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Inspections ยท West Park

Roof inspections in West Park, FL

Mobile homes are only 1.7 percent of housing units in West Park, so most roofs here sit on site-built houses, and 86.7 percent are single-family detached. With 88.1 percent of homes built before 1980, many roofs have been replaced at least once. A roof inspection tells you which one you have.

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Updated October 2026

Top-down drone view of a gray-blend shingle roof with ridges, valleys and roof vents, lawn on both sides and a white fence at the left edge.

West Park figures this page uses

Median year homes were built
1961
Owner-occupied share of occupied homes
63.8%
Residents 65 and older
14.3%
Mobile homes, share of housing units
1.7%

Housing age

Why many West Park roofs get inspected

The median West Park home was built in 1961, against 1980 for Broward County. That suggests many roofs here are on their second or third covering, and some may be past the 15-year line that insurers watch.

Under Florida Statute 627.7011(5), an insurer cannot refuse to issue or renew a policy solely because the roof is under 15 years old. Once a roof reaches 15 years or more, you are entitled to have an authorized inspector examine it, with the cost falling on you. A report showing 5 or more years of useful life remaining means the insurer cannot cite age alone when it refuses or declines to renew.

Of West Park's 4,490 occupied homes, 63.8 percent are owner-occupied. Another 14.3 percent of residents are 65 or older. For those owners, an inspection report is paperwork to hand your insurer or agent, who alone can say what it means for your policy.

Inspection scope

What a roof inspection checks

The roof section of the 4-point form records covering material, roof age, remaining useful life, date of the last roofing permit, and the percentage replaced. Citizens requires a 4-point inspection for properties more than 20 years old, which describes most West Park houses.

  • Cracking, curling or cupping of the covering
  • Granules have worn away heavily enough that the asphalt or felt underneath is visible.
  • Missing, loose or cracked tabs or tiles
  • Soft spots in the decking
  • Water stains or drips that show up in the attic or on the ceilings inside your home count as visible leaks.

Citizens asks for documentation of at least five years of remaining life on roofs older than 25 years if shingle, or 50 years if tile, slate, clay, concrete or metal. A contractor, building code inspector or home inspector has to sign the form, and each slope needs its own photos.

Timing

When to order one in West Park

Order one before you buy or sell a house, when your insurer sends a roof-age letter, or after a storm. Broward sits in the High Velocity Hurricane Zone, and Irma put a 97-knot gust at Deerfield Beach in 2017. A dated report gives you a baseline before any claim.

Any later repair is governed by the 25 percent rule, which can require a full replacement if more than a quarter of the roof is repaired in 12 months. Confirm permit requirements with the City of West Park Building Department. A new claim has to reach your insurer within 1 year of the loss.

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Questions

Roof inspections in West Park: questions

Does my West Park roof need an inspection if it is over 15 years old?

Nothing in Florida law makes one mandatory on its own. Under Fla. Stat. 627.7011(5), if your roof is 15 years or older, your insurer must let you have an authorized inspector check it at your own expense. With 5 or more years of useful life shown in the report, age by itself is not a lawful basis for refusal or non-renewal. With 88.1 percent of West Park homes built before 1980, many owners here may face this question. Your insurer or agent can tell you how your policy treats this.

Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API, read Oct 5, 2026

Related: Roof inspections

Who can sign a roof inspection for my insurer?

The insurer must approve the inspector. Under Florida's definition, that can be a licensed home inspector, a certified building code inspector, a licensed general, building, residential or roofing contractor, a professional engineer, an architect, or anyone else your insurer recognizes as qualified. Citizens' own roof form accepts a contractor, building code inspector or Florida-licensed home inspector. The median home in this area was built in 1961, so many roofs here have been replaced at least once and an inspector will want to see the age of the current one. Before you hire anyone, request the insurer's list.

Source: Florida Statutes, section 627.7011 (2026), read Oct 5, 2026

Related: Roof inspections

Does the 4-point inspection include the roof?

Yes. The 4-point inspection covers electrical, plumbing, HVAC and the roof. Citizens requires it for properties more than 20 years old, and the median West Park home was built in 1961. The roof section records the covering material, age, remaining useful life, last permit date, any partial replacement and its percentage, overall condition, and damage such as cracking or soft decking. The separate roof inspection form can be replaced by photos of each slope.

Source: Citizens Property Insurance Corporation, read Oct 4, 2026

Related: Roof inspections

Does the 15-year rule apply to my mobile home in West Park?

