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Re-roofs ยท Hudson

Roof replacement in Hudson, FL

The median home in Hudson was built in 1984, with a margin of error of plus or minus 2 years. That means many roofs on Hudson homes are now in their third or fourth decade. If you are planning a roof replacement here, the age of the house is the first thing the county will look at, and the rules that follow are more involved than most owners expect.

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Updated October 2026

Aerial view of a dense residential neighborhood with canals and a waterfront edge, partly framed by clouds.
Drone view looking down on a gray-blend shingle roof with two front gables, a debris container and a pickup in the driveway beyond.Our work
Photo: Aerial view of Hudson, Florida 2 by Wknight94 talk, CC BY-SA 3.0, cropped

Hudson figures this page uses

Share of homes built before 1980
38.1%
Share of homes built 2010 or later
2.7%
Median year homes were built
1984

Why age matters

How old Hudson roofs tend to be

About 38.1 percent of Hudson homes were built before 1980. Of the homes surveyed, just 2.7 percent went up in 2010 or afterward. Most roofs in town are older than the typical asphalt shingle life, so a replacement is more likely than a repair.

Citizens Property Insurance asks for documentation of at least five years of remaining useful life on a roof older than 25 years if the roof is shingle. If your Hudson roof is past that age, expect the insurer to ask for an inspection before renewal.

Permits and inspections

What a re-roof in Hudson triggers under the 25 percent rule

Under the 25 percent rule, no more than a quarter of the roof area can be redone in any 12-month period unless the entire covering is replaced. Many Hudson owners ask whether a partial repair avoids the full re-roof. Only a licensed permit can answer that for your house.

Because Hudson is an unincorporated census-designated place, the county, not a city, is the office to call. Ask Pasco County Building Construction Services for the inspection schedule before any tear-off begins.

  • Permit issued by Pasco County Building Construction Services
  • Record the Notice of Commencement and post it on site before any inspection takes place.
  • Permit must see inspection activity within 180 days or it lapses
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Questions

Roof replacement in Hudson: questions

What is the 25% roof rule in Florida?

The 25 percent rule limits how much of an existing roof can be repaired, replaced or recovered in any 12-month period without redoing the full covering. Not more than 25 percent of the total roof area may be worked on in that window unless the entire roof covering is replaced. In Hudson, where most homes were built around 1984, this rule often decides whether a partial fix is allowed. When the current roof was built or fixed under the 2007 Florida Building Code or newer, just the patched area has to satisfy today's rules. Check the details with Pasco County Building Construction Services.

Source: 2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), read Oct 5, 2026

Related: Roof replacement

Who issues roof permits in Hudson, Florida?

Because Hudson is an unincorporated census-designated place, Pasco County Building Construction Services handles the roof permits there. You will not apply through a city building department here. Ask the county office for the permit, the inspection schedule and any Notice of Commencement requirement before work begins. The permit must show inspection activity within 180 days or it can become invalid.

Source: Pasco County Building Construction Services, read Oct 5, 2026

Related: Roof replacement

How old are most roofs in Hudson?

The median home in Hudson was built in 1984, with a margin of error of plus or minus 2 years. About 38.1 percent of homes were built before 1980. Of the homes surveyed, just 2.7 percent went up in 2010 or afterward. That suggests many roofs here are past the typical asphalt shingle life, so an age check is worth doing before the next storm season.

Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API (release acs2024_5yr), read Oct 5, 2026

Related: Roof replacement

Nearby

Roof replacement near Hudson

Sources for this page(24)
  1. 1.Share of homes built before 1980: 38.1%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API (release acs2024_5yr). Read Oct 5, 2026.
  2. 2.Share of homes built 2010 or later: 2.7%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API (release acs2024_5yr). Read Oct 5, 2026.
  3. 3.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API (release acs2024_5yr). Read Oct 5, 2026.
  4. 4.Permit office: Pasco County Building Construction Services. Pasco County Building Construction Services. Read Oct 10, 2026.
  5. 5.Pasco County, Coastal Management. Read Oct 5, 2026.
  6. 6.Hurricane Hermine (2016). NHC TCR AL092016; FEMA OpenFEMA DisasterDeclarationsSummaries v2 (designatedArea = county). Read Oct 5, 2026.
  7. 7.Hurricane Irma (2017). NOAA NCEI Storm Events Database, event 721945 (Tropical Storm, 2017-09-10, zone/county INLAND PASCO), bulk details file; FEMA OpenFEMA DisasterDeclarationsSummaries v2 (designatedArea = county). Read Oct 5, 2026.
  8. 8.Median year homes were built: 1984. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API (release acs2024_5yr). Read Oct 5, 2026.
  9. 9.Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17). Read Oct 4, 2026.
  10. 10.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription). Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7).
  11. 11.2023 Florida Building Code, Building, 8th ed., Chapter 1 (UpCodes viewer, unofficial transcription). Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7). Source URL inherited from C-3 (the research cites it "as C-3").
  12. 12.Florida Statutes, section 553.844 (2026). Read Oct 5, 2026.
  13. 13.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API (release acs2024_5yr), U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  14. 14.Pasco County Building Construction Services, Pasco County Building Construction Services. Read Oct 5, 2026.
  15. 15.NHC TCR AL092016; FEMA OpenFEMA DisasterDeclarationsSummaries v2 (designatedArea = county), NOAA National Hurricane Center. Read Oct 5, 2026.
  16. 16.NOAA NCEI Storm Events Database, event 721945 (Tropical Storm, 2017-09-10, zone/county INLAND PASCO), bulk details file; FEMA OpenFEMA DisasterDeclarationsSummaries v2 (designatedArea = county), NOAA National Centers for Environmental Information. Read Oct 5, 2026.
  17. 17.Florida Statutes, section 713.135 (2026), Florida Legislature. Read Oct 5, 2026.
  18. 18.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API (release acs2024_5yr), U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  19. 19.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API (release acs2024_5yr), U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  20. 20.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API (release acs2024_5yr), U.S. Census Bureau (via Census Reporter). Read Oct 5, 2026.
  21. 21.NOAA NCEI Storm Events Database, event 1058671 (Tropical Storm, 2022-09-28, zone/county COASTAL PASCO), bulk details file; FEMA OpenFEMA DisasterDeclarationsSummaries v2 (designatedArea = county), NOAA National Centers for Environmental Information. Read Oct 5, 2026.
  22. 22.NOAA NCEI U.S. Climate Normals 1991-2020, station USC00087851, NOAA National Centers for Environmental Information. Read Oct 5, 2026.
  23. 23.U.S. Census Bureau, Vintage 2025 county population estimates (co-est2025-alldata.csv: ESTIMATESBASE2020, POPESTIMATE2025), U.S. Census Bureau. Read Oct 5, 2026.
  24. 24.NWS Tampa Bay Area/Ruskin, County Impacts narratives (Post Tropical Cyclone Report), National Weather Service. Read Oct 5, 2026.

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Roof replacement in Hudson

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