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Re-roofs · Loxahatchee Groves

Roof replacement in Loxahatchee Groves, FL

The median home in Loxahatchee Groves was built in 1987, so many roofs in town are now decades old. A roof that has reached that age deserves a check before the next storm season, and any replacement starts with a permit from the town.

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Updated October 2026

Drone view looking down on a gray-blend shingle roof with two front gables, a debris container and a pickup in the driveway beyond.

Loxahatchee Groves figures this page uses

Median year homes were built
1987
Share of homes built before 1980
26%
Share of homes built 2010 or later
11.8%
Single-family detached share of housing units
92.2%

Roof age in town

Why a roof of advanced age in Loxahatchee Groves typically signals a need for attention

About 26 percent of homes in town were built before 1980. Another roughly 60 percent of the housing stock is inside the 1980s and 1990s window, based on the 1987 median. That suggests many original roofs are now past their expected service life, although the census does not record roof age directly.

Only about 11.8 percent of homes were built in 2010 or later. Most owners here are working with roofs that have already been replaced at least once or are due for it. Single-family detached homes make up 92.2 percent of units, so most roof jobs are on single homes rather than shared buildings.

Permit and code steps

What a re-roof triggers in Loxahatchee Groves

Replacing a roof in town requires a permit, and the town publishes its permit requirements and applications on its own website. Confirm the current steps with the town before work starts, since the building rules change on set dates.

Under the 25 percent rule, no more than a quarter of the roof area can be redone in any 12-month period unless the entire roof covering is replaced. Should your roof have been constructed or fixed under the 2007 Florida Building Code or a newer edition, just the fixed section has to comply with present-day code.

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Questions

Roof replacement in Loxahatchee Groves: questions

What is the 25% roof rule in Florida?

Under the 25 percent rule, no more than a quarter of an existing roof can be repaired, replaced or recovered within a 12-month window before the whole covering must meet current code. Only up to a quarter of the roof area may be redone under the limit. If the existing roof was built or repaired to the 2007 Florida Building Code or later, only the repaired part must meet current rules. Confirm how the rule applies to your roof with the town building office before work starts.

Source: 2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription), read Oct 5, 2026

Related: Roof replacement

Do I need a permit to replace my roof here?

Yes. Re-roofing work in Loxahatchee Groves requires a permit from the town, and the town publishes its permit requirements and applications online. A permit that is not started within 6 months of issuance can become invalid. Ask the town building office which forms and documents it needs before the job begins.

Source: Town of Loxahatchee Groves - Permits Requirements & Applications, read Oct 5, 2026

Related: Roof replacement

How many older homes are in Loxahatchee Groves?

About 26 percent of homes in the town were built before 1980, and the median home was built in 1987. Many roofs here are likely past 25 years old, which is the age that can trigger insurer paperwork under Citizens rules. Check your roof's age and its condition before the storm season starts.

Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API, read Oct 5, 2026

Related: Roof replacement

Nearby

Roof replacement near Loxahatchee Groves

Sources for this page(25)
  1. 1.Median year homes were built: 1987. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
  2. 2.Share of homes built before 1980: 26%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
  3. 3.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
  4. 4.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, B25034, B25024, via Census Reporter API. Read Oct 5, 2026.
  5. 5.Share of homes built 2010 or later: 11.8%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
  6. 6.Single-family detached share of housing units: 92.2%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
  7. 7.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
  8. 8.Permit office: Town of Loxahatchee Groves - Permits Requirements & Applications. Town of Loxahatchee Groves - Permits Requirements & Applications. Read Oct 10, 2026.
  9. 9.NWS Miami, 'Hurricane Milton' StoryMap (Oct 9, 2024 tornado outbreak; preliminary data). Read Oct 5, 2026.
  10. 10.FRSA, "New 2023 FBC Eighth Edition is Now in Effect", 2024-02-13. Read Oct 5, 2026.
  11. 11.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription). Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7).
  12. 12.Florida Statutes, section 553.844 (2026). Read Oct 5, 2026.
  13. 13.2023 Florida Building Code, Building, 8th ed., Chapter 1 (UpCodes viewer, unofficial transcription). Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7). Source URL inherited from C-3 (the research cites it "as C-3").
  14. 14.Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17). Read Oct 4, 2026.
  15. 15.Town of Loxahatchee Groves - Permits Requirements & Applications, Town of Loxahatchee Groves. Read Oct 5, 2026.
  16. 16.Florida Building Commission, 'Setting New Standards for Safety: The Florida Building Code' (2004 publication; wind-speed figures in it are outdated and not used), Florida Building Commission. Read Oct 5, 2026.
  17. 17.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Matthew (AL142016), NOAA National Hurricane Center. Read Oct 5, 2026.
  18. 18.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Dorian (AL052019), NOAA National Hurricane Center. Read Oct 5, 2026.
  19. 19.NOAA National Hurricane Center, Tropical Cyclone Climatology, NOAA National Hurricane Center. Read Oct 5, 2026.
  20. 20.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service), NOAA National Centers for Environmental Information. Read Oct 5, 2026.
  21. 21.NOAA Atlas 14 Volume 9 version 2, partial-duration intensity estimates at the Loxahatchee Groves 2020 Census internal point (26.7210, -80.2772), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
  22. 22.Wikipedia, 'Loxahatchee Groves, Florida' (revision 1376667548), Wikipedia. Read Oct 5, 2026.
  23. 23.Wikipedia, 'List of municipalities in Florida', Wikipedia. Read Oct 5, 2026.
  24. 24.Miami-Dade County RER notice, Miami. Read Oct 5, 2026.
  25. 25.Florida Statutes, section 713.135 (2026), Florida Legislature. Read Oct 5, 2026.

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Roof replacement in Loxahatchee Groves

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