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Repairs ยท The Acreage

Roof repair in The Acreage, FL

The Acreage has isolated flooding every year, and some of it closes roads. Roof leaks that follow a storm here are usually found after the water drops. Start with a safe look from the ground, photograph damage, and decide whether a repair or a replacement fits the roof.

Updated October 2026

Close view across a gray shingle roof slope with a black pipe boot, a palm and a green lawn below.

Local storm history

Storms that have hit The Acreage roofs

Hurricane Milton's EF-3 tornado crossed The Acreage on October 9, 2024, and grew stronger near Northlake Boulevard at the north end. Tornado wind lifts roof edges and ridges first. Hurricane Ian's EF-2 tornado in Palm Beach County collapsed a house roof and injured 2 people.

Palm Beach County sits outside the High Velocity Hurricane Zone, which covers only Miami-Dade and Broward. The standard Florida Building Code governs the roofs in this area. Peak hurricane activity falls on September 10, within a season that runs from June 1 through November 30.

About 95.2% of housing units here are single-family detached homes, so most repair calls involve a house with its own roof, not a shared building. The median home was built in 1996, newer than the county's 1986 median. That suggests many roofs are older than 20 years, though a roof's own age may differ from the home's.

Failure points

Where roofs fail and what a repair involves

Where the code requires flashing is where leaks tend to show up: at wall and roof intersections, at changes of slope, and around openings like vent pipes. Check those spots first in the attic after rain. Missing ridge shingles or a lost ridge vent can open the deck to water, and FEMA documented ceilings collapsing from that damage alone.

Soffits have performed poorly in hurricanes, and when they fail, water often gets into the attic. After a storm, look for loose or cracked tabs, exposed felt, granule loss and soft decking. Roofers may also repair or replace damaged fascia and wood sheathing during a roof repair.

For safety, stay off a wet roof and away from downed lines. Cover openings only from the ground or a ladder you can trust, and take dated photos. Owners are 92.7% of occupied households here, so the decisions and the paperwork are usually yours alone.

Code line

Repair or replace: the 25% rule

Under the Florida Building Code, no more than 25 percent of a roof or roof section may be repaired, replaced or recovered within any 12-month period. Once work goes beyond that limit, you must replace or recover the entire roof section. In legal terms, this threshold is the main dividing line between a repair and a replacement.

The rule does not apply the same way when the roof was built, repaired or replaced under the 2007 Florida Building Code or a later edition. Then only the repaired part must meet current code, and no local government can change that exception. With a 1996 median home year, some roofs here may qualify and some may not, so ask the county.

Permits come from the Palm Beach County Building Division, since The Acreage is unincorporated. Small repairs may be approved without a permit at the building official's discretion, so confirm with that office before work starts.

Questions

Roof repair in The Acreage: questions

What is the 25% roof rule in The Acreage?

The Florida Building Code limits repair, replacement or recovery to 25 percent of a roof section in 12 months. Beyond that point, you have to replace or recover the whole section. When your roof was built or repaired to the 2007 Florida Building Code or later, current code applies only to the part being repaired. The Palm Beach County Building Division handles permits in The Acreage and can tell you how it applies.

Source: 2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), read Oct 5, 2026

Related: Roof repair

How can I tell if a roofer is lying?

Under Florida Statute 489.147, a roofer may not offer anything of value for a roof inspection or claim, or advise you on what your policy covers. Every residential roof contract must carry a bold notice to check coverage with your insurer before signing. Written scope, a permit through the Palm Beach County Building Division, and answers that match the code are good checks.

Source: Florida Statutes, section 489.147 (2026), read Oct 4, 2026

Related: Roof repair

Does my insurer decide when my roof is replaced?

Not by age alone. If your roof is 15 years or older, Florida law allows you to hire an authorized inspector to evaluate it, and you pay for that inspection. When the inspection finds 5 or more years of useful life remaining, an insurer cannot deny or non-renew coverage based solely on the roof's age. Your median-1996 neighbors may fall near that line, so ask your insurer or agent about your policy.

Source: Florida Statutes, section 627.7011 (2026), read Oct 5, 2026

Related: Roof repair

What should I do after a tornado like Milton's?

Keep off the roof itself and take your photographs of the damage from the ground. Hurricane Milton's EF-3 tornado crossed The Acreage on October 9, 2024. Note missing ridge shingles, exposed felt and soffit damage, and check the attic for leaks. Claim notice must reach your insurer within 1 year of the loss, so talk to your insurer or agent promptly.

