center. Read Oct 5, 2026.
- 27.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Eta (AL292020), NOAA National Hurricane Center. Read Oct 5, 2026.
South Fork Roofing
Roof replacement in Miramar
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