The 15-year roof rule in Fla. Stat. 627.7011(5) is written for homeowner's policies, and it says an insurer may not refuse to issue or renew solely because the roof is less than 15 years old. When your roof is 15 years old or more, the insurer has to allow an authorized inspector to examine it, and you cover that cost. Age alone cannot be the reason for a refusal or non-renewal if the inspection finds 5 or more years of useful life remaining. Mobile home policies are often written differently, so ask your insurer what roof documentation it wants. In West Park, 63.8 percent of occupied homes are owner-occupied, so many households deal with these roof questions directly.

Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API, read Oct 5, 2026

Related: Roof inspections

Nearby

Roof inspections near West Park

Sources for this page(33)
  1. 1.Median year homes were built: 1961. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
  2. 2.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, via Census Reporter API. Read Oct 5, 2026.
  3. 3.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25035, B25034, B25024, via Census Reporter API. Read Oct 5, 2026.
  4. 4.Wikipedia, 'West Park, Florida' (revision 1374731212). Read Oct 5, 2026.
  5. 5.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
  6. 6.U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
  7. 7.Hurricane Dorian (2019). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Dorian (AL052019). Read Oct 5, 2026.
  8. 8.Owner-occupied share of occupied homes: 63.8% (2,865 of 4,490). U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25003, via Census Reporter API. Read Oct 5, 2026.
  9. 9.Residents 65 and older: 14.3%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B01001, via Census Reporter API. Read Oct 5, 2026.
  10. 10.Florida Building Commission, 'Setting New Standards for Safety: The Florida Building Code' (2004 publication; wind-speed figures in it are outdated and not used). Read Oct 5, 2026.
  11. 11.Hurricane Irma (2017). NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma (AL112017). Read Oct 5, 2026.
  12. 12.Permit office: City of West Park - Building Department. City of West Park - Building Department. Read Oct 10, 2026.
  13. 13.Mobile homes, share of housing units: 1.7%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25024, via Census Reporter API. Read Oct 5, 2026.
  14. 14.Share of homes built before 1980: 88.1%. U.S. Census Bureau, American Community Survey 2024 5-year estimates (2020-2024), table B25034, via Census Reporter API. Read Oct 5, 2026.
  15. 15.Florida Statutes, section 627.7011 (2026). Read Oct 4, 2026.
  16. 16.Insp4pt 03 25. Read Oct 4, 2026.
  17. 17.Citizens Property Insurance Corporation. Read Oct 4, 2026.
  18. 18.Citizens 4-Point Inspection Form, Sample Form Insp4pt 03 25. Read Oct 4, 2026.
  19. 19.Citizens Property Insurance Corporation, inspections FAQ (updated 2026-03-17). Read Oct 4, 2026.
  20. 20.Citizens Property Insurance Corporation. Read Oct 5, 2026.
  21. 21.Citizens Property Insurance Corporation. Read Oct 5, 2026.
  22. 22.2023 Florida Building Code, Building, 8th ed., Chapter 15 (UpCodes viewer, unofficial transcription). Read Oct 5, 2026. FBC text read from UpCodes (unofficial transcription): check floridabuilding.org or the ICC viewer before quoting (spec 8.7).
  23. 23.Florida Statutes, section 627.70132 (2026). Read Oct 4, 2026.
  24. 24.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Dorian (AL052019), NOAA National Hurricane Center. Read Oct 5, 2026.
  25. 25.NOAA National Hurricane Center, Tropical Cyclone Report: Hurricane Irma (AL112017), NOAA National Hurricane Center. Read Oct 5, 2026.
  26. 26.City of West Park - Building Department, City of West Park. Read Oct 5, 2026.
  27. 27.NOAA National Hurricane Center, Tropical Cyclone Climatology, NOAA National Hurricane Center. Read Oct 5, 2026.
  28. 28.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service), NOAA National Centers for Environmental Information. Read Oct 5, 2026.
  29. 29.NOAA NCEI U.S. Climate Normals 1991-2020 (access data service), NOAA National Centers for Environmental Information. Read Oct 5, 2026.
  30. 30.NOAA Atlas 14 Volume 9 version 2, partial-duration intensity estimates at the West Park 2020 Census internal point (25.9787, -80.1810), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.
  31. 31.Florida Statutes, section 713.135 (2026), Florida Legislature. Read Oct 5, 2026.
  32. 32.2023 Florida Building Code, Building, 8th ed., Chapter 1 (UpCodes viewer, unofficial transcription), UpCodes (Florida Building Code transcription). Read Oct 5, 2026.
  33. 33.NOAA Atlas 14 Volume 9 version 2, partial-duration 24-hour depth estimates at the West Park 2020 Census internal point (25.9787, -80.1810), NOAA Hydrometeorological Design Studies Center. Read Oct 5, 2026.

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Roof inspections in West Park

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