Source: NWS Miami, 'Hurricane Milton' StoryMap (Oct 9, 2024 tornado outbreak; preliminary data), read Oct 5, 2026

Related: Roof repair

Nearby

Roof repair near The Acreage

Sources for this page(40)
  1. 1.NWS Miami, 'Hurricane Milton' StoryMap (Oct 9, 2024 tornado outbreak; preliminary data). Read Oct 5, 2026.
  2. 2.Hurricane Ian (2022). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Ian (AL092022). Read Oct 5, 2026.
  3. 3.Wikipedia, 'The Acreage, Florida' (revision 1376961744). Read Oct 5, 2026.
  4. 4.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
  5. 5.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
  6. 6.Hurricane Matthew (2016). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Matthew (AL142016). Read Oct 5, 2026.
  7. 7.Hurricane Dorian (2019). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Dorian (AL052019). Read Oct 5, 2026.
  8. 8.Florida Building Commission, 'Setting New Standards for Safety: The Florida Building Code' (2004 publication; wind-speed figures in it are outdated and not used). Read Oct 5, 2026.
  9. 9.Median year homes were built: 1996. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
  10. 10.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, B25034, B25024, via Census Reporter API. Read Oct 5, 2026.
  11. 11.Owner-occupied share of occupied homes: 92.7% (12,236 of 13,197). U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25003, via Census Reporter API. Read Oct 5, 2026.
  12. 12.Permit office: Palm Beach County Planning, Zoning & Building - Building Division. Palm Beach County Planning, Zoning & Building - Building Division. Read Oct 10, 2026.
  13. 13.NOAA NHC. Read Oct 5, 2026.
  14. 14.FBCR Ch. 9. Read Oct 4, 2026.
  15. 15.FEMA FL-RA2. Read Oct 5, 2026.
  16. 16.Citizens 4-Point Inspection Form, Sample Form Insp4pt 03 25. Read Oct 4, 2026.
  17. 17.Fla. Stat. 489.105(3)(e). Read Oct 5, 2026.
  18. 18.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription). Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7).
  19. 19.2023 Florida Building Code, Residential, 8th ed., chapter 9 roof assemblies (ICC viewer). Read Oct 4, 2026.
  20. 20.Florida Statutes, section 553.844 (2026). Read Oct 5, 2026.
  21. 21.FBC-B 2023 Ch. 1. Read Oct 5, 2026.
  22. 22.Florida Statutes, section 489.147 (2026). Read Oct 4, 2026.
  23. 23.Florida Statutes, section 627.7011 (2026). Read Oct 5, 2026.
  24. 24.Florida Statutes, section 627.70132 (2026). Read Oct 4, 2026.
  25. 25.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Ian (AL092022), NOAA National Hurricane Center. Read Oct 5, 2026.
  26. 26.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Matthew (AL142016), NOAA National Hurricane Center. Read Oct 5, 2026.
  27. 27.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Dorian (AL052019), NOAA National Hurricane Center. Read Oct 5, 2026.
  28. 28.Palm Beach County Planning, Zoning & Building - Building Division, Palm Beach County Planning. Read Oct 5, 2026.
  29. 29.Fla. Stat. 489.147-, Florida Legislature. Read Oct 4, 2026.
  30. 30.FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13, floridaroof.com. Read Oct 5, 2026.
  31. 31.2023 Florida Building Code, Building, 8th ed., Chapter 1 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
  32. 32.Miami-Dade County RER notice, Miami. Read Oct 5, 2026.
  33. 33.NOAA National Hurricane Center, Tropical Cyclone Climatology, NOAA National Hurricane Center. Read Oct 5, 2026.
  34. 34.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service), NOAA National Centers for Environmental Information. Read Oct 5, 2026.
  35. 35.NOAA Atlas 14 Volume 9 version 2, partial-duration 24-hour depth estimates at The Acreage 2020 Census internal point (26.7742, -80.2769), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
  36. 36.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service), NOAA National Centers for Environmental Information. Read Oct 5, 2026.
  37. 37.Florida Statutes, section 489.113 (2026), Florida Legislature. Read Oct 5, 2026.
  38. 38.Florida Statutes, section 553.842 (2026), Florida Legislature. Read Oct 5, 2026.
  39. 39.Florida Building Commission, Florida Building Commission. Read Oct 5, 2026.
  40. 40.Florida Statutes, section 713.135 (2026), Florida Legislature. Read Oct 5, 2026.

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Roof repair in The Acreage

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